Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Lichen InternationalLICN +2.56%62 Debt-to-Equity is 0.01 as of Dec. 2025, which is at its 10-year median of 0.01. GuruFocus rates LICN with a GF Score™ of 62/100 and a GF Value™ of $3.34 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 953 Business Services companies, Lichen International ranks better than 99.9% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Lichen International's Debt-to-Equity or its related term are showing as below:
LICN'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0 Med: 0.01 Max: 0.01
Current: 0.01
During the past 6 years, the highest Debt-to-Equity Ratio of Lichen International was 0.01. The lowest was 0.00. And the median was 0.01.
LICN's Debt-to-Equity is ranked better than 99.9% of 953
companies
in the Business Services industry
Industry Median: 0.33
vs LICN: 0.01
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Lichen International Debt-to-Equity Related Terms
Lichen International Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Lichen International's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Specialty Business Services subindustry, Lichen International's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lichen International Debt-to-Equity vs Business Services Industry
For the Business Services industry and Industrials sector, Lichen International's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Lichen International's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lichen International (LICN) has a Debt-to-Equity of 0.01 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Lichen International and its competitors. This is near median its historical median of 0.01. According to the industry distribution chart, Lichen International ranks #1 out of 953 companies in the Business Services industry, placing it in the top 0.099999999999994%.
Is Lichen International's Debt-to-Equity too high?
Lichen International's current Debt-to-Equity of 0.01 is near median its 10-year median of 0.01. The Business Services industry median Debt-to-Equity is 0.33. Lichen International's value of 0.01 is 97% below this industry median. Based on the distribution chart, Lichen International ranks #1 out of 953 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, Lichen International has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Lichen International's Debt-to-Equity compare to PMEC and SMX?
According to the Business Services industry distribution chart, Lichen International ranks #1 out of 953 companies for Debt-to-Equity. This places Lichen International in the top 0% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.33. Lichen International's value of 0.01 is 97% below this benchmark. While the company's 10-year median is 0.01 vs. the industry median of 0.33, Lichen International has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Business Services company?
The median Debt-to-Equity among Business Services companies is 0.33, based on 953 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lichen International's current Debt-to-Equity of 0.01 is 97% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Lichen International and its competitors. For the Business Services industry, the median Debt-to-Equity is 0.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lichen International's current Debt-to-Equity is 0.01, which is near median its own 10-year median of 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lichen International stock overvalued right now?
Based on GuruFocus' analysis, Lichen International (LICN) is currently considered Possible Value Trap. The stock's GF Value™ is $3.34, compared to a current price of $1.20 — trading 64.1% below its estimated fair value. The current Debt-to-Equity is 0.01, which is near median its 10-year median of 0.01 and 97% below the Business Services industry median of 0.33. Lichen International's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Lichen International (LICN), the current Debt-to-Equity is 0.01 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lichen International (LICN) Overvalued in 2026?
Based on GuruFocus' analysis, Lichen International stock appears to be undervalued.
The current stock price of $1.20 is trading 64.1% below its estimated GF Value™ of $3.34.
GuruFocus considers Lichen International to be Possible Value Trap.
Key valuation signals for LICN:
Debt-to-Equity: 0.01 (near median its 10-year median of 0.01)
GF Value™: $3.34 vs. price of $1.20 (64.1% below fair value)
Industry Position: 97% below the Business Services median (#1 of 953)
No single metric tells the full story. See the LICN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lichen International Ltd is a financial and taxation service provider in China. The company provides financial and taxation solution services; education support services; and software and maintenance services in the PRC under its Lichen brand. The financial and taxation solution services comprise financial and taxation related management consultation, internal control management consultation, annual or regular consultation, and internal training and general consultation. The education support services comprise the provision of marketing, operational, and technical support and the sales of teaching and learning materials. The software and maintenance services comprise the sales of financial and taxation analysis software and the sales of financial and taxation training software.
62GF Score
Get the complete analysis for LICN
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LICN has been successfully added to your 
