LICN (Lichen International) Debt-to-EBITDA : -0.03 (As of Dec. 2025)

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LICN Lichen International Ltd LICN
62 GF Score
Price $1.20
GF Value $3.34
Valuation Possible Value Trap
! 4 Warning Signs
View Full Analysis

What is Lichen International Debt-to-EBITDA?

Lichen International LICN +2.56% 62 Debt-to-EBITDA is -0.03 as of Dec. 2025. GuruFocus rates LICN with a GF Score™ of 62/100 and a GF Value™ of $3.34 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 838 Business Services companies, Lichen International ranks worse than 119331.62% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Lichen International's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $0.21 Mil. Lichen International's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $0.34 Mil. Lichen International's annualized EBITDA for the quarter that ended in Dec. 2025 was $-18.32 Mil. Lichen International's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was -0.03.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Lichen International's Debt-to-EBITDA or its related term are showing as below:

LICN' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -0.05   Med: 0.01   Max: 0.03
Current: -0.04

During the past 6 years, the highest Debt-to-EBITDA Ratio of Lichen International was 0.03. The lowest was -0.05. And the median was 0.01.

LICN's Debt-to-EBITDA is ranked worse than
100% of 838 companies
in the Business Services industry
Industry Median: 1.69 vs LICN: -0.04

Lichen International  (NAS:LICN) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Lichen International Debt-to-EBITDA Related Terms


Lichen International Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Lichen International's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lichen International Debt-to-EBITDA Chart

Lichen International Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial 0.03 0.02 0.01 -0.04 -0.05

Lichen International Semi-Annual Data
Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 0.01 0.02 -0.01 -0.03 -0.03

LICN vs PMEC, SMX, SST: Debt-to-EBITDA Comparison

For the Specialty Business Services subindustry, Lichen International's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lichen International Debt-to-EBITDA vs Business Services Industry

For the Business Services industry and Industrials sector, Lichen International's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Lichen International's Debt-to-EBITDA falls into.


LICN
62GF Score
Lichen International Ltd LICN
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lichen International Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Lichen International's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.211 + 0.343) / -10.257
=-0.05

Lichen International's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.211 + 0.343) / -18.318
=-0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of -0.03 mean?
Lichen International (LICN) has a Debt-to-EBITDA of -0.03 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Lichen International. According to the industry distribution chart, Lichen International ranks #999999 out of 838 companies in the Business Services industry.
Is Lichen International's Debt-to-EBITDA too high?
Lichen International's current Debt-to-EBITDA is -0.03. Based on the distribution chart, Lichen International ranks #999999 out of 838 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Lichen International has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Lichen International's Debt-to-EBITDA compare to PMEC and SMX?
According to the Business Services industry distribution chart, Lichen International ranks #999999 out of 838 companies for Debt-to-EBITDA. This places Lichen International in the lower half of its industry. The industry median Debt-to-EBITDA is 1.69. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Business Services company?
The median Debt-to-EBITDA among Business Services companies is 1.69, based on 838 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Lichen International. For the Business Services industry, the median Debt-to-EBITDA is 1.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lichen International's current Debt-to-EBITDA is -0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lichen International stock overvalued right now?
Based on GuruFocus' analysis, Lichen International (LICN) is currently considered Possible Value Trap. The stock's GF Value™ is $3.34, compared to a current price of $1.20 — trading 64.1% below its estimated fair value. The current Debt-to-EBITDA is -0.03. Lichen International's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Lichen International (LICN), the current Debt-to-EBITDA is -0.03 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lichen International (LICN) Overvalued in 2026?

Based on GuruFocus' analysis, Lichen International stock appears to be undervalued. The current stock price of $1.20 is trading 64.1% below its estimated GF Value™ of $3.34. GuruFocus considers Lichen International to be Possible Value Trap.

Key valuation signals for LICN:

  • Debt-to-EBITDA: -0.03
  • GF Value™: $3.34 vs. price of $1.20 (64.1% below fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the LICN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lichen International Business Description

Address Hubin North Road, 15th Floor, Xingang Square, Siming District, Fujian Province, Xiamen, CHN, 361013
Lichen International Ltd is a financial and taxation service provider in China. The company provides financial and taxation solution services; education support services; and software and maintenance services in the PRC under its Lichen brand. The financial and taxation solution services comprise financial and taxation related management consultation, internal control management consultation, annual or regular consultation, and internal training and general consultation. The education support services comprise the provision of marketing, operational, and technical support and the sales of teaching and learning materials. The software and maintenance services comprise the sales of financial and taxation analysis software and the sales of financial and taxation training software.
62GF Score

Get the complete analysis for LICN

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.20
Price
$3.34
GF Value