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George Risk IndustriesRSKIA +1.99%86 Cash Ratio is 10.11 as of Apr. 2026, which is 10% below its 10-year median of 11.25. GuruFocus rates RSKIA with a GF Score™ of 86/100 and a GF Value™ of $17.93 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,061 Business Services companies, George Risk Industries ranks better than 97.74% on this metric.
George Risk Industries has a Cash Ratio of 10.11. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.
The historical rank and industry rank for George Risk Industries's Cash Ratio or its related term are showing as below:
RSKIA'
s Cash Ratio Range Over the Past 10 Years
Min: 9.13 Med: 11.25 Max: 18.31
Current: 10.11
During the past 13 years, George Risk Industries's highest Cash Ratio was 18.31. The lowest was 9.13. And the median was 11.25.
RSKIA's Cash Ratio is ranked better than 97.74% of 1061
companies
in the Business Services industry
Industry Median: 0.6
vs RSKIA: 10.11
George Risk Industries (OTCPK:RSKIA) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Security & Protection Services subindustry, George Risk Industries's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
George Risk Industries Cash Ratio vs Business Services Industry
For the Business Services industry and Industrials sector, George Risk Industries's Cash Ratio distribution charts can be found below:
* The bar in red indicates where George Risk Industries's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
George Risk Industries (RSKIA) has a Cash Ratio of 10.11 as of Apr. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on George Risk Industries and its competitors. This is 10% below median its historical median of 11.25. Over the past decade, George Risk Industries' Cash Ratio has ranged from 9.13 to 18.31. According to the industry distribution chart, George Risk Industries ranks #24 out of 1061 companies in the Business Services industry, placing it in the top 2.3%.
Is George Risk Industries' Cash Ratio too high?
George Risk Industries' current Cash Ratio of 10.11 is 10% below median its 10-year median of 11.25. Over the past 10 years, this metric has ranged from a low of 9.13 to a high of 18.31. The Business Services industry median Cash Ratio is 0.60. George Risk Industries' value of 10.11 is 1585% above this industry median. Based on the distribution chart, George Risk Industries ranks #24 out of 1061 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, George Risk Industries has a GF Score™ of 86/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does George Risk Industries' Cash Ratio compare to CIGL and BAER?
According to the Business Services industry distribution chart, George Risk Industries ranks #24 out of 1061 companies for Cash Ratio. This places George Risk Industries in the top 2% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.60. George Risk Industries' value of 10.11 is 1585% above this benchmark. Historically, George Risk Industries' own Cash Ratio has ranged from 9.13 to 18.31 over the past decade. While the company's 10-year median is 11.25 vs. the industry median of 0.60, George Risk Industries has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Business Services company?
The median Cash Ratio among Business Services companies is 0.60, based on 1,061 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. George Risk Industries's current Cash Ratio of 10.11 is 1585% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on George Risk Industries and its competitors. For the Business Services industry, the median Cash Ratio is 0.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. George Risk Industries's current Cash Ratio is 10.11, which is 10% below median its own 10-year median of 11.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is George Risk Industries stock overvalued right now?
Based on GuruFocus' analysis, George Risk Industries (RSKIA) is currently considered Modestly Overvalued. The stock's GF Value™ is $17.93, compared to a current price of $20.50 — trading 14.3% above its estimated fair value. The current Cash Ratio is 10.11, which is 10% below median its 10-year median of 11.25 and 1585% above the Business Services industry median of 0.60. George Risk Industries' overall GF Score™ is 86/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For George Risk Industries (RSKIA), the current Cash Ratio is 10.11 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is George Risk Industries (RSKIA) Overvalued in 2026?
Based on GuruFocus' analysis, George Risk Industries stock appears to be overvalued.
The current stock price of $20.50 is trading 14.3% above its estimated GF Value™ of $17.93.
GuruFocus considers George Risk Industries to be Modestly Overvalued.
Key valuation signals for RSKIA:
Cash Ratio: 10.11 (10% below median its 10-year median of 11.25)
GF Value™: $17.93 vs. price of $20.50 (14.3% above fair value)
Industry Position: 1585% above the Business Services median (#24 of 1061)
No single metric tells the full story. See the RSKIA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
George Risk Industries Inc manufactures security products. The company is engaged in the designing, manufacturing, and sale of various products which include magnetic reed switches as well as keyboards and keyboard switches, proximity sensors, security alarm components, pool access alarms, electronic switching devices, low voltage raceway, wire, and cable installation tools, and various other sensors and devices. These security products are used in alarm system installations in the residential, commercial, industrial, and government sectors.
86GF Score
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