George Risk IndustriesRSKIA 85 Interest Coverage is No Debt (1) as of Jan. 2026, which is 100% below its 10-year median of 10,000.00. GuruFocus rates RSKIA with a GF Score™ of 85/100 and a GF Value™ of $16.64 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 812 Business Services companies, George Risk Industries ranks better than 99.01% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. George Risk Industries's
Operating Income
for the
three
months ended in Jan. 2026 was $1.45 Mil. George Risk Industries's Interest Expense for the
three
months ended in Jan. 2026 was $0.00 Mil.
George Risk Industries has no debt.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
George Risk Industries Inc has no debt.
(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
The historical rank and industry rank for George Risk Industries's Interest Coverage or its related term are showing as below:
RSKIA'
s Interest Coverage Range Over the Past 10 Years
Min: 1125.5 Med: No Debt Max: No Debt
Current: No Debt
RSKIA's Interest Coverage is ranked better than 99.01% of 812
companies
in the Business Services industry
Industry Median: 12.98
vs RSKIA: No Debt
George Risk Industries (OTCPK:RSKIA) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
George Risk Industries Interest Coverage Related Terms
George Risk Industries Interest Coverage Historical Data
* Premium members only.
The historical data trend for George Risk Industries's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
RSKIA vs YOOV, BAER, SPCB: Interest Coverage Comparison
For the Security & Protection Services subindustry, George Risk Industries's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
George Risk Industries Interest Coverage vs Business Services Industry
For the Business Services industry and Industrials sector, George Risk Industries's Interest Coverage distribution charts can be found below:
* The bar in red indicates where George Risk Industries's Interest Coverage falls into.
George Risk Industries Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
George Risk Industries (RSKIA) has a Interest Coverage of No Debt (1) as of Jan. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on George Risk Industries and its competitors. This is 100% below median its historical median of 10,000.00. Over the past decade, George Risk Industries' Interest Coverage has ranged from 1,125.50 to 10,000.00. According to the industry distribution chart, George Risk Industries ranks #8 out of 812 companies in the Business Services industry, placing it in the top 1%.
Is George Risk Industries' Interest Coverage too high?
George Risk Industries' current Interest Coverage of No Debt (1) is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 1,125.50 to a high of 10,000.00. Based on the distribution chart, George Risk Industries ranks #8 out of 812 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, George Risk Industries has a GF Score™ of 85/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does George Risk Industries' Interest Coverage compare to YOOV and BAER?
According to the Business Services industry distribution chart, George Risk Industries ranks #8 out of 812 companies for Interest Coverage. This places George Risk Industries in the top 1% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 12.98. Historically, George Risk Industries' own Interest Coverage has ranged from 1,125.50 to 10,000.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 812 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on George Risk Industries and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. George Risk Industries's current Interest Coverage is No Debt (1), which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is George Risk Industries stock overvalued right now?
Based on GuruFocus' analysis, George Risk Industries (RSKIA) is currently considered Modestly Overvalued. The stock's GF Value™ is $16.64, compared to a current price of $18.99 — trading 14.1% above its estimated fair value. The current Interest Coverage is No Debt (1), which is 100% below median its 10-year median of 10,000.00. George Risk Industries' overall GF Score™ is 85/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For George Risk Industries (RSKIA), the current Interest Coverage is No Debt (1) as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is George Risk Industries (RSKIA) Overvalued in 2026?
Based on GuruFocus' analysis, George Risk Industries stock appears to be overvalued.
The current stock price of $18.99 is trading 14.1% above its estimated GF Value™ of $16.64.
GuruFocus considers George Risk Industries to be Modestly Overvalued.
Key valuation signals for RSKIA:
Interest Coverage: No Debt (1) (100% below median its 10-year median of 10,000.00)
GF Value™: $16.64 vs. price of $18.99 (14.1% above fair value)
No single metric tells the full story. See the RSKIA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
George Risk Industries Inc manufactures security products. The company is engaged in the designing, manufacturing, and sale of various products which include magnetic reed switches as well as keyboards and keyboard switches, proximity sensors, security alarm components, pool access alarms, electronic switching devices, low voltage raceway, wire, and cable installation tools, and various other sensors and devices. These security products are used in alarm system installations in the residential, commercial, industrial, and government sectors.
85GF Score
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