RSKIA (George Risk Industries) Effective Interest Rate on Debt %: 0.00% (As of Jan. 2026)

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RSKIA George Risk Industries Inc RSKIA
85 GF Score
Price $18.81
GF Value $16.69
Valuation Modestly Overvalued
! 5 Warning Signs
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What is George Risk Industries Effective Interest Rate on Debt %?

George Risk Industries RSKIA -0.95% 85 Effective Interest Rate on Debt % is 0.00% as of Jan. 2026. GuruFocus rates RSKIA with a GF Score™ of 85/100 and a GF Value™ of $16.69 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. George Risk Industries's annualized positive value of Interest Expense for the quarter that ended in Jan. 2026 was $0.00 Mil. George Risk Industries's average total debt for the quarter that ended in Jan. 2026 was $0.00 Mil. Therefore, George Risk Industries's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 was N/A%.


George Risk Industries  (OTCPK:RSKIA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


George Risk Industries Effective Interest Rate on Debt % Related Terms


George Risk Industries Effective Interest Rate on Debt % Historical Data

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The historical data trend for George Risk Industries's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

George Risk Industries Effective Interest Rate on Debt % Chart

George Risk Industries Annual Data
Trend Apr16 Apr17 Apr18 Apr19 Apr20 Apr21 Apr22 Apr23 Apr24 Apr25
Effective Interest Rate on Debt %
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George Risk Industries Quarterly Data
Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

RSKIA vs CIGL, BAER, SPCB: Effective Interest Rate on Debt % Comparison

For the Security & Protection Services subindustry, George Risk Industries's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


George Risk Industries Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, George Risk Industries's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where George Risk Industries's Effective Interest Rate on Debt % falls into.


RSKIA
85GF Score
George Risk Industries Inc RSKIA
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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George Risk Industries Effective Interest Rate on Debt % Calculation

George Risk Industries's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Apr. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Apr. 2024 )+Total Debt  (A: Apr. 2025 ))/ count )
=-1  *  -0.006/( (0+0)/ 1 )
=-1  *  -0.006/0
=N/A %

where

George Risk Industries's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Oct. 2025 )+Total Debt  (Q: Jan. 2026 ))/ count )
=-1  *  0/( (0+0)/ 1 )
=-1  *  0/0
=N/A %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jan. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
George Risk Industries (RSKIA) has a Effective Interest Rate on Debt % of 0.00% as of Jan. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on George Risk Industries and its competitors.
Is George Risk Industries' Effective Interest Rate on Debt % too high?
George Risk Industries' current Effective Interest Rate on Debt % is 0.00%. Overall, George Risk Industries has a GF Score™ of 85/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does George Risk Industries' Effective Interest Rate on Debt % compare to CIGL and BAER?
George Risk Industries' Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on George Risk Industries and its competitors. George Risk Industries's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is George Risk Industries stock overvalued right now?
Based on GuruFocus' analysis, George Risk Industries (RSKIA) is currently considered Modestly Overvalued. The stock's GF Value™ is $16.69, compared to a current price of $18.81 — trading 12.7% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. George Risk Industries' overall GF Score™ is 85/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For George Risk Industries (RSKIA), the current Effective Interest Rate on Debt % is 0.00% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is George Risk Industries (RSKIA) Overvalued in 2026?

Based on GuruFocus' analysis, George Risk Industries stock appears to be overvalued. The current stock price of $18.81 is trading 12.7% above its estimated GF Value™ of $16.69. GuruFocus considers George Risk Industries to be Modestly Overvalued.

Key valuation signals for RSKIA:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: $16.69 vs. price of $18.81 (12.7% above fair value)
  • GF Score™: 85/100 with 5 warning signs

No single metric tells the full story. See the RSKIA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


George Risk Industries Business Description

Address 802 South Elm Street, Kimball, NE, USA, 69145
George Risk Industries Inc manufactures security products. The company is engaged in the designing, manufacturing, and sale of various products which include magnetic reed switches as well as keyboards and keyboard switches, proximity sensors, security alarm components, pool access alarms, electronic switching devices, low voltage raceway, wire, and cable installation tools, and various other sensors and devices. These security products are used in alarm system installations in the residential, commercial, industrial, and government sectors.
85GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.81
Price
$16.69
GF Value