RSKIA (George Risk Industries) ROE %: 16.68% (As of Jan. 2026) — 83% Above Median


RSKIA George Risk Industries Inc RSKIA
85 GF Score
Price $18.99
GF Value $16.64
Valuation Modestly Overvalued
! 5 Warning Signs
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What is George Risk Industries ROE %?

George Risk Industries RSKIA 85 ROE % is 16.68% as of Jan. 2026, which is 83% above its 10-year median of 9.12. GuruFocus rates RSKIA with a GF Score™ of 85/100 and a GF Value™ of $16.64 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,058 Business Services companies, George Risk Industries ranks better than 73.82% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. George Risk Industries's annualized net income for the quarter that ended in Jan. 2026 was $9.92 Mil. George Risk Industries's average Total Stockholders Equity over the quarter that ended in Jan. 2026 was $59.46 Mil. Therefore, George Risk Industries's annualized ROE % for the quarter that ended in Jan. 2026 was 16.68%.

The historical rank and industry rank for George Risk Industries's ROE % or its related term are showing as below:

RSKIA' s ROE % Range Over the Past 10 Years
Min: 5.32   Med: 9.12   Max: 24.6
Current: 15.75

During the past 13 years, George Risk Industries's highest ROE % was 24.60%. The lowest was 5.32%. And the median was 9.12%.

RSKIA's ROE % is ranked better than
73.82% of 1058 companies
in the Business Services industry
Industry Median: 8.095 vs RSKIA: 15.75

George Risk Industries  (OTCPK:RSKIA) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Jan. 2026 )
=Net Income/Total Stockholders Equity
=9.92/59.457
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(9.92 / 22.636)*(22.636 / 67.269)*(67.269 / 59.457)
=Net Margin %*Asset Turnover*Equity Multiplier
=43.82 %*0.3365*1.1314
=ROA %*Equity Multiplier
=14.75 %*1.1314
=16.68 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Jan. 2026 )
=Net Income/Total Stockholders Equity
=9.92/59.457
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (9.92 / 12.06) * (12.06 / 5.808) * (5.808 / 22.636) * (22.636 / 67.269) * (67.269 / 59.457)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.8226 * 2.0764 * 25.66 % * 0.3365 * 1.1314
=16.68 %

Note: The net income data used here is four times the quarterly (Jan. 2026) net income data. The Revenue data used here is four times the quarterly (Jan. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


George Risk Industries ROE % Related Terms


George Risk Industries ROE % Historical Data

* Premium members only.

The historical data trend for George Risk Industries's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

George Risk Industries ROE % Chart

George Risk Industries Annual Data
Trend Apr16 Apr17 Apr18 Apr19 Apr20 Apr21 Apr22 Apr23 Apr24 Apr25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.60 7.32 9.54 14.36 12.79

George Risk Industries Quarterly Data
Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.57 4.28 25.82 15.77 16.68

RSKIA vs SPCB, SNT, KSCP: ROE % Comparison

For the Security & Protection Services subindustry, George Risk Industries's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


George Risk Industries ROE % vs Business Services Industry

For the Business Services industry and Industrials sector, George Risk Industries's ROE % distribution charts can be found below:

* The bar in red indicates where George Risk Industries's ROE % falls into.


RSKIA
85GF Score
George Risk Industries Inc RSKIA
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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George Risk Industries ROE % Calculation

George Risk Industries's annualized ROE % for the fiscal year that ended in Apr. 2025 is calculated as

ROE %=Net Income (A: Apr. 2025 )/( (Total Stockholders Equity (A: Apr. 2024 )+Total Stockholders Equity (A: Apr. 2025 ))/ count )
=7.133/( (54.637+56.862)/ 2 )
=7.133/55.7495
=12.79 %

George Risk Industries's annualized ROE % for the quarter that ended in Jan. 2026 is calculated as

ROE %=Net Income (Q: Jan. 2026 )/( (Total Stockholders Equity (Q: Oct. 2025 )+Total Stockholders Equity (Q: Jan. 2026 ))/ count )
=9.92/( (58.244+60.67)/ 2 )
=9.92/59.457
=16.68 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Jan. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 16.68% mean?
George Risk Industries (RSKIA) has a ROE % of 16.68% as of Jan. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on George Risk Industries and its competitors. This is 83% above median its historical median of 9.12. Over the past decade, George Risk Industries' ROE % has ranged from 5.32 to 24.60. According to the industry distribution chart, George Risk Industries ranks #277 out of 1058 companies in the Business Services industry, placing it in the top 26.2%.
Is George Risk Industries' ROE % too high?
George Risk Industries' current ROE % of 16.68% is 83% above median its 10-year median of 9.12. Over the past 10 years, this metric has ranged from a low of 5.32 to a high of 24.60. The Business Services industry median ROE % is 8.10. George Risk Industries' value of 16.68% is 106.1% above this industry median. Based on the distribution chart, George Risk Industries ranks #277 out of 1058 companies in the Business Services industry, which is above the industry midpoint. Overall, George Risk Industries has a GF Score™ of 85/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does George Risk Industries' ROE % compare to SPCB and SNT?
According to the Business Services industry distribution chart, George Risk Industries ranks #277 out of 1058 companies for ROE %. This puts George Risk Industries in the upper half of its industry. The industry median ROE % is 8.10. George Risk Industries' value of 16.68% is 106.1% above this benchmark. Historically, George Risk Industries' own ROE % has ranged from 5.32 to 24.60 over the past decade. While the company's 10-year median is 9.12 vs. the industry median of 8.10, George Risk Industries has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Business Services company?
The median ROE % among Business Services companies is 8.10, based on 1,058 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. George Risk Industries's current ROE % of 16.68% is 106.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on George Risk Industries and its competitors. For the Business Services industry, the median ROE % is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. George Risk Industries's current ROE % is 16.68%, which is 83% above median its own 10-year median of 9.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is George Risk Industries stock overvalued right now?
Based on GuruFocus' analysis, George Risk Industries (RSKIA) is currently considered Modestly Overvalued. The stock's GF Value™ is $16.64, compared to a current price of $18.99 — trading 14.1% above its estimated fair value. The current ROE % is 16.68%, which is 83% above median its 10-year median of 9.12 and 106.1% above the Business Services industry median of 8.10. George Risk Industries' overall GF Score™ is 85/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For George Risk Industries (RSKIA), the current ROE % is 16.68% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is George Risk Industries (RSKIA) Overvalued in 2026?

Based on GuruFocus' analysis, George Risk Industries stock appears to be overvalued. The current stock price of $18.99 is trading 14.1% above its estimated GF Value™ of $16.64. GuruFocus considers George Risk Industries to be Modestly Overvalued.

Key valuation signals for RSKIA:

  • ROE %: 16.68% (83% above median its 10-year median of 9.12)
  • GF Value™: $16.64 vs. price of $18.99 (14.1% above fair value)
  • GF Score™: 85/100 with 5 warning signs
  • Industry Position: 106.1% above the Business Services median (#277 of 1058)

No single metric tells the full story. See the RSKIA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


George Risk Industries Business Description

Address 802 South Elm Street, Kimball, NE, USA, 69145
George Risk Industries Inc manufactures security products. The company is engaged in the designing, manufacturing, and sale of various products which include magnetic reed switches as well as keyboards and keyboard switches, proximity sensors, security alarm components, pool access alarms, electronic switching devices, low voltage raceway, wire, and cable installation tools, and various other sensors and devices. These security products are used in alarm system installations in the residential, commercial, industrial, and government sectors.
85GF Score

Get the complete analysis for RSKIA

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.99
Price
$16.64
GF Value