Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
FP PartnerTSE:7388 +0.65%92 Cash Ratio is 1.11 as of May. 2026, which is 21% below its 10-year median of 1.40. GuruFocus rates TSE:7388 with a GF Score™ of 92/100 and a GF Value™ of 円2,389.78 (Fairly Valued). The stock has 4 warning signs investors should review. Among 63 Insurance companies, FP Partner ranks better than 71.43% on this metric.
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
FP Partner Cash Ratio Related Terms
FP Partner Cash Ratio Historical Data
* Premium members only.
The historical data trend for FP Partner's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, FP Partner's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FP Partner Cash Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, FP Partner's Cash Ratio distribution charts can be found below:
* The bar in red indicates where FP Partner's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FP Partner (TSE:7388) has a Cash Ratio of 1.11 as of May. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on FP Partner and its competitors. This is 21% below median its historical median of 1.40. Over the past decade, FP Partner's Cash Ratio has ranged from 0.70 to 2.36. According to the industry distribution chart, FP Partner ranks #18 out of 63 companies in the Insurance industry, placing it in the top 28.6%.
Is FP Partner's Cash Ratio too high?
FP Partner's current Cash Ratio of 1.11 is 21% below median its 10-year median of 1.40. Over the past 10 years, this metric has ranged from a low of 0.70 to a high of 2.36. The Insurance industry median Cash Ratio is 0.70. FP Partner's value of 1.11 is 58.6% above this industry median. Based on the distribution chart, FP Partner ranks #18 out of 63 companies in the Insurance industry, which is above the industry midpoint. Overall, FP Partner has a GF Score™ of 92/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does FP Partner's Cash Ratio compare to MRSH and AON?
According to the Insurance industry distribution chart, FP Partner ranks #18 out of 63 companies for Cash Ratio. This puts FP Partner in the upper half of its industry. The industry median Cash Ratio is 0.70. FP Partner's value of 1.11 is 58.6% above this benchmark. Historically, FP Partner's own Cash Ratio has ranged from 0.70 to 2.36 over the past decade. While the company's 10-year median is 1.40 vs. the industry median of 0.70, FP Partner has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for an Insurance company?
The median Cash Ratio among Insurance companies is 0.70, based on 63 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FP Partner's current Cash Ratio of 1.11 is 58.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on FP Partner and its competitors. For the Insurance industry, the median Cash Ratio is 0.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FP Partner's current Cash Ratio is 1.11, which is 21% below median its own 10-year median of 1.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FP Partner stock overvalued right now?
Based on GuruFocus' analysis, FP Partner (TSE:7388) is currently considered Fairly Valued. The stock's GF Value™ is 円2,389.78, compared to a current price of 円2,323.00 — trading 2.8% below its estimated fair value. The current Cash Ratio is 1.11, which is 21% below median its 10-year median of 1.40 and 58.6% above the Insurance industry median of 0.70. FP Partner's overall GF Score™ is 92/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For FP Partner (TSE:7388), the current Cash Ratio is 1.11 as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FP Partner (TSE:7388) Overvalued in 2026?
Based on GuruFocus' analysis, FP Partner stock appears to be undervalued.
The current stock price of 円2,323.00 is trading 2.8% below its estimated GF Value™ of 円2,389.78.
GuruFocus considers FP Partner to be Fairly Valued.
Key valuation signals for TSE:7388:
Cash Ratio: 1.11 (21% below median its 10-year median of 1.40)
GF Value™: 円2,389.78 vs. price of 円2,323.00 (2.8% below fair value)
Industry Position: 58.6% above the Insurance median (#18 of 63)
No single metric tells the full story. See the TSE:7388 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FP Partner Inc is engaged in the Insurance agency business. It offers insurance for individuals and corporations, Financial instruments intermediary service and for housing loan agency business.
92GF Score
Get the complete analysis for TSE:7388
Cash Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TSE:7388 has been successfully added to your 
