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FP PartnerTSE:7388 -1.91%88 Days Payable is 46.08 as of Nov. 2025, which is 23% above its 10-year median of 37.47. GuruFocus rates TSE:7388 with a GF Score™ of 88/100 and a GF Value™ of 円2,965.73 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 56 Insurance companies, FP Partner ranks worse than 58.93% on this metric.
FP Partner's average Accounts Payable for the
three
months ended in Nov. 2025 was 円2,608 Mil. FP Partner's Cost of Goods Sold for the
three
months ended in Nov. 2025 was 円5,164 Mil.
Hence, FP Partner's Days Payable for the
three
months ended in Nov. 2025 was 46.08.
The historical rank and industry rank for FP Partner's Days Payable or its related term are showing as below:
TSE:7388'
s Days Payable Range Over the Past 10 Years
Min: 31.44 Med: 37.47 Max: 45.4
Current: 44.59
During the past 6 years, FP Partner's highest Days Payable was 45.40. The lowest was 31.44. And the median was 37.47.
TSE:7388's Days Payable is ranked worse than 58.93% of 56
companies
in the Insurance industry
Industry Median: 58.52
vs TSE:7388: 44.59
FP Partner's Days Payable
increased
from Nov. 2024 (44.54) to Nov. 2025 (46.08).
It may suggest that FP Partnerdelayed paying its suppliers.
FP Partner Days Payable Related Terms
FP Partner Days Payable Historical Data
* Premium members only.
The historical data trend for FP Partner's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:7388 vs MRSH, AON, AJG: Days Payable Comparison
For the Insurance Brokers subindustry, FP Partner's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FP Partner Days Payable vs Insurance Industry
For the Insurance industry and Financial Services sector, FP Partner's Days Payable distribution charts can be found below:
* The bar in red indicates where FP Partner's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
FP Partner's Days Payable for the fiscal year that ended in Nov. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FP Partner (TSE:7388) has a Days Payable of 46.08 as of Nov. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on FP Partner and its competitors. This is 23% above median its historical median of 37.47. Over the past decade, FP Partner's Days Payable has ranged from 31.44 to 45.40. According to the industry distribution chart, FP Partner ranks #33 out of 56 companies in the Insurance industry, placing it in the top 58.9%.
Is FP Partner's Days Payable too high?
FP Partner's current Days Payable of 46.08 is 23% above median its 10-year median of 37.47. Over the past 10 years, this metric has ranged from a low of 31.44 to a high of 45.40. The Insurance industry median Days Payable is 58.52. FP Partner's value of 46.08 is 21.3% below this industry median. Based on the distribution chart, FP Partner ranks #33 out of 56 companies in the Insurance industry, which is below the industry midpoint. Overall, FP Partner has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does FP Partner's Days Payable compare to MRSH and AON?
According to the Insurance industry distribution chart, FP Partner ranks #33 out of 56 companies for Days Payable. This places FP Partner in the lower half of its industry. The industry median Days Payable is 58.52. FP Partner's value of 46.08 is 21.3% below this benchmark. Historically, FP Partner's own Days Payable has ranged from 31.44 to 45.40 over the past decade. While the company's 10-year median is 37.47 vs. the industry median of 58.52, FP Partner has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for an Insurance company?
The median Days Payable among Insurance companies is 58.52, based on 56 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FP Partner's current Days Payable of 46.08 is 21.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on FP Partner and its competitors. For the Insurance industry, the median Days Payable is 58.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FP Partner's current Days Payable is 46.08, which is 23% above median its own 10-year median of 37.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FP Partner stock overvalued right now?
Based on GuruFocus' analysis, FP Partner (TSE:7388) is currently considered Modestly Undervalued. The stock's GF Value™ is 円2,965.73, compared to a current price of 円2,207.00 — trading 25.6% below its estimated fair value. The current Days Payable is 46.08, which is 23% above median its 10-year median of 37.47 and 21.3% below the Insurance industry median of 58.52. FP Partner's overall GF Score™ is 88/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For FP Partner (TSE:7388), the current Days Payable is 46.08 as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FP Partner (TSE:7388) Overvalued in 2026?
Based on GuruFocus' analysis, FP Partner stock appears to be undervalued.
The current stock price of 円2,207.00 is trading 25.6% below its estimated GF Value™ of 円2,965.73.
GuruFocus considers FP Partner to be Modestly Undervalued.
Key valuation signals for TSE:7388:
Days Payable: 46.08 (23% above median its 10-year median of 37.47)
GF Value™: 円2,965.73 vs. price of 円2,207.00 (25.6% below fair value)
Industry Position: 21.3% below the Insurance median (#33 of 56)
No single metric tells the full story. See the TSE:7388 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FP Partner Inc is engaged in the Insurance agency business. It offers insurance for individuals and corporations, Financial instruments intermediary service and for housing loan agency business.
88GF Score
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