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Aryzta AGXSWX:ARYN +2.89%64 Cash Ratio is 0.12 as of Dec. 2025, which is 63% below its 10-year median of 0.32. GuruFocus rates XSWX:ARYN with a GF Score™ of 64/100 and a GF Value™ of CHF66.33 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,930 Consumer Packaged Goods companies, Aryzta AG ranks worse than 76.06% on this metric.
Aryzta AG has a Cash Ratio of 0.12. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Aryzta AG's Cash Ratio or its related term are showing as below:
XSWX:ARYN'
s Cash Ratio Range Over the Past 10 Years
Min: 0.12 Med: 0.32 Max: 0.7
Current: 0.12
During the past 13 years, Aryzta AG's highest Cash Ratio was 0.70. The lowest was 0.12. And the median was 0.32.
XSWX:ARYN's Cash Ratio is ranked worse than 76.06% of 1930
companies
in the Consumer Packaged Goods industry
Industry Median: 0.4
vs XSWX:ARYN: 0.12
Aryzta AG (XSWX:ARYN) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Aryzta AG Cash Ratio Related Terms
Aryzta AG Cash Ratio Historical Data
* Premium members only.
The historical data trend for Aryzta AG's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Packaged Foods subindustry, Aryzta AG's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aryzta AG Cash Ratio vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, Aryzta AG's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Aryzta AG's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aryzta AG (XSWX:ARYN) has a Cash Ratio of 0.12 as of Dec. 2025. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Aryzta AG and its competitors. This is 63% below median its historical median of 0.32. Over the past decade, Aryzta AG's Cash Ratio has ranged from 0.12 to 0.70. According to the industry distribution chart, Aryzta AG ranks #1468 out of 1930 companies in the Consumer Packaged Goods industry, placing it in the top 76.1%.
Is Aryzta AG's Cash Ratio too high?
Aryzta AG's current Cash Ratio of 0.12 is 63% below median its 10-year median of 0.32. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 0.70. The Consumer Packaged Goods industry median Cash Ratio is 0.40. Aryzta AG's value of 0.12 is 70% below this industry median. Based on the distribution chart, Aryzta AG ranks #1468 out of 1930 companies in the Consumer Packaged Goods industry, which is in the bottom quartile relative to peers. Overall, Aryzta AG has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Aryzta AG's Cash Ratio compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Aryzta AG ranks #1468 out of 1930 companies for Cash Ratio. This places Aryzta AG in the lower half of its industry. The industry median Cash Ratio is 0.40. Aryzta AG's value of 0.12 is 70% below this benchmark. Historically, Aryzta AG's own Cash Ratio has ranged from 0.12 to 0.70 over the past decade. While the company's 10-year median is 0.32 vs. the industry median of 0.40, Aryzta AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Consumer Packaged Goods company?
The median Cash Ratio among Consumer Packaged Goods companies is 0.40, based on 1,930 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aryzta AG's current Cash Ratio of 0.12 is 70% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Aryzta AG and its competitors. For the Consumer Packaged Goods industry, the median Cash Ratio is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aryzta AG's current Cash Ratio is 0.12, which is 63% below median its own 10-year median of 0.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aryzta AG stock overvalued right now?
Based on GuruFocus' analysis, Aryzta AG (XSWX:ARYN) is currently considered Modestly Undervalued. The stock's GF Value™ is CHF66.33, compared to a current price of CHF57.00 — trading 14.1% below its estimated fair value. The current Cash Ratio is 0.12, which is 63% below median its 10-year median of 0.32 and 70% below the Consumer Packaged Goods industry median of 0.40. Aryzta AG's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Aryzta AG (XSWX:ARYN), the current Cash Ratio is 0.12 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aryzta AG (XSWX:ARYN) Overvalued in 2026?
Based on GuruFocus' analysis, Aryzta AG stock appears to be undervalued.
The current stock price of CHF57.00 is trading 14.1% below its estimated GF Value™ of CHF66.33.
GuruFocus considers Aryzta AG to be Modestly Undervalued.
Key valuation signals for XSWX:ARYN:
Cash Ratio: 0.12 (63% below median its 10-year median of 0.32)
GF Value™: CHF66.33 vs. price of CHF57.00 (14.1% below fair value)
Industry Position: 70% below the Consumer Packaged Goods median (#1468 of 1930)
No single metric tells the full story. See the XSWX:ARYN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aryzta AG is an international specialist food company. Geographically, it has a presence in Switzerland, Germany, France, and other countries. By product segment, Bread Rolls & Artisan Loaves is the substantial segment, followed by Sweet Baked & Morning Goods, and Savoury & Other. The company has two operating and reporting segments, ARYZTA Europe and ARYZTA Rest of World, which comprise the continuing operations of the Group. The company'sdaily products are developed as per the Nutri-Score nutritional rating system, helping consumers by reducing intake of fat, sugar and salt while increasing protein, fibre and unsaturated fats.
64GF Score
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