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Aryzta AGXSWX:ARYN -1.93%47 Cash-to-Debt is 0.09 as of Jun. 2026, which is 65% below its 10-year median of 0.26. GuruFocus rates XSWX:ARYN with a GF Score™ of 47/100 and a GF Value™ of CHF64.40 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 1,914 Consumer Packaged Goods companies, Aryzta AG ranks worse than 80.93% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Aryzta AG's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.09.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Aryzta AGcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Aryzta AG's Cash-to-Debt or its related term are showing as below:
XSWX:ARYN'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.09 Med: 0.26 Max: 0.46
Current: 0.09
During the past 13 years, Aryzta AG's highest Cash to Debt Ratio was 0.46. The lowest was 0.09. And the median was 0.26.
XSWX:ARYN's Cash-to-Debt is ranked worse than 80.93% of 1914
companies
in the Consumer Packaged Goods industry
Industry Median: 0.5
vs XSWX:ARYN: 0.09
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Aryzta AG Cash-to-Debt Related Terms
Aryzta AG Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Aryzta AG's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XSWX:ARYN vs KHC, GIS, HRL: Cash-to-Debt Comparison
For the Packaged Foods subindustry, Aryzta AG's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aryzta AG Cash-to-Debt vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, Aryzta AG's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Aryzta AG's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aryzta AG (XSWX:ARYN) has a Cash-to-Debt of 0.09 as of Jun. 2026. This is 65% below median its historical median of 0.26. Over the past decade, Aryzta AG's Cash-to-Debt has ranged from 0.09 to 0.46. According to the industry distribution chart, Aryzta AG ranks #1549 out of 1914 companies in the Consumer Packaged Goods industry, placing it in the top 80.9%.
Is Aryzta AG's Cash-to-Debt too high?
Aryzta AG's current Cash-to-Debt of 0.09 is 65% below median its 10-year median of 0.26. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.46. The Consumer Packaged Goods industry median Cash-to-Debt is 0.50. Aryzta AG's value of 0.09 is 82% below this industry median. Based on the distribution chart, Aryzta AG ranks #1549 out of 1914 companies in the Consumer Packaged Goods industry, which is in the bottom quartile relative to peers. Overall, Aryzta AG has a GF Score™ of 47/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Aryzta AG's Cash-to-Debt compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Aryzta AG ranks #1549 out of 1914 companies for Cash-to-Debt. This places Aryzta AG in the lower half of its industry. The industry median Cash-to-Debt is 0.50. Aryzta AG's value of 0.09 is 82% below this benchmark. Historically, Aryzta AG's own Cash-to-Debt has ranged from 0.09 to 0.46 over the past decade. While the company's 10-year median is 0.26 vs. the industry median of 0.50, Aryzta AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Consumer Packaged Goods company?
The median Cash-to-Debt among Consumer Packaged Goods companies is 0.50, based on 1,914 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aryzta AG's current Cash-to-Debt of 0.09 is 82% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Consumer Packaged Goods industry, the median Cash-to-Debt is 0.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aryzta AG's current Cash-to-Debt is 0.09, which is 65% below median its own 10-year median of 0.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aryzta AG stock overvalued right now?
Based on GuruFocus' analysis, Aryzta AG (XSWX:ARYN) is currently considered Possible Value Trap. The stock's GF Value™ is CHF64.40, compared to a current price of CHF40.75 — trading 36.7% below its estimated fair value. The current Cash-to-Debt is 0.09, which is 65% below median its 10-year median of 0.26 and 82% below the Consumer Packaged Goods industry median of 0.50. Aryzta AG's overall GF Score™ is 47/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Aryzta AG (XSWX:ARYN), the current Cash-to-Debt is 0.09 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aryzta AG (XSWX:ARYN) Overvalued in 2026?
Based on GuruFocus' analysis, Aryzta AG stock appears to be undervalued.
The current stock price of CHF40.75 is trading 36.7% below its estimated GF Value™ of CHF64.40.
GuruFocus considers Aryzta AG to be Possible Value Trap.
Key valuation signals for XSWX:ARYN:
Cash-to-Debt: 0.09 (65% below median its 10-year median of 0.26)
GF Value™: CHF64.40 vs. price of CHF40.75 (36.7% below fair value)
Industry Position: 82% below the Consumer Packaged Goods median (#1549 of 1914)
No single metric tells the full story. See the XSWX:ARYN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aryzta AG is an international specialist food company. Geographically, it has a presence in Switzerland, Germany, France, and other countries. By product segment, Bread Rolls & Artisan Loaves is the substantial segment, followed by Sweet Baked & Morning Goods, and Savoury & Other. The company has two operating and reporting segments, ARYZTA Europe and ARYZTA Rest of World, which comprise the continuing operations of the Group. The company'sdaily products are developed as per the Nutri-Score nutritional rating system, helping consumers by reducing intake of fat, sugar and salt while increasing protein, fibre and unsaturated fats.
47GF Score
Get the complete analysis for XSWX:ARYN
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