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Axis Capital HoldingsAXS +0.13%83 Cash-to-Debt is 0.53 as of Jun. 2026, which is 23% below its 10-year median of 0.69. GuruFocus rates AXS with a GF Score™ of 83/100 and a GF Value™ of $110.75 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 493 Insurance companies, Axis Capital Holdings ranks worse than 76.88% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Axis Capital Holdings's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.53.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Axis Capital Holdingscouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Axis Capital Holdings's Cash-to-Debt or its related term are showing as below:
AXS'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.39 Med: 0.69 Max: 1.85
Current: 0.53
During the past 13 years, Axis Capital Holdings's highest Cash to Debt Ratio was 1.85. The lowest was 0.39. And the median was 0.69.
AXS's Cash-to-Debt is ranked worse than 76.88% of 493
companies
in the Insurance industry
Industry Median: 2.05
vs AXS: 0.53
Axis Capital Holdings (NYSE:AXS) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Axis Capital Holdings Cash-to-Debt Related Terms
Axis Capital Holdings Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Axis Capital Holdings's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Insurance - Specialty subindustry, Axis Capital Holdings's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Axis Capital Holdings Cash-to-Debt vs Insurance Industry
For the Insurance industry and Financial Services sector, Axis Capital Holdings's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Axis Capital Holdings's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Axis Capital Holdings (AXS) has a Cash-to-Debt of 0.53 as of Jun. 2026. This is 23% below median its historical median of 0.69. Over the past decade, Axis Capital Holdings' Cash-to-Debt has ranged from 0.39 to 1.85. According to the industry distribution chart, Axis Capital Holdings ranks #379 out of 493 companies in the Insurance industry, placing it in the top 76.9%.
Is Axis Capital Holdings' Cash-to-Debt too high?
Axis Capital Holdings' current Cash-to-Debt of 0.53 is 23% below median its 10-year median of 0.69. Over the past 10 years, this metric has ranged from a low of 0.39 to a high of 1.85. The Insurance industry median Cash-to-Debt is 2.05. Axis Capital Holdings' value of 0.53 is 74.1% below this industry median. Based on the distribution chart, Axis Capital Holdings ranks #379 out of 493 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Axis Capital Holdings has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Axis Capital Holdings' Cash-to-Debt compare to FAF and ACT?
According to the Insurance industry distribution chart, Axis Capital Holdings ranks #379 out of 493 companies for Cash-to-Debt. This places Axis Capital Holdings in the lower half of its industry. The industry median Cash-to-Debt is 2.05. Axis Capital Holdings' value of 0.53 is 74.1% below this benchmark. Historically, Axis Capital Holdings' own Cash-to-Debt has ranged from 0.39 to 1.85 over the past decade. While the company's 10-year median is 0.69 vs. the industry median of 2.05, Axis Capital Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Insurance company?
The median Cash-to-Debt among Insurance companies is 2.05, based on 493 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Axis Capital Holdings's current Cash-to-Debt of 0.53 is 74.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Cash-to-Debt is 2.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Axis Capital Holdings's current Cash-to-Debt is 0.53, which is 23% below median its own 10-year median of 0.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Axis Capital Holdings stock overvalued right now?
Based on GuruFocus' analysis, Axis Capital Holdings (AXS) is currently considered Modestly Undervalued. The stock's GF Value™ is $110.75, compared to a current price of $98.73 — trading 10.9% below its estimated fair value. The current Cash-to-Debt is 0.53, which is 23% below median its 10-year median of 0.69 and 74.1% below the Insurance industry median of 2.05. Axis Capital Holdings' overall GF Score™ is 83/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Axis Capital Holdings (AXS), the current Cash-to-Debt is 0.53 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Axis Capital Holdings (AXS) Overvalued in 2026?
Based on GuruFocus' analysis, Axis Capital Holdings stock appears to be undervalued.
The current stock price of $98.73 is trading 10.9% below its estimated GF Value™ of $110.75.
GuruFocus considers Axis Capital Holdings to be Modestly Undervalued.
Key valuation signals for AXS:
Cash-to-Debt: 0.53 (23% below median its 10-year median of 0.69)
GF Value™: $110.75 vs. price of $98.73 (10.9% below fair value)
Industry Position: 74.1% below the Insurance median (#379 of 493)
No single metric tells the full story. See the AXS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Axis Capital Holdings Ltd is a specialty underwriter and provider of insurance and reinsurance solutions with operations in Bermuda, the United States (U.S.), Europe, Singapore, and Canada. The company manages its portfolio holistically, aiming to construct an optimum consolidated portfolio of funded and unfunded risks. The company's segment consists of Insurance and Reinsurance. The company generates the majority of its revenue from the Insurance segment. Geographically, the company generates the majority of its revenue from the United States, and also has its presence in Ireland, Lloyd's of London, and Bermuda.
83GF Score
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