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Axis Capital HoldingsAXS -2.00%85 Equity-to-Asset is 0.18 as of Jun. 2026, which is 5% below its 10-year median of 0.19. GuruFocus rates AXS with a GF Score™ of 85/100 and a GF Value™ of $110.88 (Fairly Valued). The stock has 4 warning signs investors should review. Among 504 Insurance companies, Axis Capital Holdings ranks worse than 68.06% on this metric.
Axis Capital Holdings (NYSE:AXS) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Axis Capital Holdings Equity-to-Asset Related Terms
Axis Capital Holdings Equity-to-Asset Historical Data
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The historical data trend for Axis Capital Holdings's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, Axis Capital Holdings's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Axis Capital Holdings Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Axis Capital Holdings's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Axis Capital Holdings's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Axis Capital Holdings's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Axis Capital Holdings (AXS) has a Equity-to-Asset of 0.18 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Axis Capital Holdings and its competitors. This is near median its historical median of 0.19. Over the past decade, Axis Capital Holdings' Equity-to-Asset has ranged from 0.16 to 0.30. According to the industry distribution chart, Axis Capital Holdings ranks #343 out of 504 companies in the Insurance industry, placing it in the top 68.1%.
Is Axis Capital Holdings' Equity-to-Asset too high?
Axis Capital Holdings' current Equity-to-Asset of 0.18 is near median its 10-year median of 0.19. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 0.30. The Insurance industry median Equity-to-Asset is 0.26. Axis Capital Holdings' value of 0.18 is 30.8% below this industry median. Based on the distribution chart, Axis Capital Holdings ranks #343 out of 504 companies in the Insurance industry, which is below the industry midpoint. Overall, Axis Capital Holdings has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Axis Capital Holdings' Equity-to-Asset compare to FAF and ACT?
According to the Insurance industry distribution chart, Axis Capital Holdings ranks #343 out of 504 companies for Equity-to-Asset. This places Axis Capital Holdings in the lower half of its industry. The industry median Equity-to-Asset is 0.26. Axis Capital Holdings' value of 0.18 is 30.8% below this benchmark. Historically, Axis Capital Holdings' own Equity-to-Asset has ranged from 0.16 to 0.30 over the past decade. While the company's 10-year median is 0.19 vs. the industry median of 0.26, Axis Capital Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Axis Capital Holdings's current Equity-to-Asset of 0.18 is 30.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Axis Capital Holdings and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Axis Capital Holdings's current Equity-to-Asset is 0.18, which is near median its own 10-year median of 0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Axis Capital Holdings stock overvalued right now?
Based on GuruFocus' analysis, Axis Capital Holdings (AXS) is currently considered Fairly Valued. The stock's GF Value™ is $110.88, compared to a current price of $103.75 — trading 6.4% below its estimated fair value. The current Equity-to-Asset is 0.18, which is near median its 10-year median of 0.19 and 30.8% below the Insurance industry median of 0.26. Axis Capital Holdings' overall GF Score™ is 85/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Axis Capital Holdings (AXS), the current Equity-to-Asset is 0.18 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Axis Capital Holdings (AXS) Overvalued in 2026?
Based on GuruFocus' analysis, Axis Capital Holdings stock appears to be undervalued.
The current stock price of $103.75 is trading 6.4% below its estimated GF Value™ of $110.88.
GuruFocus considers Axis Capital Holdings to be Fairly Valued.
Key valuation signals for AXS:
Equity-to-Asset: 0.18 (near median its 10-year median of 0.19)
GF Value™: $110.88 vs. price of $103.75 (6.4% below fair value)
Industry Position: 30.8% below the Insurance median (#343 of 504)
No single metric tells the full story. See the AXS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Axis Capital Holdings Ltd is a specialty underwriter and provider of insurance and reinsurance solutions with operations in Bermuda, the United States (U.S.), Europe, Singapore, and Canada. The company manages its portfolio holistically, aiming to construct an optimum consolidated portfolio of funded and unfunded risks. The company's segment consists of Insurance and Reinsurance. The company generates the majority of its revenue from the Insurance segment. Geographically, the company generates the majority of its revenue from the United States, and also has its presence in Ireland, Lloyd's of London, and Bermuda.
85GF Score
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