Credito Valtellinese SpA (Credito Valtellinese SpA) Cash-to-Debt : 4.87 (As of Dec. 2021)

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What is Credito Valtellinese SpA Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Credito Valtellinese SpA's cash to debt ratio for the quarter that ended in Dec. 2021 was 4.87.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Credito Valtellinese SpA could pay off its debt using the cash in hand for the quarter that ended in Dec. 2021.

The historical rank and industry rank for Credito Valtellinese SpA's Cash-to-Debt or its related term are showing as below:

BPCVF' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.03 Med: 0.09 Max: 25.41
Current: 4.87

During the past 13 years, Credito Valtellinese SpA's highest Cash to Debt Ratio was 25.41. The lowest was 0.03. And the median was 0.09.

BPCVF's Cash-to-Debt is not ranked
in the Banks industry.
Industry Median: 1.3 vs BPCVF: 4.87

Credito Valtellinese SpA Cash-to-Debt Historical Data

The historical data trend for Credito Valtellinese SpA's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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Credito Valtellinese SpA Cash-to-Debt Chart

Credito Valtellinese SpA Annual Data

Trend

Dec12

Dec13

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Cash-to-Debt

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0.59

0.27

0.68

0.95

4.87

Credito Valtellinese SpA Semi-Annual Data
	Jun12	Dec12	Jun13	Dec13	Jun14	Dec14	Jun15	Dec15	Jun16	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21
Cash-to-Debt	Get a 7-Day Free Trial															0.68	0.82	0.95	0.17	4.87

Competitive Comparison of Credito Valtellinese SpA's Cash-to-Debt

For the Banks - Regional subindustry, Credito Valtellinese SpA's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Credito Valtellinese SpA's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Credito Valtellinese SpA's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Credito Valtellinese SpA's Cash-to-Debt falls into.

Credito Valtellinese SpA Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Credito Valtellinese SpA's Cash to Debt Ratio for the fiscal year that ended in Dec. 2021 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	5442.228	/	(0	+	1117.51)
	=	4.87

Credito Valtellinese SpA's Cash to Debt Ratio for the quarter that ended in Dec. 2021 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	5442.228	/	(0	+	1117.51)
	=	4.87

Credito Valtellinese SpA (OTCPK:BPCVF) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Credito Valtellinese SpA Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of Credito Valtellinese SpA's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

Credito Valtellinese SpA (Credito Valtellinese SpA) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Credito Valtellinese SpA (OTCPK:BPCVF) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

N/A

Address

Piazza Quadrivio 8, Sondrio, ITA, 23100

Website

http://www.gruppocreval.com

Credito Valtellinese SpA is a banking group operating in certain regions of Italy, Lombardia. The bank's customers include households, small to midsize enterprises, artisans, and professionals. Its network model assigns portions of its market to various retail territorial banks, and provides them with ongoing support through specialized finance and special-purpose companies, mostly through insurance services. The majority of the bank's net revenue comprises net interest income, followed by net fee and commission income. The bank's earning assets are mostly loans and receivables due from customers.

Credito Valtellinese SpA (Credito Valtellinese SpA) Headlines

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