Credito Valtellinese SpA (Credito Valtellinese SpA) Scaled Net Operating Assets : -0.08 (As of Dec. 2021)

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What is Credito Valtellinese SpA Scaled Net Operating Assets?

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Credito Valtellinese SpA's operating assets for the quarter that ended in Dec. 2021 was $23,240.0 Mil. Credito Valtellinese SpA's operating liabilities for the quarter that ended in Dec. 2021 was $25,855.2 Mil. Credito Valtellinese SpA's Total Assets for the quarter that ended in Jun. 2021 was $31,169.7 Mil. Therefore, Credito Valtellinese SpA's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2021 was -0.08.

Credito Valtellinese SpA Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Credito Valtellinese SpA's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2021 is calculated as

	Scaled Net Operating Assets (SNOA)		(A: Dec. 2021 )
=	(Operating Assets (A: Dec. 2021 )	-	Operating Liabilities (A: Dec. 2021 ))	/	Total Assets (A: Dec. 2020 )
=	(23240.03	-	25855.166)	/	29053.129
=	-0.09

where

	Operating Assets		(A: Dec. 2021 )
=	Total Assets	-	Balance Sheet Cash And Cash Equivalents
=	28682.258	-	5442.228
=	23240.03

	Operating Liabilities		(A: Dec. 2021 )
=	Total Liabilities	-	Long-Term Debt & Capital Lease Obligation	-	Short-Term Debt & Capital Lease Obligation
=	26972.676	-	1117.51	-	0
=	25855.166

Credito Valtellinese SpA's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2021 is calculated as

	Scaled Net Operating Assets (SNOA)		(Q: Dec. 2021 )
=	(Operating Assets (Q: Dec. 2021 )	-	Operating Liabilities (Q: Dec. 2021 ))	/	Total Assets (Q: Jun. 2021 )
=	(23240.03	-	25855.166)	/	31169.72
=	-0.08

where

	Operating Assets		(Q: Dec. 2021 )
=	Total Assets	-	Balance Sheet Cash And Cash Equivalents
=	28682.258	-	5442.228
=	23240.03

	Operating Liabilities		(Q: Dec. 2021 )
=	Total Liabilities	-	Long-Term Debt & Capital Lease Obligation	-	Short-Term Debt & Capital Lease Obligation
=	26972.676	-	1117.51	-	0
=	25855.166

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Credito Valtellinese SpA (Credito Valtellinese SpA) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Credito Valtellinese SpA (OTCPK:BPCVF) » Definitions » Scaled Net Operating Assets

Comparable Companies

Traded in Other Exchanges

N/A

Address

Piazza Quadrivio 8, Sondrio, ITA, 23100

Website

http://www.gruppocreval.com

Credito Valtellinese SpA is a banking group operating in certain regions of Italy, Lombardia. The bank's customers include households, small to midsize enterprises, artisans, and professionals. Its network model assigns portions of its market to various retail territorial banks, and provides them with ongoing support through specialized finance and special-purpose companies, mostly through insurance services. The majority of the bank's net revenue comprises net interest income, followed by net fee and commission income. The bank's earning assets are mostly loans and receivables due from customers.