Credito Valtellinese SpA (Credito Valtellinese SpA) Debt-to-Equity : 0.65 (As of Dec. 2021)

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What is Credito Valtellinese SpA Debt-to-Equity?

Credito Valtellinese SpA's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2021 was $0.0 Mil. Credito Valtellinese SpA's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2021 was $1,117.5 Mil. Credito Valtellinese SpA's Total Stockholders Equity for the quarter that ended in Dec. 2021 was $1,709.6 Mil. Credito Valtellinese SpA's debt to equity for the quarter that ended in Dec. 2021 was 0.65.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Credito Valtellinese SpA's Debt-to-Equity or its related term are showing as below:

BPCVF' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.01 Med: 3.1 Max: 10.74
Current: 0.65

During the past 13 years, the highest Debt-to-Equity Ratio of Credito Valtellinese SpA was 10.74. The lowest was 0.01. And the median was 3.10.

BPCVF's Debt-to-Equity is not ranked
in the Banks industry.
Industry Median: 0.65 vs BPCVF: 0.65

Credito Valtellinese SpA Debt-to-Equity Historical Data

The historical data trend for Credito Valtellinese SpA's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Credito Valtellinese SpA Debt-to-Equity Chart

Credito Valtellinese SpA Annual Data

Trend

Dec12

Dec13

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Debt-to-Equity

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2.33

1.30

1.11

0.82

0.65

Credito Valtellinese SpA Semi-Annual Data
	Jun12	Dec12	Jun13	Dec13	Jun14	Dec14	Jun15	Dec15	Jun16	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21
Debt-to-Equity	Get a 7-Day Free Trial															1.11	0.90	0.82	0.50	0.65

Competitive Comparison of Credito Valtellinese SpA's Debt-to-Equity

For the Banks - Regional subindustry, Credito Valtellinese SpA's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Credito Valtellinese SpA's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Credito Valtellinese SpA's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Credito Valtellinese SpA's Debt-to-Equity falls into.

Credito Valtellinese SpA Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Credito Valtellinese SpA's Debt to Equity Ratio for the fiscal year that ended in Dec. 2021 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	1117.51)	/	1709.568
	=	0.65

Credito Valtellinese SpA's Debt to Equity Ratio for the quarter that ended in Dec. 2021 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	1117.51)	/	1709.568
	=	0.65

Credito Valtellinese SpA (OTCPK:BPCVF) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Credito Valtellinese SpA Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of Credito Valtellinese SpA's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

Credito Valtellinese SpA (Credito Valtellinese SpA) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Credito Valtellinese SpA (OTCPK:BPCVF) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

N/A

Address

Piazza Quadrivio 8, Sondrio, ITA, 23100

Website

http://www.gruppocreval.com

Credito Valtellinese SpA is a banking group operating in certain regions of Italy, Lombardia. The bank's customers include households, small to midsize enterprises, artisans, and professionals. Its network model assigns portions of its market to various retail territorial banks, and provides them with ongoing support through specialized finance and special-purpose companies, mostly through insurance services. The majority of the bank's net revenue comprises net interest income, followed by net fee and commission income. The bank's earning assets are mostly loans and receivables due from customers.

Credito Valtellinese SpA (Credito Valtellinese SpA) Headlines

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