GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Credito Valtellinese SpA (OTCPK:BPCVF) » Definitions » Selling, General, & Admin. Expense

Credito Valtellinese SpA (Credito Valtellinese SpA) Selling, General, & Admin. Expense : $194.0 Mil (TTM As of Dec. 2021)


View and export this data going back to 2020. Start your Free Trial

What is Credito Valtellinese SpA Selling, General, & Admin. Expense?

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Credito Valtellinese SpA's selling, general, & admin. expense for the six months ended in Dec. 2021 was $93.8 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Dec. 2021 was $194.0 Mil.


Credito Valtellinese SpA Selling, General, & Admin. Expense Historical Data

The historical data trend for Credito Valtellinese SpA's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Credito Valtellinese SpA Selling, General, & Admin. Expense Chart

Credito Valtellinese SpA Annual Data
Trend Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 287.67 257.67 202.36 206.68 187.81

Credito Valtellinese SpA Semi-Annual Data
Jun12 Dec12 Jun13 Dec13 Jun14 Dec14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 97.77 98.99 99.75 100.22 93.83

Competitive Comparison of Credito Valtellinese SpA's Selling, General, & Admin. Expense

For the Banks - Regional subindustry, Credito Valtellinese SpA's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credito Valtellinese SpA's Selling, General, & Admin. Expense Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Credito Valtellinese SpA's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Credito Valtellinese SpA's Selling, General, & Admin. Expense falls into.



Credito Valtellinese SpA Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2021 adds up the semi-annually data reported by the company within the most recent 12 months, which was $194.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Credito Valtellinese SpA  (OTCPK:BPCVF) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Credito Valtellinese SpA Selling, General, & Admin. Expense Related Terms

Thank you for viewing the detailed overview of Credito Valtellinese SpA's Selling, General, & Admin. Expense provided by GuruFocus.com. Please click on the following links to see related term pages.


Credito Valtellinese SpA (Credito Valtellinese SpA) Business Description

Traded in Other Exchanges
N/A
Address
Piazza Quadrivio 8, Sondrio, ITA, 23100
Credito Valtellinese SpA is a banking group operating in certain regions of Italy, Lombardia. The bank's customers include households, small to midsize enterprises, artisans, and professionals. Its network model assigns portions of its market to various retail territorial banks, and provides them with ongoing support through specialized finance and special-purpose companies, mostly through insurance services. The majority of the bank's net revenue comprises net interest income, followed by net fee and commission income. The bank's earning assets are mostly loans and receivables due from customers.

Credito Valtellinese SpA (Credito Valtellinese SpA) Headlines

No Headlines