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Vistry GroupCHIX:VTYL -3.09%60 Cash-to-Debt is 0.59 as of Dec. 2025, which is 62% below its 10-year median of 1.54. GuruFocus rates CHIX:VTYL with a GF Score™ of 60/100 and a GF Value™ of £7.93 (Significantly Undervalued). The stock has 8 warning signs investors should review. Among 91 Homebuilding & Construction companies, Vistry Group ranks better than 67.03% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Vistry Group's cash to debt ratio for the quarter that ended in Dec. 2025 was 0.59.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Vistry Groupcouldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.
The historical rank and industry rank for Vistry Group's Cash-to-Debt or its related term are showing as below:
CHIX:VTYl'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.54 Med: 1.54 Max: No Debt
Current: 0.59
During the past 13 years, Vistry Group's highest Cash to Debt Ratio was No Debt. The lowest was 0.54. And the median was 1.54.
CHIX:VTYl's Cash-to-Debt is ranked better than 67.03% of 91
companies
in the Homebuilding & Construction industry
Industry Median: 0.36
vs CHIX:VTYl: 0.59
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Vistry Group Cash-to-Debt Related Terms
Vistry Group Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Vistry Group's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
CHIX:VTYL vs DHI, PHM, LEN: Cash-to-Debt Comparison
For the Residential Construction subindustry, Vistry Group's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vistry Group Cash-to-Debt vs Homebuilding & Construction Industry
For the Homebuilding & Construction industry and Consumer Cyclical sector, Vistry Group's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Vistry Group's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vistry Group (CHIX:VTYL) has a Cash-to-Debt of 0.59 as of Dec. 2025. This is 62% below median its historical median of 1.54. Over the past decade, Vistry Group's Cash-to-Debt has ranged from 0.54 to 10,000.00. According to the industry distribution chart, Vistry Group ranks #30 out of 91 companies in the Homebuilding & Construction industry, placing it in the top 33%.
Is Vistry Group's Cash-to-Debt too high?
Vistry Group's current Cash-to-Debt of 0.59 is 62% below median its 10-year median of 1.54. Over the past 10 years, this metric has ranged from a low of 0.54 to a high of 10,000.00. The Homebuilding & Construction industry median Cash-to-Debt is 0.36. Vistry Group's value of 0.59 is 63.9% above this industry median. Based on the distribution chart, Vistry Group ranks #30 out of 91 companies in the Homebuilding & Construction industry, which is above the industry midpoint. Overall, Vistry Group has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Vistry Group's Cash-to-Debt compare to DHI and PHM?
According to the Homebuilding & Construction industry distribution chart, Vistry Group ranks #30 out of 91 companies for Cash-to-Debt. This puts Vistry Group in the upper half of its industry. The industry median Cash-to-Debt is 0.36. Vistry Group's value of 0.59 is 63.9% above this benchmark. Historically, Vistry Group's own Cash-to-Debt has ranged from 0.54 to 10,000.00 over the past decade. While the company's 10-year median is 1.54 vs. the industry median of 0.36, Vistry Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Homebuilding & Construction company?
The median Cash-to-Debt among Homebuilding & Construction companies is 0.36, based on 91 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vistry Group's current Cash-to-Debt of 0.59 is 63.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Homebuilding & Construction industry, the median Cash-to-Debt is 0.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vistry Group's current Cash-to-Debt is 0.59, which is 62% below median its own 10-year median of 1.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vistry Group stock overvalued right now?
Based on GuruFocus' analysis, Vistry Group (CHIX:VTYL) is currently considered Significantly Undervalued. The stock's GF Value™ is £7.93, compared to a current price of £2.60 — trading 67.2% below its estimated fair value. The current Cash-to-Debt is 0.59, which is 62% below median its 10-year median of 1.54 and 63.9% above the Homebuilding & Construction industry median of 0.36. Vistry Group's overall GF Score™ is 60/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Vistry Group (CHIX:VTYL), the current Cash-to-Debt is 0.59 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vistry Group (CHIX:VTYL) Overvalued in 2026?
Based on GuruFocus' analysis, Vistry Group stock appears to be undervalued.
The current stock price of £2.60 is trading 67.2% below its estimated GF Value™ of £7.93.
GuruFocus considers Vistry Group to be Significantly Undervalued.
Key valuation signals for CHIX:VTYL:
Cash-to-Debt: 0.59 (62% below median its 10-year median of 1.54)
GF Value™: £7.93 vs. price of £2.60 (67.2% below fair value)
Industry Position: 63.9% above the Homebuilding & Construction median (#30 of 91)
No single metric tells the full story. See the CHIX:VTYL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vistry Group PLC is a construction company that focuses on residential construction. The company has properties at Warwick, Winnersh, Winchester, Rugby, Wokingham, Devon, Cambridge, Bursledon, among others.
60GF Score
Get the complete analysis for CHIX:VTYL
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