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Colruyt Group NVCUYTY 76 Cash-to-Debt is 0.80 as of Mar. 2026, which is 10% below its 10-year median of 0.89. GuruFocus rates CUYTY with a GF Score™ of 76/100 and a GF Value™ of $11.01 (Fairly Valued). The stock has 2 warning signs investors should review. Among 306 Retail - Defensive companies, Colruyt Group NV ranks better than 59.48% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Colruyt Group NV's cash to debt ratio for the quarter that ended in Mar. 2026 was 0.80.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Colruyt Group NVcouldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for Colruyt Group NV's Cash-to-Debt or its related term are showing as below:
CUYTY'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.28 Med: 0.89 Max: 20.23
Current: 0.8
During the past 13 years, Colruyt Group NV's highest Cash to Debt Ratio was 20.23. The lowest was 0.28. And the median was 0.89.
CUYTY's Cash-to-Debt is ranked better than 59.48% of 306
companies
in the Retail - Defensive industry
Industry Median: 0.44
vs CUYTY: 0.80
Colruyt Group NV (OTCPK:CUYTY) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Colruyt Group NV Cash-to-Debt Related Terms
Colruyt Group NV Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Colruyt Group NV's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Grocery Stores subindustry, Colruyt Group NV's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Colruyt Group NV Cash-to-Debt vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, Colruyt Group NV's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Colruyt Group NV's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Colruyt Group NV (CUYTY) has a Cash-to-Debt of 0.80 as of Mar. 2026. This is 10% below median its historical median of 0.89. Over the past decade, Colruyt Group NV's Cash-to-Debt has ranged from 0.28 to 20.23. According to the industry distribution chart, Colruyt Group NV ranks #124 out of 306 companies in the Retail - Defensive industry, placing it in the top 40.5%.
Is Colruyt Group NV's Cash-to-Debt too high?
Colruyt Group NV's current Cash-to-Debt of 0.80 is 10% below median its 10-year median of 0.89. Over the past 10 years, this metric has ranged from a low of 0.28 to a high of 20.23. The Retail - Defensive industry median Cash-to-Debt is 0.44. Colruyt Group NV's value of 0.80 is 81.8% above this industry median. Based on the distribution chart, Colruyt Group NV ranks #124 out of 306 companies in the Retail - Defensive industry, which is above the industry midpoint. Overall, Colruyt Group NV has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Colruyt Group NV's Cash-to-Debt compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, Colruyt Group NV ranks #124 out of 306 companies for Cash-to-Debt. This puts Colruyt Group NV in the upper half of its industry. The industry median Cash-to-Debt is 0.44. Colruyt Group NV's value of 0.80 is 81.8% above this benchmark. Historically, Colruyt Group NV's own Cash-to-Debt has ranged from 0.28 to 20.23 over the past decade. While the company's 10-year median is 0.89 vs. the industry median of 0.44, Colruyt Group NV has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Retail - Defensive company?
The median Cash-to-Debt among Retail - Defensive companies is 0.44, based on 306 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Colruyt Group NV's current Cash-to-Debt of 0.80 is 81.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Retail - Defensive industry, the median Cash-to-Debt is 0.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Colruyt Group NV's current Cash-to-Debt is 0.80, which is 10% below median its own 10-year median of 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Colruyt Group NV stock overvalued right now?
Based on GuruFocus' analysis, Colruyt Group NV (CUYTY) is currently considered Fairly Valued. The stock's GF Value™ is $11.01, compared to a current price of $11.52 — trading 4.6% above its estimated fair value. The current Cash-to-Debt is 0.80, which is 10% below median its 10-year median of 0.89 and 81.8% above the Retail - Defensive industry median of 0.44. Colruyt Group NV's overall GF Score™ is 76/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Colruyt Group NV (CUYTY), the current Cash-to-Debt is 0.80 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Colruyt Group NV (CUYTY) Overvalued in 2026?
Based on GuruFocus' analysis, Colruyt Group NV stock appears to be overvalued.
The current stock price of $11.52 is trading 4.6% above its estimated GF Value™ of $11.01.
GuruFocus considers Colruyt Group NV to be Fairly Valued.
Key valuation signals for CUYTY:
Cash-to-Debt: 0.80 (10% below median its 10-year median of 0.89)
GF Value™: $11.01 vs. price of $11.52 (4.6% above fair value)
Industry Position: 81.8% above the Retail - Defensive median (#124 of 306)
No single metric tells the full story. See the CUYTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Colruyt Group NV is a retail group that operates in the areas of expertise Food, Health and Well-being, Non-Food and Energy, mainly in Belgium, but also in other countries, including France and Luxembourg. It operates a chain of supermarkets under the Colruyt brand, offering products at low prices through both physical outlets and webshops. The group is also active in the wholesale segment through Spar stores and the Solucious food service, among other initiatives. Its operating segments are: Food; Health and Well-being and Non-food; and Group activities, Real Estate and Energy. The majority of its revenue is generated from the Food segment, which offers a diverse range of food brands and sells directly to bulk and other consumers through its own stores and online channels (retail).
76GF Score
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