CUYTY (Colruyt Group NV) Intrinsic Value: DCF (FCF Based): $9.97 (As of Aug. 10, 2026) — 519% Above Median

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Director of Data and Quant Analytics at GuruFocus
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CUYTY Colruyt Group NV CUYTY
86 GF Score
Price $10.71
GF Value $11.00
Valuation Fairly Valued
! 2 Warning Signs
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What is Colruyt Group NV Intrinsic Value: DCF (FCF Based)?

Colruyt Group NV CUYTY -4.72% 86 Intrinsic Value: DCF (FCF Based) is $9.97 as of Aug. 10, 2026, which is 519% above its 10-year median of 1.61. GuruFocus rates CUYTY with a GF Score™ of 86/100 and a GF Value™ of $11.00 (Fairly Valued). The stock has 2 warning signs investors should review. Among 66 Retail - Defensive companies, Colruyt Group NV ranks worse than 65.15% on this metric.

As of today (2026-08-10), Colruyt Group NV's intrinsic value calculated from the Discounted Cash Flow model is $9.97.

Note: Discounted Cash Flow model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's predictability rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Colruyt Group NV's Predictability Rank is 3.5-Stars.

Margin of Safety (FCF Based) using Discounted Cash Flow model for Colruyt Group NV is -7.42%.

The industry rank for Colruyt Group NV's Intrinsic Value: DCF (FCF Based) or its related term are showing as below:

CUYTY's Price-to-DCF (FCF Based) is ranked worse than
65.15% of 66 companies
in the Retail - Defensive industry
Industry Median: 0.755 vs CUYTY: 1.07

Colruyt Group NV  (OTCPK:CUYTY) Intrinsic Value: DCF (FCF Based) Explanation

Unlike valuation methods such as Net Current Asset Value, Tangible Book per Share, Graham Number, Median PS Value etc, discounted Cash Flow model evaluates the companies based on their future earnings power instead of their assets.


Be Aware

What you need to know about the DCF model:

1. The DCF model evaluates a company based on its future earnings power
2. Growth is taken into account; therefore a faster growth company is worth more if everything else is the same.
3. Since we are projecting future growth, it is assumed that the company will grow at the same rate as it did during the past 10 years. Therefore this model works better for the companies that have relatively consistent performance.
4. The DCF model works poorly for inconsistent performers such as cyclicals.
5. What discount rate should you use? Your expected return from the investment is a good discount rate assumption.
6. A larger margin of safety should be required for companies with less predictable businesses.

You can screen for stocks that trade below their Intrinsic Value: DCF (FCF Based) and Intrinsic Value: DCF (Earnings Based) with the GuruFocus All-in-One Screener. Companies with a high Predictability Rank that trade at a discount to their Intrinsic Value: DCF (FCF Based) and Intrinsic Value: DCF (Earnings Based) can be found in the screen of Undervalued Predictable Companies.


Colruyt Group NV Intrinsic Value: DCF (FCF Based) Related Terms


Colruyt Group NV Intrinsic Value: DCF (FCF Based) Historical Data

* Premium members only.

The historical data trend for Colruyt Group NV's Intrinsic Value: DCF (FCF Based) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Colruyt Group NV Intrinsic Value: DCF (FCF Based) Chart

Colruyt Group NV Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Intrinsic Value: DCF (FCF Based)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.39 0.00 31.26 7.29 9.24

Colruyt Group NV Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Intrinsic Value: DCF (FCF Based) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 31.26 0.00 7.29 0.00 9.24

CUYTY vs KR, SFM: Intrinsic Value: DCF (FCF Based) Comparison

For the Grocery Stores subindustry, Colruyt Group NV's Price-to-DCF (FCF Based), along with its competitors' market caps and Price-to-DCF (FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Colruyt Group NV Price-to-DCF (FCF Based) vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Colruyt Group NV's Price-to-DCF (FCF Based) distribution charts can be found below:

* The bar in red indicates where Colruyt Group NV's Price-to-DCF (FCF Based) falls into.


CUYTY
86GF Score
Colruyt Group NV CUYTY
Intrinsic Value: DCF (FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Colruyt Group NV Intrinsic Value: DCF (FCF Based) Calculation

This is the intrinsic value calculated from the Discounted Cash Flow model with default parameters. In a discounted cash flow model, the future cash flow is estimated based on a cash flow growth rate and a discount rate. The cash flow of the future is discounted to its current value at the discount rate. All of the discounted future cash flow is added together to get the current intrinsic value of the company.

Usually a two-stage model is used when calculating a stock's intrinsic value using a discounted cash flow model. The first stage is called the growth stage; the second is called the terminal stage. In the growth stage the company grows at a faster rate. Because it cannot grow at that rate forever, a lower rate is used for the terminal stage.

GuruFocus DCF calculator is a two-stage model. The default values are defined as:

1. Discount Rate: d = 10%
A reasonable discount rate assumption should be at least the long term average return of the stock market, which can be estimated from risk free rate plus risk premium of stock market. GuruFocus uses 10-Year Treasury Constant Maturity Rate as the risk-free rate and rounded up to the nearest integer. It is updated daily. The current risk-free rate is 3.51%. Please go to Economic Indicators page for more information. Please note that we use the 10-Year Treasury Constant Maturity Rate of the country/region where the company is headquartered. If the data for that country/region is not available, then we will use the 10-Year Treasury Constant Maturity Rate of the United States as default. Then we added a risk premium of 6% to get the estimated discount rate. Some investors use their expected rate of return, which is also reasonable. A typical discount rate can be anywhere between 6% - 20%.

2. Growth Rate in the growth stage: g1 = 7.90%
The Growth Rate in the growth stage is initially set as the default 10-Year FCF Growth Rate (Per Share). In cases where the 10-year growth rate is unavailable, it defaults to using the 5-Year FCF Growth Rate (Per Share). If both the 10-year and 5-year growth rates are unavailable, the system defaults to the 3-Year FCF Growth Rate (Per Share).
However, it's important to note that there is a growth rate range. If the calculated growth rate exceeds 20%, it will be capped at 20%. Conversely, if the calculated growth rate falls below 5%, it will be adjusted to 5% to maintain a reasonable range.
=> Colruyt Group NV's average Free Cash Flow Growth Rate in the past 10 years was 7.90%, which is between 5% and 20%. => GuruFocus defaults => Growth Rate: 7.90%

3. Years of Growth Stage: y1 = 10

4. Terminal Growth Rate: g2 = 4%

5. Years of Terminal Growth: y2 = 10

6. Free Cash Flow per Share: fcf = $0.658.
However, GuruFocus DCF calculator is actually a Discounted Earnings calculator, the EPS without NRI is used as the default. The reason we are doing this is we found that historically stock prices are more correlated with earnings than free cash flow.

All of the default settings can be changed and the results are calculated automatically.

Colruyt Group NV's Intrinsic Value: DCF (FCF Based) for today is calculated as

Intrinsic Value: DCF (FCF Based)=Free Cash Flow per Share*{[(1+g1)/(1+d)+(1+g1)^2/(1+d)^2+...+(1+g1)^10/(1+d)^10]
+(1+g1)^10/(1+d)^10*[(1+g2)/(1+d)+(1+g2)^2/(1+d)^2+...+(1+g2)^10/(1+d)^10]}

set x = (1+g1)/(1+d) = (1+0.079)/(1+0.1) = 0.98090909090909
and y = (1+g2)/(1+d) = (1+0.04)/(1+0.1) = 0.94545454545455

Intrinsic Value: DCF (FCF Based)=Free Cash Flow per Share*{[x+x^2+...+x^10]+x^10*[y+y^2+...+y^10]}
=Free Cash Flow per Share*[x*(1-x^10)/(1-x)+x^10*y*(1-y^10)/(1-y)]
=0.658*15.1446
=9.97

Margin of Safety (FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(9.97-10.71)/9.97
=-7.42 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Intrinsic Value: DCF (FCF Based) of $9.97 mean?
Colruyt Group NV (CUYTY) has a Intrinsic Value: DCF (FCF Based) of $9.97 as of Aug. 10, 2026. Intrinsic Value: DCF (FCF Based) is the stock value based on a two-stage discounted free cash flow model. View historical data on Colruyt Group NV and its competitors. This is 519% above median its historical median of 1.61. Over the past decade, Colruyt Group NV's Intrinsic Value: DCF (FCF Based) has ranged from 0.37 to 27.37. According to the industry distribution chart, Colruyt Group NV ranks #43 out of 66 companies in the Retail - Defensive industry, placing it in the top 65.2%.
Is Colruyt Group NV's Intrinsic Value: DCF (FCF Based) too high?
Colruyt Group NV's current Intrinsic Value: DCF (FCF Based) of $9.97 is 519% above median its 10-year median of 1.61. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 27.37. The Retail - Defensive industry median Intrinsic Value: DCF (FCF Based) is 0.76. Colruyt Group NV's value of $9.97 is 1220.5% above this industry median. Based on the distribution chart, Colruyt Group NV ranks #43 out of 66 companies in the Retail - Defensive industry, which is below the industry midpoint. Overall, Colruyt Group NV has a GF Score™ of 86/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Colruyt Group NV's Intrinsic Value: DCF (FCF Based) compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, Colruyt Group NV ranks #43 out of 66 companies for Intrinsic Value: DCF (FCF Based). This places Colruyt Group NV in the lower half of its industry. The industry median Intrinsic Value: DCF (FCF Based) is 0.76. Colruyt Group NV's value of $9.97 is 1220.5% above this benchmark. Historically, Colruyt Group NV's own Intrinsic Value: DCF (FCF Based) has ranged from 0.37 to 27.37 over the past decade. While the company's 10-year median is 1.61 vs. the industry median of 0.76, Colruyt Group NV has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: DCF (FCF Based) for a Retail - Defensive company?
The median Intrinsic Value: DCF (FCF Based) among Retail - Defensive companies is 0.76, based on 66 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: DCF (FCF Based) significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: DCF (FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Colruyt Group NV's current Intrinsic Value: DCF (FCF Based) of $9.97 is 1220.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: DCF (FCF Based) mean?
A high Intrinsic Value: DCF (FCF Based) can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: DCF (FCF Based) is the stock value based on a two-stage discounted free cash flow model. View historical data on Colruyt Group NV and its competitors. For the Retail - Defensive industry, the median Intrinsic Value: DCF (FCF Based) is 0.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Colruyt Group NV's current Intrinsic Value: DCF (FCF Based) is $9.97, which is 519% above median its own 10-year median of 1.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Colruyt Group NV stock overvalued right now?
Based on GuruFocus' analysis, Colruyt Group NV (CUYTY) is currently considered Fairly Valued. The stock's GF Value™ is $11.00, compared to a current price of $10.71 — trading 2.6% below its estimated fair value. The current Intrinsic Value: DCF (FCF Based) is $9.97, which is 519% above median its 10-year median of 1.61 and 1220.5% above the Retail - Defensive industry median of 0.76. Colruyt Group NV's overall GF Score™ is 86/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: DCF (FCF Based) calculated?
Intrinsic Value: DCF (FCF Based) is calculated from a company's financial statements. For Colruyt Group NV (CUYTY), the current Intrinsic Value: DCF (FCF Based) is $9.97 as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Colruyt Group NV (CUYTY) Overvalued in 2026?

Based on GuruFocus' analysis, Colruyt Group NV stock appears to be undervalued. The current stock price of $10.71 is trading 2.6% below its estimated GF Value™ of $11.00. GuruFocus considers Colruyt Group NV to be Fairly Valued.

Key valuation signals for CUYTY:

  • Intrinsic Value: DCF (FCF Based): $9.97 (519% above median its 10-year median of 1.61)
  • GF Value™: $11.00 vs. price of $10.71 (2.6% below fair value)
  • GF Score™: 86/100 with 2 warning signs
  • Industry Position: 1220.5% above the Retail - Defensive median (#43 of 66)

No single metric tells the full story. See the CUYTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Colruyt Group NV Business Description

Address Edingensesteenweg 196, Wilgenveld, Halle, BEL, 1500
Colruyt Group NV is a retail group that operates in the areas of expertise Food, Health and Well-being, Non-Food and Energy, mainly in Belgium, but also in other countries, including France and Luxembourg. It operates a chain of supermarkets under the Colruyt brand, offering products at low prices through both physical outlets and webshops. The group is also active in the wholesale segment through Spar stores and the Solucious food service, among other initiatives. Its operating segments are: Food; Health and Well-being and Non-food; and Group activities, Real Estate and Energy. The majority of its revenue is generated from the Food segment, which offers a diverse range of food brands and sells directly to bulk and other consumers through its own stores and online channels (retail).
86GF Score

Get the complete analysis for CUYTY

Intrinsic Value: DCF (FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.71
Price
$11.00
GF Value