CUYTY (Colruyt Group NV) ROE %: 9.93% (As of Sep. 2025) — 45% Below Median


CUYTY Colruyt Group NV CUYTY
72 GF Score
Price $10.20
GF Value $14.13
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Colruyt Group NV ROE %?

Colruyt Group NV CUYTY +6.69% 72 ROE % is 9.93% as of Sep. 2025, which is 45% below its 10-year median of 17.97. GuruFocus rates CUYTY with a GF Score™ of 72/100 and a GF Value™ of $14.13 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 306 Retail - Defensive companies, Colruyt Group NV ranks better than 52.94% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Colruyt Group NV's annualized net income for the quarter that ended in Sep. 2025 was $352 Mil. Colruyt Group NV's average Total Stockholders Equity over the quarter that ended in Sep. 2025 was $3,542 Mil. Therefore, Colruyt Group NV's annualized ROE % for the quarter that ended in Sep. 2025 was 9.93%.

The historical rank and industry rank for Colruyt Group NV's ROE % or its related term are showing as below:

CUYTY' s ROE % Range Over the Past 10 Years
Min: 8.07   Med: 17.97   Max: 36.98
Current: 9.33

During the past 13 years, Colruyt Group NV's highest ROE % was 36.98%. The lowest was 8.07%. And the median was 17.97%.

CUYTY's ROE % is ranked better than
52.94% of 306 companies
in the Retail - Defensive industry
Industry Median: 8.53 vs CUYTY: 9.33

Colruyt Group NV  (OTCPK:CUYTY) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Sep. 2025 )
=Net Income/Total Stockholders Equity
=351.644/3541.5175
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(351.644 / 12425.352)*(12425.352 / 7212.801)*(7212.801 / 3541.5175)
=Net Margin %*Asset Turnover*Equity Multiplier
=2.83 %*1.7227*2.0366
=ROA %*Equity Multiplier
=4.88 %*2.0366
=9.93 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Sep. 2025 )
=Net Income/Total Stockholders Equity
=351.644/3541.5175
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (351.644 / 500.704) * (500.704 / 500.47) * (500.47 / 12425.352) * (12425.352 / 7212.801) * (7212.801 / 3541.5175)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.7023 * 1.0005 * 4.03 % * 1.7227 * 2.0366
=9.93 %

Note: The net income data used here is two times the semi-annual (Sep. 2025) net income data. The Revenue data used here is two times the semi-annual (Sep. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Colruyt Group NV ROE % Related Terms


Colruyt Group NV ROE % Historical Data

* Premium members only.

The historical data trend for Colruyt Group NV's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Colruyt Group NV ROE % Chart

Colruyt Group NV Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.64 11.07 7.96 37.22 10.60

Colruyt Group NV Semi-Annual Data
Mar16 Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 62.65 9.73 12.41 8.97 9.93

CUYTY vs KR, SFM, ACI: ROE % Comparison

For the Grocery Stores subindustry, Colruyt Group NV's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Colruyt Group NV ROE % vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Colruyt Group NV's ROE % distribution charts can be found below:

* The bar in red indicates where Colruyt Group NV's ROE % falls into.


CUYTY
72GF Score
Colruyt Group NV CUYTY
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Colruyt Group NV ROE % Calculation

Colruyt Group NV's annualized ROE % for the fiscal year that ended in Mar. 2025 is calculated as

ROE %=Net Income (A: Mar. 2025 )/( (Total Stockholders Equity (A: Mar. 2024 )+Total Stockholders Equity (A: Mar. 2025 ))/ count )
=364.649/( (3449.565+3429.514)/ 2 )
=364.649/3439.5395
=10.60 %

Colruyt Group NV's annualized ROE % for the quarter that ended in Sep. 2025 is calculated as

ROE %=Net Income (Q: Sep. 2025 )/( (Total Stockholders Equity (Q: Mar. 2025 )+Total Stockholders Equity (Q: Sep. 2025 ))/ count )
=351.644/( (3429.514+3653.521)/ 2 )
=351.644/3541.5175
=9.93 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Sep. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 9.93% mean?
Colruyt Group NV (CUYTY) has a ROE % of 9.93% as of Sep. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Colruyt Group NV and its competitors. This is 45% below median its historical median of 17.97. Over the past decade, Colruyt Group NV's ROE % has ranged from 8.07 to 36.98. According to the industry distribution chart, Colruyt Group NV ranks #144 out of 306 companies in the Retail - Defensive industry, placing it in the top 47.1%.
Is Colruyt Group NV's ROE % too high?
Colruyt Group NV's current ROE % of 9.93% is 45% below median its 10-year median of 17.97. Over the past 10 years, this metric has ranged from a low of 8.07 to a high of 36.98. The Retail - Defensive industry median ROE % is 8.53. Colruyt Group NV's value of 9.93% is 16.4% above this industry median. Based on the distribution chart, Colruyt Group NV ranks #144 out of 306 companies in the Retail - Defensive industry, which is above the industry midpoint. Overall, Colruyt Group NV has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Colruyt Group NV's ROE % compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, Colruyt Group NV ranks #144 out of 306 companies for ROE %. This puts Colruyt Group NV in the upper half of its industry. The industry median ROE % is 8.53. Colruyt Group NV's value of 9.93% is 16.4% above this benchmark. Historically, Colruyt Group NV's own ROE % has ranged from 8.07 to 36.98 over the past decade. While the company's 10-year median is 17.97 vs. the industry median of 8.53, Colruyt Group NV has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Retail - Defensive company?
The median ROE % among Retail - Defensive companies is 8.53, based on 306 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Colruyt Group NV's current ROE % of 9.93% is 16.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Colruyt Group NV and its competitors. For the Retail - Defensive industry, the median ROE % is 8.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Colruyt Group NV's current ROE % is 9.93%, which is 45% below median its own 10-year median of 17.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Colruyt Group NV stock overvalued right now?
Based on GuruFocus' analysis, Colruyt Group NV (CUYTY) is currently considered Modestly Undervalued. The stock's GF Value™ is $14.13, compared to a current price of $10.20 — trading 27.8% below its estimated fair value. The current ROE % is 9.93%, which is 45% below median its 10-year median of 17.97 and 16.4% above the Retail - Defensive industry median of 8.53. Colruyt Group NV's overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Colruyt Group NV (CUYTY), the current ROE % is 9.93% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Colruyt Group NV (CUYTY) Overvalued in 2026?

Based on GuruFocus' analysis, Colruyt Group NV stock appears to be undervalued. The current stock price of $10.20 is trading 27.8% below its estimated GF Value™ of $14.13. GuruFocus considers Colruyt Group NV to be Modestly Undervalued.

Key valuation signals for CUYTY:

  • ROE %: 9.93% (45% below median its 10-year median of 17.97)
  • GF Value™: $14.13 vs. price of $10.20 (27.8% below fair value)
  • GF Score™: 72/100 with 2 warning signs
  • Industry Position: 16.4% above the Retail - Defensive median (#144 of 306)

No single metric tells the full story. See the CUYTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Colruyt Group NV Business Description

Address Edingensesteenweg 196, Wilgenveld, Halle, BEL, 1500
Colruyt Group NV is a retail group that operates in the areas of expertise Food, Health and Well-being, Non-Food and Energy, mainly in Belgium, but also in other countries, including France and Luxembourg. It operates a chain of supermarkets under the Colruyt brand, offering products at low prices through both physical outlets and webshops. The group is also active in the wholesale segment through Spar stores and the Solucious food service, among other initiatives. Its operating segments are: Food; Health and Well-being and Non-food; and Group activities, Real Estate and Energy. The majority of its revenue is generated from the Food segment, which offers a diverse range of food brands and sells directly to bulk and other consumers through its own stores and online channels (retail).
72GF Score

Get the complete analysis for CUYTY

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.20
Price
$14.13
GF Value