CUYTY (Colruyt Group NV) Interest Coverage: 12.18 (As of Sep. 2025) — 98% Below Median


CUYTY Colruyt Group NV CUYTY
72 GF Score
Price $10.20
GF Value $14.13
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Colruyt Group NV Interest Coverage?

Colruyt Group NV CUYTY +6.69% 72 Interest Coverage is 12.18 as of Sep. 2025, which is 98% below its 10-year median of 524.11. GuruFocus rates CUYTY with a GF Score™ of 72/100 and a GF Value™ of $14.13 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 254 Retail - Defensive companies, Colruyt Group NV ranks better than 67.72% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Colruyt Group NV's Operating Income for the six months ended in Sep. 2025 was $250 Mil. Colruyt Group NV's Interest Expense for the six months ended in Sep. 2025 was $-21 Mil. Colruyt Group NV's interest coverage for the quarter that ended in Sep. 2025 was 12.18. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Colruyt Group NV's Interest Coverage or its related term are showing as below:

CUYTY' s Interest Coverage Range Over the Past 10 Years
Min: 20.54   Med: 524.11   Max: 1572
Current: 20.54


CUYTY's Interest Coverage is ranked better than
67.72% of 254 companies
in the Retail - Defensive industry
Industry Median: 9.065 vs CUYTY: 20.54

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Colruyt Group NV  (OTCPK:CUYTY) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Colruyt Group NV Interest Coverage Related Terms


Colruyt Group NV Interest Coverage Historical Data

* Premium members only.

The historical data trend for Colruyt Group NV's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Colruyt Group NV Interest Coverage Chart

Colruyt Group NV Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 457.92 230.06 21.72 22.39 23.60

Colruyt Group NV Semi-Annual Data
Mar16 Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.77 82.65 14.99 752.25 12.18

CUYTY vs KR, SFM, ACI: Interest Coverage Comparison

For the Grocery Stores subindustry, Colruyt Group NV's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Colruyt Group NV Interest Coverage vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Colruyt Group NV's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Colruyt Group NV's Interest Coverage falls into.


CUYTY
72GF Score
Colruyt Group NV CUYTY
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Colruyt Group NV Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Colruyt Group NV's Interest Coverage for the fiscal year that ended in Mar. 2025 is calculated as

Here, for the fiscal year that ended in Mar. 2025, Colruyt Group NV's Interest Expense was $-18 Mil. Its Operating Income was $436 Mil. And its Long-Term Debt & Capital Lease Obligation was $809 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2025 )/Interest Expense (A: Mar. 2025 )
=-1*436.324/-18.486
=23.60

Colruyt Group NV's Interest Coverage for the quarter that ended in Sep. 2025 is calculated as

Here, for the six months ended in Sep. 2025, Colruyt Group NV's Interest Expense was $-21 Mil. Its Operating Income was $250 Mil. And its Long-Term Debt & Capital Lease Obligation was $839 Mil.

Interest Coverage=-1* Operating Income (Q: Sep. 2025 )/Interest Expense (Q: Sep. 2025 )
=-1*250.235/-20.54
=12.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 12.18 mean?
Colruyt Group NV (CUYTY) has a Interest Coverage of 12.18 as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Colruyt Group NV and its competitors. This is 98% below median its historical median of 524.11. Over the past decade, Colruyt Group NV's Interest Coverage has ranged from 20.54 to 1,572.00. According to the industry distribution chart, Colruyt Group NV ranks #82 out of 254 companies in the Retail - Defensive industry, placing it in the top 32.3%.
Is Colruyt Group NV's Interest Coverage too high?
Colruyt Group NV's current Interest Coverage of 12.18 is 98% below median its 10-year median of 524.11. Over the past 10 years, this metric has ranged from a low of 20.54 to a high of 1,572.00. The Retail - Defensive industry median Interest Coverage is 9.07. Colruyt Group NV's value of 12.18 is 34.4% above this industry median. Based on the distribution chart, Colruyt Group NV ranks #82 out of 254 companies in the Retail - Defensive industry, which is above the industry midpoint. Overall, Colruyt Group NV has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Colruyt Group NV's Interest Coverage compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, Colruyt Group NV ranks #82 out of 254 companies for Interest Coverage. This puts Colruyt Group NV in the upper half of its industry. The industry median Interest Coverage is 9.07. Colruyt Group NV's value of 12.18 is 34.4% above this benchmark. Historically, Colruyt Group NV's own Interest Coverage has ranged from 20.54 to 1,572.00 over the past decade. While the company's 10-year median is 524.11 vs. the industry median of 9.07, Colruyt Group NV has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Defensive company?
The median Interest Coverage among Retail - Defensive companies is 9.07, based on 254 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Colruyt Group NV's current Interest Coverage of 12.18 is 34.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Colruyt Group NV and its competitors. For the Retail - Defensive industry, the median Interest Coverage is 9.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Colruyt Group NV's current Interest Coverage is 12.18, which is 98% below median its own 10-year median of 524.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Colruyt Group NV stock overvalued right now?
Based on GuruFocus' analysis, Colruyt Group NV (CUYTY) is currently considered Modestly Undervalued. The stock's GF Value™ is $14.13, compared to a current price of $10.20 — trading 27.8% below its estimated fair value. The current Interest Coverage is 12.18, which is 98% below median its 10-year median of 524.11 and 34.4% above the Retail - Defensive industry median of 9.07. Colruyt Group NV's overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Colruyt Group NV (CUYTY), the current Interest Coverage is 12.18 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Colruyt Group NV (CUYTY) Overvalued in 2026?

Based on GuruFocus' analysis, Colruyt Group NV stock appears to be undervalued. The current stock price of $10.20 is trading 27.8% below its estimated GF Value™ of $14.13. GuruFocus considers Colruyt Group NV to be Modestly Undervalued.

Key valuation signals for CUYTY:

  • Interest Coverage: 12.18 (98% below median its 10-year median of 524.11)
  • GF Value™: $14.13 vs. price of $10.20 (27.8% below fair value)
  • GF Score™: 72/100 with 2 warning signs
  • Industry Position: 34.4% above the Retail - Defensive median (#82 of 254)

No single metric tells the full story. See the CUYTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Colruyt Group NV Business Description

Address Edingensesteenweg 196, Wilgenveld, Halle, BEL, 1500
Colruyt Group NV is a retail group that operates in the areas of expertise Food, Health and Well-being, Non-Food and Energy, mainly in Belgium, but also in other countries, including France and Luxembourg. It operates a chain of supermarkets under the Colruyt brand, offering products at low prices through both physical outlets and webshops. The group is also active in the wholesale segment through Spar stores and the Solucious food service, among other initiatives. Its operating segments are: Food; Health and Well-being and Non-food; and Group activities, Real Estate and Energy. The majority of its revenue is generated from the Food segment, which offers a diverse range of food brands and sells directly to bulk and other consumers through its own stores and online channels (retail).
72GF Score

Get the complete analysis for CUYTY

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.20
Price
$14.13
GF Value