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Eclipse BancorpECLP +0.97%8 Cash-to-Debt is 0.00 as of . 20. GuruFocus rates ECLP with a GF Score™ of 8/100. Among 1,485 Banks companies, Eclipse Bancorp ranks worse than 67340% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Eclipse Bancorp's cash to debt ratio for the quarter that ended in . 20 was 0.00.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Eclipse Bancorpcouldn't pay off its debt using the cash in hand for the quarter that ended in . 20.
The historical rank and industry rank for Eclipse Bancorp's Cash-to-Debt or its related term are showing as below:
ECLP's Cash-to-Debt is not ranked *
in the Banks industry.
Industry Median: 1.4 * Ranked among companies with meaningful Cash-to-Debt only.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Eclipse Bancorp Cash-to-Debt Related Terms
Eclipse Bancorp Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Eclipse Bancorp's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Eclipse Bancorp Cash-to-Debt Chart
Eclipse Bancorp Annual Data
Trend
Cash-to-Debt
Eclipse Bancorp Semi-Annual Data
Cash-to-Debt
ECLP vs PFBN, VWFB, APLO: Cash-to-Debt Comparison
For the Banks - Regional subindustry, Eclipse Bancorp's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Eclipse Bancorp Cash-to-Debt vs Banks Industry
For the Banks industry and Financial Services sector, Eclipse Bancorp's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Eclipse Bancorp's Cash-to-Debt falls into.
Eclipse Bancorp's Cash to Debt Ratio for the fiscal year that ended in . 20 is calculated as:
Do not have enough data to calculate Cash to Debt ratio.
Eclipse Bancorp's Cash to Debt Ratio for the quarter that ended in . 20 is calculated as:
Do not have enough data to calculate Cash to Debt ratio.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Eclipse Bancorp (ECLP) has a Cash-to-Debt of 0.00 as of . 20. According to the industry distribution chart, Eclipse Bancorp ranks #999999 out of 1485 companies in the Banks industry.
Is Eclipse Bancorp's Cash-to-Debt too high?
Eclipse Bancorp's current Cash-to-Debt is 0.00. Based on the distribution chart, Eclipse Bancorp ranks #999999 out of 1485 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Eclipse Bancorp has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Eclipse Bancorp's Cash-to-Debt compare to PFBN and VWFB?
According to the Banks industry distribution chart, Eclipse Bancorp ranks #999999 out of 1485 companies for Cash-to-Debt. This places Eclipse Bancorp in the lower half of its industry. The industry median Cash-to-Debt is 1.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Banks company?
The median Cash-to-Debt among Banks companies is 1.40, based on 1,485 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Cash-to-Debt is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eclipse Bancorp's current Cash-to-Debt is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eclipse Bancorp stock overvalued right now?
Eclipse Bancorp (ECLP) has a current Cash-to-Debt of 0.00. The current Cash-to-Debt is 0.00. Eclipse Bancorp's overall GF Score™ is 8/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Eclipse Bancorp (ECLP), the current Cash-to-Debt is 0.00 as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Eclipse Bancorp Inc is a bank holding company. The company is engaged in providing different banking and financial services to individual and corporate customers in Louisville, Kentucky, and surrounding areas; Johnson City, Tennessee, and surrounding areas; and Cincinnati, Ohio and surrounding areas.
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