ECLP (Eclipse Bancorp) Effective Interest Rate on Debt %: 0.00% (As of . 20)


ECLP Eclipse Bancorp Inc ECLP
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What is Eclipse Bancorp Effective Interest Rate on Debt %?

Eclipse Bancorp ECLP 8 Effective Interest Rate on Debt % is 0.00% as of . 20. GuruFocus rates ECLP with a GF Score™ of 8/100.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Eclipse Bancorp's annualized positive value of Interest Expense for the quarter that ended in . 20 was $ Mil. Eclipse Bancorp's average total debt for the quarter that ended in . 20 was $ Mil. Therefore, Eclipse Bancorp's annualized Effective Interest Rate on Debt % for the quarter that ended in . 20 was %.

Eclipse Bancorp  (OTCPK:ECLP) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Eclipse Bancorp Effective Interest Rate on Debt % Related Terms

Eclipse Bancorp Effective Interest Rate on Debt % Historical Data

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The historical data trend for Eclipse Bancorp's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Eclipse Bancorp Effective Interest Rate on Debt % Chart

Eclipse Bancorp Annual Data
Trend
Effective Interest Rate on Debt %

Eclipse Bancorp Semi-Annual Data
Effective Interest Rate on Debt %

ECLP vs HRBK, MNBO, FPBC: Effective Interest Rate on Debt % Comparison

For the Banks - Regional subindustry, Eclipse Bancorp's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Eclipse Bancorp Effective Interest Rate on Debt % vs Banks Industry

For the Banks industry and Financial Services sector, Eclipse Bancorp's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Eclipse Bancorp's Effective Interest Rate on Debt % falls into.


ECLP
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Eclipse Bancorp Inc ECLP
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Eclipse Bancorp Effective Interest Rate on Debt % Calculation

Eclipse Bancorp's annualized Effective Interest Rate on Debt % for the fiscal year that ended in . 20 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: . 20 )+Total Debt  (A: . 20 ))/ count )
=-1  *  /( (+)/ )
=-1  *  /
= %

where

Total Debt  (A: . 20 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
= +
=

Total Debt  (A: . 20 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
= +
=

Eclipse Bancorp's annualized Effective Interest Rate on Debt % for the quarter that ended in . 20 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: . 20 )+Total Debt  (Q: . 20 ))/ count )
=-1  *  /( (+)/ )
=-1  *  /
= %

where

Total Debt  (Q: . 20 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
= +
=

Total Debt  (Q: . 20 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
= +
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is one times the annual (. 20) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Eclipse Bancorp (ECLP) has a Effective Interest Rate on Debt % of 0.00% as of . 20. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Eclipse Bancorp and its competitors.
Is Eclipse Bancorp's Effective Interest Rate on Debt % too high?
Eclipse Bancorp's current Effective Interest Rate on Debt % is 0.00%. Overall, Eclipse Bancorp has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Eclipse Bancorp's Effective Interest Rate on Debt % compare to HRBK and MNBO?
Eclipse Bancorp's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Eclipse Bancorp and its competitors. Eclipse Bancorp's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eclipse Bancorp stock overvalued right now?
Eclipse Bancorp (ECLP) has a current Effective Interest Rate on Debt % of 0.00%. The current Effective Interest Rate on Debt % is 0.00%. Eclipse Bancorp's overall GF Score™ is 8/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Eclipse Bancorp (ECLP), the current Effective Interest Rate on Debt % is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Eclipse Bancorp Business Description

Address 13903 Promenade Green Way, Louisville, KY, USA, 40245
Eclipse Bancorp Inc is a bank holding company. The company is engaged in providing different banking and financial services to individual and corporate customers in Louisville, Kentucky, and surrounding areas; Johnson City, Tennessee, and surrounding areas; and Cincinnati, Ohio and surrounding areas.
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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