ECLP (Eclipse Bancorp) Intrinsic Value: Projected FCF: $0.00 (As of Aug. 05, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ECLP Eclipse Bancorp Inc ECLP
8 GF Score
Price $9.09
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What is Eclipse Bancorp Intrinsic Value: Projected FCF?

Eclipse Bancorp ECLP +0.97% 8 Intrinsic Value: Projected FCF is $0.00 as of Aug. 05, 2026. GuruFocus rates ECLP with a GF Score™ of 8/100. Among 1,302 Banks companies, Eclipse Bancorp ranks worse than 76804.84% on this metric.

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2026-08-05), Eclipse Bancorp's Intrinsic Value: Projected FCF is $0.00. The stock price of Eclipse Bancorp is $9.0875. Therefore, Eclipse Bancorp's Price-to-Intrinsic-Value-Projected-FCF of today is 0.0.

The historical rank and industry rank for Eclipse Bancorp's Intrinsic Value: Projected FCF or its related term are showing as below:

ECLP's Price-to-Projected-FCF is not ranked *
in the Banks industry.
Industry Median: 0.59
* Ranked among companies with meaningful Price-to-Projected-FCF only.

Eclipse Bancorp  (OTCPK:ECLP) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Eclipse Bancorp's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=9.0875/
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Eclipse Bancorp Intrinsic Value: Projected FCF Related Terms


Eclipse Bancorp Intrinsic Value: Projected FCF Historical Data

* Premium members only.

The historical data trend for Eclipse Bancorp's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Eclipse Bancorp Intrinsic Value: Projected FCF Chart

Eclipse Bancorp Annual Data
Trend
Intrinsic Value: Projected FCF

Eclipse Bancorp Semi-Annual Data
Intrinsic Value: Projected FCF

ECLP vs PFBN, VWFB, APLO: Intrinsic Value: Projected FCF Comparison

For the Banks - Regional subindustry, Eclipse Bancorp's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eclipse Bancorp Price-to-Projected-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Eclipse Bancorp's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Eclipse Bancorp's Price-to-Projected-FCF falls into.


ECLP
8GF Score
Eclipse Bancorp Inc ECLP
Intrinsic Value: Projected FCF is just one metric. See GF Score™, valuation, warning signs, and more.
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Eclipse Bancorp Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


What does a Intrinsic Value: Projected FCF of $0.00 mean?
Eclipse Bancorp (ECLP) has a Intrinsic Value: Projected FCF of $0.00 as of Aug. 05, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Eclipse Bancorp and its competitors. According to the industry distribution chart, Eclipse Bancorp ranks #999999 out of 1302 companies in the Banks industry.
Is Eclipse Bancorp's Intrinsic Value: Projected FCF too high?
Eclipse Bancorp's current Intrinsic Value: Projected FCF is $0.00. Based on the distribution chart, Eclipse Bancorp ranks #999999 out of 1302 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Eclipse Bancorp has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Eclipse Bancorp's Intrinsic Value: Projected FCF compare to PFBN and VWFB?
According to the Banks industry distribution chart, Eclipse Bancorp ranks #999999 out of 1302 companies for Intrinsic Value: Projected FCF. This places Eclipse Bancorp in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 0.59. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Banks company?
The median Intrinsic Value: Projected FCF among Banks companies is 0.59, based on 1,302 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Eclipse Bancorp and its competitors. For the Banks industry, the median Intrinsic Value: Projected FCF is 0.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eclipse Bancorp's current Intrinsic Value: Projected FCF is $0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eclipse Bancorp stock overvalued right now?
Eclipse Bancorp (ECLP) has a current Intrinsic Value: Projected FCF of $0.00. The current Intrinsic Value: Projected FCF is $0.00. Eclipse Bancorp's overall GF Score™ is 8/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Eclipse Bancorp (ECLP), the current Intrinsic Value: Projected FCF is $0.00 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Eclipse Bancorp Business Description

Address 13903 Promenade Green Way, Louisville, KY, USA, 40245
Eclipse Bancorp Inc is a bank holding company. The company is engaged in providing different banking and financial services to individual and corporate customers in Louisville, Kentucky, and surrounding areas; Johnson City, Tennessee, and surrounding areas; and Cincinnati, Ohio and surrounding areas.
8GF Score

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Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.09
Price