ECLP (Eclipse Bancorp) Return-on-Tangible-Equity: 0.00% (As of . 20)


ECLP Eclipse Bancorp Inc ECLP
8 GF Score
Price $7.55
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What is Eclipse Bancorp Return-on-Tangible-Equity?

Eclipse Bancorp ECLP 8 Return-on-Tangible-Equity is 0.00% as of . 20. GuruFocus rates ECLP with a GF Score™ of 8/100. Among 1,522 Banks companies, Eclipse Bancorp ranks worse than 65702.96% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Eclipse Bancorp's annualized net income for the quarter that ended in . 20 was $ Mil. Eclipse Bancorp's average shareholder tangible equity for the quarter that ended in . 20 was $ Mil. Therefore, Eclipse Bancorp's annualized Return-on-Tangible-Equity for the quarter that ended in . 20 was %.

The historical rank and industry rank for Eclipse Bancorp's Return-on-Tangible-Equity or its related term are showing as below:

ECLP's Return-on-Tangible-Equity is not ranked *
in the Banks industry.
Industry Median: 11.205
* Ranked among companies with meaningful Return-on-Tangible-Equity only.

Eclipse Bancorp  (OTCPK:ECLP) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Eclipse Bancorp Return-on-Tangible-Equity Related Terms


Eclipse Bancorp Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Eclipse Bancorp's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Eclipse Bancorp Return-on-Tangible-Equity Chart

Eclipse Bancorp Annual Data
Trend
Return-on-Tangible-Equity

Eclipse Bancorp Semi-Annual Data
Return-on-Tangible-Equity

ECLP vs HRBK, MNBO, FPBC: Return-on-Tangible-Equity Comparison

For the Banks - Regional subindustry, Eclipse Bancorp's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eclipse Bancorp Return-on-Tangible-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Eclipse Bancorp's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Eclipse Bancorp's Return-on-Tangible-Equity falls into.


ECLP
8GF Score
Eclipse Bancorp Inc ECLP
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Eclipse Bancorp Return-on-Tangible-Equity Calculation

Eclipse Bancorp's annualized Return-on-Tangible-Equity for the fiscal year that ended in . 20 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: . 20 )  (A: . 20 )(A: . 20 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: . 20 )  (A: . 20 )(A: . 20 )
=/( (+ )/ )
=/
= %

Eclipse Bancorp's annualized Return-on-Tangible-Equity for the quarter that ended in . 20 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: . 20 )  (Q: . 20 )(Q: . 20 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: . 20 )  (Q: . 20 )(Q: . 20 )
=/( (+)/ )
=/
= %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is one times the annual (. 20) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 0.00% mean?
Eclipse Bancorp (ECLP) has a Return-on-Tangible-Equity of 0.00% as of . 20. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Eclipse Bancorp and its competitors. According to the industry distribution chart, Eclipse Bancorp ranks #999999 out of 1522 companies in the Banks industry.
Is Eclipse Bancorp's Return-on-Tangible-Equity too high?
Eclipse Bancorp's current Return-on-Tangible-Equity is 0.00%. Based on the distribution chart, Eclipse Bancorp ranks #999999 out of 1522 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Eclipse Bancorp has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Eclipse Bancorp's Return-on-Tangible-Equity compare to HRBK and MNBO?
According to the Banks industry distribution chart, Eclipse Bancorp ranks #999999 out of 1522 companies for Return-on-Tangible-Equity. This places Eclipse Bancorp in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.21. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.21, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Eclipse Bancorp and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eclipse Bancorp's current Return-on-Tangible-Equity is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eclipse Bancorp stock overvalued right now?
Eclipse Bancorp (ECLP) has a current Return-on-Tangible-Equity of 0.00%. The current Return-on-Tangible-Equity is 0.00%. Eclipse Bancorp's overall GF Score™ is 8/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Eclipse Bancorp (ECLP), the current Return-on-Tangible-Equity is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Eclipse Bancorp Business Description

Address 13903 Promenade Green Way, Louisville, KY, USA, 40245
Eclipse Bancorp Inc is a bank holding company. The company is engaged in providing different banking and financial services to individual and corporate customers in Louisville, Kentucky, and surrounding areas; Johnson City, Tennessee, and surrounding areas; and Cincinnati, Ohio and surrounding areas.
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Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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