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First HartfordFHRT 47 Cash-to-Debt is 0.03 as of Apr. 2025, which is at its 10-year median of 0.03. GuruFocus rates FHRT with a GF Score™ of 47/100 and a GF Value™ of $14.10 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,745 Real Estate companies, First Hartford ranks worse than 86.93% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. First Hartford's cash to debt ratio for the quarter that ended in Apr. 2025 was 0.03.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, First Hartfordcouldn't pay off its debt using the cash in hand for the quarter that ended in Apr. 2025.
The historical rank and industry rank for First Hartford's Cash-to-Debt or its related term are showing as below:
FHRT'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.03 Med: 0.03 Max: 0.04
Current: 0.03
During the past 13 years, First Hartford's highest Cash to Debt Ratio was 0.04. The lowest was 0.03. And the median was 0.03.
FHRT's Cash-to-Debt is ranked worse than 86.93% of 1745
companies
in the Real Estate industry
Industry Median: 0.25
vs FHRT: 0.03
First Hartford (OTCPK:FHRT) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
First Hartford Cash-to-Debt Related Terms
First Hartford Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for First Hartford's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Real Estate - Development subindustry, First Hartford's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Hartford Cash-to-Debt vs Real Estate Industry
For the Real Estate industry and Real Estate sector, First Hartford's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where First Hartford's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Hartford (FHRT) has a Cash-to-Debt of 0.03 as of Apr. 2025. This is near median its historical median of 0.03. Over the past decade, First Hartford's Cash-to-Debt has ranged from 0.03 to 0.04. According to the industry distribution chart, First Hartford ranks #1517 out of 1745 companies in the Real Estate industry, placing it in the top 86.9%.
Is First Hartford's Cash-to-Debt too high?
First Hartford's current Cash-to-Debt of 0.03 is near median its 10-year median of 0.03. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.04. The Real Estate industry median Cash-to-Debt is 0.25. First Hartford's value of 0.03 is 88% below this industry median. Based on the distribution chart, First Hartford ranks #1517 out of 1745 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, First Hartford has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Hartford's Cash-to-Debt compare to KANP and AEI?
According to the Real Estate industry distribution chart, First Hartford ranks #1517 out of 1745 companies for Cash-to-Debt. This places First Hartford in the lower half of its industry. The industry median Cash-to-Debt is 0.25. First Hartford's value of 0.03 is 88% below this benchmark. Historically, First Hartford's own Cash-to-Debt has ranged from 0.03 to 0.04 over the past decade. While the company's 10-year median is 0.03 vs. the industry median of 0.25, First Hartford has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Real Estate company?
The median Cash-to-Debt among Real Estate companies is 0.25, based on 1,745 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Hartford's current Cash-to-Debt of 0.03 is 88% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Real Estate industry, the median Cash-to-Debt is 0.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Hartford's current Cash-to-Debt is 0.03, which is near median its own 10-year median of 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Hartford stock overvalued right now?
Based on GuruFocus' analysis, First Hartford (FHRT) is currently considered Significantly Overvalued. The stock's GF Value™ is $14.10, compared to a current price of $25.00 — trading 77.3% above its estimated fair value. The current Cash-to-Debt is 0.03, which is near median its 10-year median of 0.03 and 88% below the Real Estate industry median of 0.25. First Hartford's overall GF Score™ is 47/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For First Hartford (FHRT), the current Cash-to-Debt is 0.03 as of Apr. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Hartford (FHRT) Overvalued in 2026?
Based on GuruFocus' analysis, First Hartford stock appears to be overvalued.
The current stock price of $25.00 is trading 77.3% above its estimated GF Value™ of $14.10.
GuruFocus considers First Hartford to be Significantly Overvalued.
Key valuation signals for FHRT:
Cash-to-Debt: 0.03 (near median its 10-year median of 0.03)
GF Value™: $14.10 vs. price of $25.00 (77.3% above fair value)
Industry Position: 88% below the Real Estate median (#1517 of 1745)
No single metric tells the full story. See the FHRT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Hartford Corp is a real estate company. It is engaged in the purchase, development, ownership, management, and sale of real estate. The company is also a preferred developer for CVS, Cumberland Farms, and others.
47GF Score
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