First HartfordFHRT 44 Interest Coverage is 1.63 as of Apr. 2025, which is 63% above its 10-year median of 1.00. GuruFocus rates FHRT with a GF Score™ of 44/100 and a GF Value™ of $13.79 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,299 Real Estate companies, First Hartford ranks worse than 75.98% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. First Hartford's
Operating Income
for the
six
months ended in Apr. 2025 was $22.3 Mil. First Hartford's Interest Expense for the
six
months ended in Apr. 2025 was $-13.7 Mil.
First Hartford's interest coverage for the quarter that ended in Apr. 2025 was 1.63.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. First Hartford Corp interest coverage is 1.63, which is low.
The historical rank and industry rank for First Hartford's Interest Coverage or its related term are showing as below:
FHRT'
s Interest Coverage Range Over the Past 10 Years
Min: 0.14 Med: 1 Max: 1.63
Current: 1.63
FHRT's Interest Coverage is ranked worse than 75.98% of 1299
companies
in the Real Estate industry
Industry Median: 4.24
vs FHRT: 1.63
First Hartford (OTCPK:FHRT) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
First Hartford Interest Coverage Related Terms
First Hartford Interest Coverage Historical Data
* Premium members only.
The historical data trend for First Hartford's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
FHRT vs KANP, AEI, JFB: Interest Coverage Comparison
For the Real Estate - Development subindustry, First Hartford's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Hartford Interest Coverage vs Real Estate Industry
For the Real Estate industry and Real Estate sector, First Hartford's Interest Coverage distribution charts can be found below:
* The bar in red indicates where First Hartford's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Hartford (FHRT) has a Interest Coverage of 1.63 as of Apr. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on First Hartford and its competitors. This is 63% above median its historical median of 1.00. Over the past decade, First Hartford's Interest Coverage has ranged from 0.14 to 1.63. According to the industry distribution chart, First Hartford ranks #987 out of 1299 companies in the Real Estate industry, placing it in the top 76%.
Is First Hartford's Interest Coverage too high?
First Hartford's current Interest Coverage of 1.63 is 63% above median its 10-year median of 1.00. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 1.63. The Real Estate industry median Interest Coverage is 4.24. First Hartford's value of 1.63 is 61.6% below this industry median. Based on the distribution chart, First Hartford ranks #987 out of 1299 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, First Hartford has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Hartford's Interest Coverage compare to KANP and AEI?
According to the Real Estate industry distribution chart, First Hartford ranks #987 out of 1299 companies for Interest Coverage. This places First Hartford in the lower half of its industry. The industry median Interest Coverage is 4.24. First Hartford's value of 1.63 is 61.6% below this benchmark. Historically, First Hartford's own Interest Coverage has ranged from 0.14 to 1.63 over the past decade. While the company's 10-year median is 1.00 vs. the industry median of 4.24, First Hartford has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.24, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Hartford's current Interest Coverage of 1.63 is 61.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on First Hartford and its competitors. For the Real Estate industry, the median Interest Coverage is 4.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Hartford's current Interest Coverage is 1.63, which is 63% above median its own 10-year median of 1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Hartford stock overvalued right now?
Based on GuruFocus' analysis, First Hartford (FHRT) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.79, compared to a current price of $26.99 — trading 95.7% above its estimated fair value. The current Interest Coverage is 1.63, which is 63% above median its 10-year median of 1.00 and 61.6% below the Real Estate industry median of 4.24. First Hartford's overall GF Score™ is 44/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For First Hartford (FHRT), the current Interest Coverage is 1.63 as of Apr. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Hartford (FHRT) Overvalued in 2026?
Based on GuruFocus' analysis, First Hartford stock appears to be overvalued.
The current stock price of $26.99 is trading 95.7% above its estimated GF Value™ of $13.79.
GuruFocus considers First Hartford to be Significantly Overvalued.
Key valuation signals for FHRT:
Interest Coverage: 1.63 (63% above median its 10-year median of 1.00)
GF Value™: $13.79 vs. price of $26.99 (95.7% above fair value)
Industry Position: 61.6% below the Real Estate median (#987 of 1299)
No single metric tells the full story. See the FHRT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Hartford Corp is a real estate company. It is engaged in the purchase, development, ownership, management, and sale of real estate. The company is also a preferred developer for CVS, Cumberland Farms, and others.
44GF Score
Get the complete analysis for FHRT
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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