First HartfordFHRT -1.11%56 Debt-to-EBITDA is 5.80 as of Apr. 2025, which is 54% below its 10-year median of 12.57. GuruFocus rates FHRT with a GF Score™ of 56/100 and a GF Value™ of $13.84 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,272 Real Estate companies, First Hartford ranks worse than 51.34% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for First Hartford's Debt-to-EBITDA or its related term are showing as below:
FHRT'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 5.8 Med: 12.57 Max: 26.11
Current: 5.8
During the past 13 years, the highest Debt-to-EBITDA Ratio of First Hartford was 26.11. The lowest was 5.80. And the median was 12.57.
FHRT's Debt-to-EBITDA is ranked worse than 51.34% of 1272
companies
in the Real Estate industry
Industry Median: 5.6
vs FHRT: 5.80
First Hartford (OTCPK:FHRT) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
First Hartford Debt-to-EBITDA Related Terms
First Hartford Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for First Hartford's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate - Development subindustry, First Hartford's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Hartford Debt-to-EBITDA vs Real Estate Industry
For the Real Estate industry and Real Estate sector, First Hartford's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where First Hartford's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is one times the quarterly (Apr. 2025) EBITDA data.
First Hartford (FHRT) has a Debt-to-EBITDA of 5.80 as of Apr. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on First Hartford. This is 54% below median its historical median of 12.57. Over the past decade, First Hartford's Debt-to-EBITDA has ranged from 5.80 to 26.11. According to the industry distribution chart, First Hartford ranks #653 out of 1272 companies in the Real Estate industry, placing it in the top 51.3%.
Is First Hartford's Debt-to-EBITDA too high?
First Hartford's current Debt-to-EBITDA of 5.80 is 54% below median its 10-year median of 12.57. Over the past 10 years, this metric has ranged from a low of 5.80 to a high of 26.11. The Real Estate industry median Debt-to-EBITDA is 5.60. First Hartford's value of 5.80 is 3.6% above this industry median. Based on the distribution chart, First Hartford ranks #653 out of 1272 companies in the Real Estate industry, which is below the industry midpoint. Overall, First Hartford has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Hartford's Debt-to-EBITDA compare to KANP and AEI?
According to the Real Estate industry distribution chart, First Hartford ranks #653 out of 1272 companies for Debt-to-EBITDA. This places First Hartford in the lower half of its industry. The industry median Debt-to-EBITDA is 5.60. First Hartford's value of 5.80 is 3.6% above this benchmark. Historically, First Hartford's own Debt-to-EBITDA has ranged from 5.80 to 26.11 over the past decade. While the company's 10-year median is 12.57 vs. the industry median of 5.60, First Hartford has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.60, based on 1,272 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Hartford's current Debt-to-EBITDA of 5.80 is 3.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on First Hartford. For the Real Estate industry, the median Debt-to-EBITDA is 5.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Hartford's current Debt-to-EBITDA is 5.80, which is 54% below median its own 10-year median of 12.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Hartford stock overvalued right now?
Based on GuruFocus' analysis, First Hartford (FHRT) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.84, compared to a current price of $26.50 — trading 91.5% above its estimated fair value. The current Debt-to-EBITDA is 5.80, which is 54% below median its 10-year median of 12.57 and 3.6% above the Real Estate industry median of 5.60. First Hartford's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For First Hartford (FHRT), the current Debt-to-EBITDA is 5.80 as of Apr. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Hartford (FHRT) Overvalued in 2026?
Based on GuruFocus' analysis, First Hartford stock appears to be overvalued.
The current stock price of $26.50 is trading 91.5% above its estimated GF Value™ of $13.84.
GuruFocus considers First Hartford to be Significantly Overvalued.
Key valuation signals for FHRT:
Debt-to-EBITDA: 5.80 (54% below median its 10-year median of 12.57)
GF Value™: $13.84 vs. price of $26.50 (91.5% above fair value)
Industry Position: 3.6% above the Real Estate median (#653 of 1272)
No single metric tells the full story. See the FHRT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Hartford Corp is a real estate company. It is engaged in the purchase, development, ownership, management, and sale of real estate. The company is also a preferred developer for CVS, Cumberland Farms, and others.
56GF Score
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