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Ondo InsurTechFRA:1AI Cash-to-Debt is 0.16 as of Mar. 2026, which is 56% below its 10-year median of 0.36. The stock has 3 warning signs investors should review. Among 2,484 Hardware companies, Ondo InsurTech ranks worse than 90.54% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Ondo InsurTech's cash to debt ratio for the quarter that ended in Mar. 2026 was 0.16.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Ondo InsurTechcouldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for Ondo InsurTech's Cash-to-Debt or its related term are showing as below:
FRA:1AI'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.06 Med: 0.36 Max: No Debt
Current: 0.16
During the past 6 years, Ondo InsurTech's highest Cash to Debt Ratio was No Debt. The lowest was 0.06. And the median was 0.36.
FRA:1AI's Cash-to-Debt is ranked worse than 90.54% of 2484
companies
in the Hardware industry
Industry Median: 1.35
vs FRA:1AI: 0.16
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Ondo InsurTech Cash-to-Debt Related Terms
Ondo InsurTech Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Ondo InsurTech's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
FRA:1AI vs GRMN, COHR, KEYS: Cash-to-Debt Comparison
For the Scientific & Technical Instruments subindustry, Ondo InsurTech's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ondo InsurTech Cash-to-Debt vs Hardware Industry
For the Hardware industry and Technology sector, Ondo InsurTech's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Ondo InsurTech's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ondo InsurTech (FRA:1AI) has a Cash-to-Debt of 0.16 as of Mar. 2026. This is 56% below median its historical median of 0.36. Over the past decade, Ondo InsurTech's Cash-to-Debt has ranged from 0.06 to 10,000.00. According to the industry distribution chart, Ondo InsurTech ranks #2249 out of 2484 companies in the Hardware industry, placing it in the top 90.5%.
Is Ondo InsurTech's Cash-to-Debt too high?
Ondo InsurTech's current Cash-to-Debt of 0.16 is 56% below median its 10-year median of 0.36. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 10,000.00. The Hardware industry median Cash-to-Debt is 1.35. Ondo InsurTech's value of 0.16 is 88.1% below this industry median. Based on the distribution chart, Ondo InsurTech ranks #2249 out of 2484 companies in the Hardware industry, which is in the bottom quartile relative to peers.
How does Ondo InsurTech's Cash-to-Debt compare to GRMN and COHR?
According to the Hardware industry distribution chart, Ondo InsurTech ranks #2249 out of 2484 companies for Cash-to-Debt. This places Ondo InsurTech in the lower half of its industry. The industry median Cash-to-Debt is 1.35. Ondo InsurTech's value of 0.16 is 88.1% below this benchmark. Historically, Ondo InsurTech's own Cash-to-Debt has ranged from 0.06 to 10,000.00 over the past decade. While the company's 10-year median is 0.36 vs. the industry median of 1.35, Ondo InsurTech has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Hardware company?
The median Cash-to-Debt among Hardware companies is 1.35, based on 2,484 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ondo InsurTech's current Cash-to-Debt of 0.16 is 88.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Hardware industry, the median Cash-to-Debt is 1.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ondo InsurTech's current Cash-to-Debt is 0.16, which is 56% below median its own 10-year median of 0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ondo InsurTech stock overvalued right now?
Based on GuruFocus' analysis, Ondo InsurTech (FRA:1AI) is currently considered Possible Value Trap. The stock's GF Value™ is €0.31, compared to a current price of €0.06 — trading 81.8% below its estimated fair value. The current Cash-to-Debt is 0.16, which is 56% below median its 10-year median of 0.36 and 88.1% below the Hardware industry median of 1.35. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Ondo InsurTech (FRA:1AI), the current Cash-to-Debt is 0.16 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Ondo InsurTech PLC is in the Insurtech business in the home insurance Industry. The company's Leakbot system comprises a self-install sensor that clips to a pipe and detects a leak anywhere on a main water system. The company derives revenue from water leak detection devices, water leak detection services, Repair services, and consultancy services. The company has a geographical presence in the UK, the USA, and the Nordic. The company derives the majority of its revenue from the Nordics.
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