Ondo InsurTech (FRA:1AI) Operating Income: €-7.73 Mil (TTM As of Sep. 2025)

What is Ondo InsurTech Operating Income?

Ondo InsurTech FRA:1AI +15.25% Operating Income is €-7.73 Mil as of Sep. 2025. The stock has 5 warning signs investors should review.

Ondo InsurTech's Operating Income for the six months ended in Sep. 2025 was €-4.02 Mil. Its Operating Income for the trailing twelve months (TTM) ended in Sep. 2025 was €-7.73 Mil.

Operating Margin % is calculated as Operating Income divided by its Revenue. Ondo InsurTech's Operating Income for the six months ended in Sep. 2025 was €-4.02 Mil. Ondo InsurTech's Revenue for the six months ended in Sep. 2025 was €2.44 Mil. Therefore, Ondo InsurTech's Operating Margin % for the quarter that ended in Sep. 2025 was -164.97%.

Ondo InsurTech's 5-Year average Growth Rate for Operating Margin % was 0.00% per year.

Operating Income or EBIT is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Ondo InsurTech's annualized ROC % for the quarter that ended in Sep. 2025 was -177.37%. Ondo InsurTech's annualized ROC (Joel Greenblatt) % for the quarter that ended in Sep. 2025 was -4,351.22%.

Ondo InsurTech (FRA:1AI) Operating Income Explanation

1. Operating Income or EBIT is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Ondo InsurTech's annualized ROC % for the quarter that ended in Sep. 2025 is calculated as:

	ROC % (Q: Sep. 2025 )
=	NOPAT	/	Average Invested Capital
=	Operating Income * ( 1 - Tax Rate % )	/	( (Invested Capital (Q: Mar. 2025 )	+	Invested Capital (Q: Sep. 2025 ))	/ count )
=	-8.034 * ( 1 - 0% )	/	( (4.607	+	4.452)	/ 2 )
=	-8.034	/	4.5295
=	-177.37 %

where

	Invested Capital		(Q: Mar. 2025 )
=	Total Assets	-	Accounts Payable & Accrued Expense	-	Excess Cash
=	Total Assets	-	Accounts Payable & Accrued Expense	-	( Cash, Cash Equivalents, Marketable Securities	-	max(0, Total Current Liabilities	-	Total Current Assets	+	Cash, Cash Equivalents, Marketable Securities	))
=	8.141	-	1.932	-	( 4.767	-	max(0, 5.533	-	7.135	+	4.767	))
=	4.607

	Invested Capital		(Q: Sep. 2025 )
=	Total Assets	-	Accounts Payable & Accrued Expense	-	Excess Cash
=	Total Assets	-	Accounts Payable & Accrued Expense	-	( Cash, Cash Equivalents, Marketable Securities	-	max(0, Total Current Liabilities	-	Total Current Assets	+	Cash, Cash Equivalents, Marketable Securities	))
=	3.966	-	2.107	-	( 0.644	-	max(0, 5.523	-	2.93	+	0.644	))
=	4.452

Note: The Operating Income data used here is two times the semi-annual (Sep. 2025) data.

2. Joel Greenblatt's definition of Return on Capital:

Ondo InsurTech's annualized ROC (Joel Greenblatt) % for the quarter that ended in Sep. 2025 is calculated as:

	ROC (Joel Greenblatt) %		(Q: Sep. 2025 )
=	EBIT	/	Average of (Net fixed Assets	+	Net Working Capital)
=	EBIT	/	Average of (Property, Plant and Equipment	+	Net Working Capital)
			Q: Mar. 2025		Q: Sep. 2025
=	EBIT	/	( ( (Property, Plant and Equipment + Net Working Capital)	+	(Property, Plant and Equipment + Net Working Capital) )	/	count )
=	-8.028	/	( ( (0.135 + max(-4.345, 0))	+	(0.234 + max(-3.801, 0)) )	/	2 )
=	-8.028	/	( ( 0.135	+	0.234 )	/	2 )
=	-8.028	/	0.1845
=	-4,351.22 %

where Working Capital is:

	Working Capital		(Q: Mar. 2025 )
=	(Accounts Receivable	+	Total Inventories	+	Other Current Assets)	-	(Accounts Payable & Accrued Expense	+	Defer. Rev.	+	Other Current Liabilities)
=	(0.497	+	0.691	+	0)	-	(1.932	+	0	+	3.601)
=	-4.345

	Working Capital		(Q: Sep. 2025 )
=	(Accounts Receivable	+	Total Inventories	+	Other Current Assets)	-	(Accounts Payable & Accrued Expense	+	Defer. Rev.	+	Other Current Liabilities)
=	(0.538	+	1.185	+	-0.00099999999999989)	-	(2.107	+	0	+	3.416)
=	-3.801

When net working capital is negative, 0 is used.

Note: The EBIT data used here is two times the semi-annual (Sep. 2025) EBIT data.

3. Operating Income is also linked to Operating Margin %:

Ondo InsurTech's Operating Margin % for the quarter that ended in Sep. 2025 is calculated as:

Operating Margin %	=	Operating Income (Q: Sep. 2025 )	/	Revenue (Q: Sep. 2025 )
	=	-4.017	/	2.435
	=	-164.97 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

4. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Operating Income growth rate using Operating Income per share data.

Be Aware

Compared with a company's EBITDA margin, Operating Margin can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin may decline. Often the Operating Margin declines well before the company's revenue or even profit decline. Therefore, Operating Margin is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia's Operating Margin had already been in decline since 2002, although its earnings per share were still rising. Investors who paid attention to Operating Margin would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.

Ondo InsurTech Operating Income Related Terms

Ondo InsurTech Operating Income Historical Data

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The historical data trend for Ondo InsurTech's Operating Income can be seen below:

Ondo InsurTech Operating Income Chart

Ondo InsurTech Annual Data

Trend

Feb22

Mar24

Mar25

Operating Income

-0.26

-3.78

-6.19

Ondo InsurTech Semi-Annual Data
	Aug21	Feb22	Aug22	Sep23	Mar24	Sep24	Mar25	Sep25
Operating Income	Get a 7-Day Free Trial			-1.90	-1.87	-2.47	-3.72	-4.02

Ondo InsurTech Operating Income Calculation

Operating Income, is the profit a company earned through operations. All expenses, including cash expenses such as cost of goods sold (COGS), research & development, wages, and non-cash expenses, such as depreciation, depletion and amortization, have been deducted from the sales.

Operating Income for the trailing twelve months (TTM) ended in Sep. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €-7.73 Mil.

Frequently Asked Questions Learn more about Operating Income →

What does a Operating Income of €-7.73 Mil mean?

Ondo InsurTech (FRA:1AI) has a Operating Income of €-7.73 Mil as of Sep. 2025. Operating Income equals sales less all operating expenses. It is linked to EBIT. View historical data on Ondo InsurTech and its competitors.

Is Ondo InsurTech's Operating Income too high?

Ondo InsurTech's current Operating Income is €-7.73 Mil.

How does Ondo InsurTech's Operating Income compare to COHR and KEYS?

Ondo InsurTech's Operating Income of €-7.73 Mil can be compared against companies in the Hardware industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Operating Income for a Hardware company?

A good Operating Income depends on the Hardware industry context. However, Operating Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Operating Income mean?

A high Operating Income can signal that a stock is expensive relative to its fundamentals. Operating Income equals sales less all operating expenses. It is linked to EBIT. View historical data on Ondo InsurTech and its competitors. Ondo InsurTech's current Operating Income is €-7.73 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Ondo InsurTech stock overvalued right now?

Ondo InsurTech (FRA:1AI) has a current Operating Income of €-7.73 Mil. The current Operating Income is €-7.73 Mil. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Operating Income calculated?

Operating Income is calculated from a company's financial statements. For Ondo InsurTech (FRA:1AI), the current Operating Income is €-7.73 Mil as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Ondo InsurTech Business Description

Industry Technology Hardware

Comparable Companies LSE:MET LSE:TRAC LSE:PIP LSE:KMK TSE:6861 COHR KEYS GRMN TDY TPE:2360 MKSI OSTO:HEXA B FTV TRMB SZSE:300567 CGNX ESE SZSE:002414 TSE:6856 TSE:7701

Other Exchanges ONDO:UK 1AI:Germany

Address 8 Bishopsgate, c/o Arch Law, Floor 2, London, GBR, EC2N 4BQ

Website https://www.ondoplc.com

Ondo InsurTech PLC is in the Insurtech business in the home insurance Industry. The company's Leakbot system comprises a self-install sensor that clips to a pipe and detects a leak anywhere on a main water system. The company derives revenue from water leak detection devices, water leak detection services, Repair services, and consultancy services. The company has a geographical presence in the UK, the USA, and the Nordic. The company derives the majority of its revenue from the Nordics.