Ondo InsurTech (FRA:1AI) Debt-to-EBITDA : -0.95 (As of Sep. 2025)

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What is Ondo InsurTech Debt-to-EBITDA?

Ondo InsurTech FRA:1AI +6.43% Debt-to-EBITDA is -0.95 as of Sep. 2025. The stock has 5 warning signs investors should review. Among 1,796 Hardware companies, Ondo InsurTech ranks worse than 55679.23% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Ondo InsurTech's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2025 was €0.00 Mil. Ondo InsurTech's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2025 was €7.17 Mil. Ondo InsurTech's annualized EBITDA for the quarter that ended in Sep. 2025 was €-7.55 Mil. Ondo InsurTech's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2025 was -0.95.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Ondo InsurTech's Debt-to-EBITDA or its related term are showing as below:

FRA:1AI' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -2.86   Med: -2.16   Max: -1.01
Current: -1.01

During the past 3 years, the highest Debt-to-EBITDA Ratio of Ondo InsurTech was -1.01. The lowest was -2.86. And the median was -2.16.

FRA:1AI's Debt-to-EBITDA is ranked worse than
100% of 1796 companies
in the Hardware industry
Industry Median: 1.715 vs FRA:1AI: -1.01

Ondo InsurTech  (FRA:1AI) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Ondo InsurTech Debt-to-EBITDA Related Terms


Ondo InsurTech Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Ondo InsurTech's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ondo InsurTech Debt-to-EBITDA Chart

Ondo InsurTech Annual Data
Trend Feb22 Mar24 Mar25
Debt-to-EBITDA
0.00 -2.86 -1.45

Ondo InsurTech Semi-Annual Data
Aug21 Feb22 Aug22 Sep23 Mar24 Sep24 Mar25 Sep25
Debt-to-EBITDA Get a 7-Day Free Trial -4.19 -2.12 -1.73 -1.22 -0.95

FRA:1AI vs COHR, KEYS, GRMN: Debt-to-EBITDA Comparison

For the Scientific & Technical Instruments subindustry, Ondo InsurTech's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ondo InsurTech Debt-to-EBITDA vs Hardware Industry

For the Hardware industry and Technology sector, Ondo InsurTech's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Ondo InsurTech's Debt-to-EBITDA falls into.



Ondo InsurTech Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Ondo InsurTech's Debt-to-EBITDA for the fiscal year that ended in Mar. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 8.452) / -5.843
=-1.45

Ondo InsurTech's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 7.167) / -7.552
=-0.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Sep. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of -0.95 mean?
Ondo InsurTech (FRA:1AI) has a Debt-to-EBITDA of -0.95 as of Sep. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Ondo InsurTech. According to the industry distribution chart, Ondo InsurTech ranks #999999 out of 1796 companies in the Hardware industry.
Is Ondo InsurTech's Debt-to-EBITDA too high?
Ondo InsurTech's current Debt-to-EBITDA is -0.95. Based on the distribution chart, Ondo InsurTech ranks #999999 out of 1796 companies in the Hardware industry, which is in the bottom quartile relative to peers.
How does Ondo InsurTech's Debt-to-EBITDA compare to COHR and KEYS?
According to the Hardware industry distribution chart, Ondo InsurTech ranks #999999 out of 1796 companies for Debt-to-EBITDA. This places Ondo InsurTech in the lower half of its industry. The industry median Debt-to-EBITDA is 1.72. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Hardware company?
The median Debt-to-EBITDA among Hardware companies is 1.72, based on 1,796 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Ondo InsurTech. For the Hardware industry, the median Debt-to-EBITDA is 1.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ondo InsurTech's current Debt-to-EBITDA is -0.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ondo InsurTech stock overvalued right now?
Ondo InsurTech (FRA:1AI) has a current Debt-to-EBITDA of -0.95. The current Debt-to-EBITDA is -0.95. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Ondo InsurTech (FRA:1AI), the current Debt-to-EBITDA is -0.95 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Ondo InsurTech Business Description

Other Exchanges ONDO:UK1AI:Germany
Address 8 Bishopsgate, c/o Arch Law, Floor 2, London, GBR, EC2N 4BQ
Ondo InsurTech PLC is in the Insurtech business in the home insurance Industry. The company's Leakbot system comprises a self-install sensor that clips to a pipe and detects a leak anywhere on a main water system. The company derives revenue from water leak detection devices, water leak detection services, Repair services, and consultancy services. The company has a geographical presence in the UK, the USA, and the Nordic. The company derives the majority of its revenue from the Nordics.