Ondo InsurTech (FRA:1AI) Effective Interest Rate on Debt %: 12.11% (As of Sep. 2025)


What is Ondo InsurTech Effective Interest Rate on Debt %?

Ondo InsurTech FRA:1AI -10.71% Effective Interest Rate on Debt % is 12.11% as of Sep. 2025. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Ondo InsurTech's annualized positive value of Interest Expense for the quarter that ended in Sep. 2025 was €0.95 Mil. Ondo InsurTech's average total debt for the quarter that ended in Sep. 2025 was €7.81 Mil. Therefore, Ondo InsurTech's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 was 12.11%.

Ondo InsurTech  (FRA:1AI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Ondo InsurTech Effective Interest Rate on Debt % Related Terms

Ondo InsurTech Effective Interest Rate on Debt % Historical Data

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The historical data trend for Ondo InsurTech's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ondo InsurTech Effective Interest Rate on Debt % Chart

Ondo InsurTech Annual Data
Trend Feb22 Mar24 Mar25
Effective Interest Rate on Debt %
0.00 9.68 15.05

Ondo InsurTech Semi-Annual Data
Aug21 Feb22 Aug22 Sep23 Mar24 Sep24 Mar25 Sep25
Effective Interest Rate on Debt % Get a 7-Day Free Trial 8.36 11.53 11.36 18.22 12.11

FRA:1AI vs COHR, KEYS, GRMN: Effective Interest Rate on Debt % Comparison

For the Scientific & Technical Instruments subindustry, Ondo InsurTech's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Ondo InsurTech Effective Interest Rate on Debt % vs Hardware Industry

For the Hardware industry and Technology sector, Ondo InsurTech's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Ondo InsurTech's Effective Interest Rate on Debt % falls into.


Ondo InsurTech Effective Interest Rate on Debt % Calculation

Ondo InsurTech's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2024 )+Total Debt  (A: Mar. 2025 ))/ count )
=-1  *  -1.207/( (7.583+8.452)/ 2 )
=-1  *  -1.207/8.0175
=15.05 %

where

Total Debt  (A: Mar. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.583 + 0
=7.583

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8.452 + 0
=8.452

Ondo InsurTech's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2025 )+Total Debt  (Q: Sep. 2025 ))/ count )
=-1  *  -0.946/( (8.452+7.167)/ 2 )
=-1  *  -0.946/7.8095
=12.11 %

where

Total Debt  (Q: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8.452 + 0
=8.452

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.167 + 0
=7.167

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Sep. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 12.11% mean?
Ondo InsurTech (FRA:1AI) has a Effective Interest Rate on Debt % of 12.11% as of Sep. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ondo InsurTech and its competitors.
Is Ondo InsurTech's Effective Interest Rate on Debt % too high?
Ondo InsurTech's current Effective Interest Rate on Debt % is 12.11%.
How does Ondo InsurTech's Effective Interest Rate on Debt % compare to COHR and KEYS?
Ondo InsurTech's Effective Interest Rate on Debt % of 12.11% can be compared against companies in the Hardware industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Hardware company?
A good Effective Interest Rate on Debt % depends on the Hardware industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ondo InsurTech and its competitors. Ondo InsurTech's current Effective Interest Rate on Debt % is 12.11%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ondo InsurTech stock overvalued right now?
Ondo InsurTech (FRA:1AI) has a current Effective Interest Rate on Debt % of 12.11%. The current Effective Interest Rate on Debt % is 12.11%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Ondo InsurTech (FRA:1AI), the current Effective Interest Rate on Debt % is 12.11% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Ondo InsurTech Business Description

Other Exchanges ONDO:UK1AI:Germany
Address 8 Bishopsgate, c/o Arch Law, Floor 2, London, GBR, EC2N 4BQ
Ondo InsurTech PLC is in the Insurtech business in the home insurance Industry. The company's Leakbot system comprises a self-install sensor that clips to a pipe and detects a leak anywhere on a main water system. The company derives revenue from water leak detection devices, water leak detection services, Repair services, and consultancy services. The company has a geographical presence in the UK, the USA, and the Nordic. The company derives the majority of its revenue from the Nordics.