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Woolworths HoldingsFRA:WN3 -0.96%61 Cash-to-Debt is 0.17 as of Jun. 2026, which is 13% above its 10-year median of 0.15. GuruFocus rates FRA:WN3 with a GF Score™ of 61/100 and a GF Value™ of €3.42. The stock has 5 warning signs investors should review. Among 1,121 Retail - Cyclical companies, Woolworths Holdings ranks worse than 71.63% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Woolworths Holdings's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.17.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Woolworths Holdingscouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Woolworths Holdings's Cash-to-Debt or its related term are showing as below:
FRA:WN3'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.12 Med: 0.15 Max: 0.22
Current: 0.17
During the past 13 years, Woolworths Holdings's highest Cash to Debt Ratio was 0.22. The lowest was 0.12. And the median was 0.15.
FRA:WN3's Cash-to-Debt is ranked worse than 71.63% of 1121
companies
in the Retail - Cyclical industry
Industry Median: 0.46
vs FRA:WN3: 0.17
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Woolworths Holdings Cash-to-Debt Related Terms
Woolworths Holdings Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Woolworths Holdings's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Department Stores subindustry, Woolworths Holdings's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Woolworths Holdings Cash-to-Debt vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Woolworths Holdings's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Woolworths Holdings's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Woolworths Holdings (FRA:WN3) has a Cash-to-Debt of 0.17 as of Jun. 2026. This is 13% above median its historical median of 0.15. Over the past decade, Woolworths Holdings' Cash-to-Debt has ranged from 0.12 to 0.22. According to the industry distribution chart, Woolworths Holdings ranks #803 out of 1121 companies in the Retail - Cyclical industry, placing it in the top 71.6%.
Is Woolworths Holdings' Cash-to-Debt too high?
Woolworths Holdings' current Cash-to-Debt of 0.17 is 13% above median its 10-year median of 0.15. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 0.22. The Retail - Cyclical industry median Cash-to-Debt is 0.46. Woolworths Holdings' value of 0.17 is 63% below this industry median. Based on the distribution chart, Woolworths Holdings ranks #803 out of 1121 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Woolworths Holdings has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Woolworths Holdings' Cash-to-Debt compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, Woolworths Holdings ranks #803 out of 1121 companies for Cash-to-Debt. This places Woolworths Holdings in the lower half of its industry. The industry median Cash-to-Debt is 0.46. Woolworths Holdings' value of 0.17 is 63% below this benchmark. Historically, Woolworths Holdings' own Cash-to-Debt has ranged from 0.12 to 0.22 over the past decade. While the company's 10-year median is 0.15 vs. the industry median of 0.46, Woolworths Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Retail - Cyclical company?
The median Cash-to-Debt among Retail - Cyclical companies is 0.46, based on 1,121 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Woolworths Holdings's current Cash-to-Debt of 0.17 is 63% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Retail - Cyclical industry, the median Cash-to-Debt is 0.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Woolworths Holdings's current Cash-to-Debt is 0.17, which is 13% above median its own 10-year median of 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Woolworths Holdings stock overvalued right now?
Woolworths Holdings (FRA:WN3) has a current Cash-to-Debt of 0.17. The stock's GF Value™ is €3.42, compared to a current price of €2.06 — trading 39.8% below its estimated fair value. The current Cash-to-Debt is 0.17, which is 13% above median its 10-year median of 0.15 and 63% below the Retail - Cyclical industry median of 0.46. Woolworths Holdings' overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Woolworths Holdings (FRA:WN3), the current Cash-to-Debt is 0.17 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Woolworths Holdings (FRA:WN3) Overvalued in 2026?
Based on GuruFocus' analysis, Woolworths Holdings stock appears to be undervalued.
The current stock price of €2.06 is trading 39.8% below its estimated GF Value™ of €3.42.
Key valuation signals for FRA:WN3:
Cash-to-Debt: 0.17 (13% above median its 10-year median of 0.15)
GF Value™: €3.42 vs. price of €2.06 (39.8% below fair value)
Industry Position: 63% below the Retail - Cyclical median (#803 of 1121)
No single metric tells the full story. See the FRA:WN3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Woolworths Holdings Ltd is a southern hemisphere retail Group. Its current operations are conducted through its two operating subsidiaries. The segments involve: Fashion, Beauty and Home; Food; Logistics; Woolworths Financial Services; Country Road Group; and Treasury. It derives maximum revenue from Food Segment. Geographically, It operates iun South Africa, Australia and New Zealand and Rest of Africa.
61GF Score
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