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Directa Sim SpAFRA:ZP7 +0.59%42 Cash-to-Debt is 0.22 as of Dec. 2025, which is 27% below its 10-year median of 0.30. GuruFocus rates FRA:ZP7 with a GF Score™ of 42/100 and a GF Value™ of €4.67. The stock has 7 warning signs investors should review. Among 798 Capital Markets companies, Directa Sim SpA ranks worse than 85.96% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Directa Sim SpA's cash to debt ratio for the quarter that ended in Dec. 2025 was 0.22.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Directa Sim SpAcouldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.
The historical rank and industry rank for Directa Sim SpA's Cash-to-Debt or its related term are showing as below:
FRA:ZP7'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0 Med: 0.3 Max: 0.41
Current: 0.22
During the past 7 years, Directa Sim SpA's highest Cash to Debt Ratio was 0.41. The lowest was 0.00. And the median was 0.30.
FRA:ZP7's Cash-to-Debt is ranked worse than 85.96% of 798
companies
in the Capital Markets industry
Industry Median: 2.17
vs FRA:ZP7: 0.22
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Directa Sim SpA Cash-to-Debt Related Terms
Directa Sim SpA Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Directa Sim SpA's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Capital Markets subindustry, Directa Sim SpA's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Directa Sim SpA Cash-to-Debt vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Directa Sim SpA's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Directa Sim SpA's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Directa Sim SpA (FRA:ZP7) has a Cash-to-Debt of 0.22 as of Dec. 2025. This is 27% below median its historical median of 0.30. According to the industry distribution chart, Directa Sim SpA ranks #686 out of 798 companies in the Capital Markets industry, placing it in the top 86%.
Is Directa Sim SpA's Cash-to-Debt too high?
Directa Sim SpA's current Cash-to-Debt of 0.22 is 27% below median its 10-year median of 0.30. The Capital Markets industry median Cash-to-Debt is 2.17. Directa Sim SpA's value of 0.22 is 89.9% below this industry median. Based on the distribution chart, Directa Sim SpA ranks #686 out of 798 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Directa Sim SpA has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does Directa Sim SpA's Cash-to-Debt compare to MS and GS?
According to the Capital Markets industry distribution chart, Directa Sim SpA ranks #686 out of 798 companies for Cash-to-Debt. This places Directa Sim SpA in the lower half of its industry. The industry median Cash-to-Debt is 2.17. Directa Sim SpA's value of 0.22 is 89.9% below this benchmark. While the company's 10-year median is 0.30 vs. the industry median of 2.17, Directa Sim SpA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Capital Markets company?
The median Cash-to-Debt among Capital Markets companies is 2.17, based on 798 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Directa Sim SpA's current Cash-to-Debt of 0.22 is 89.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Capital Markets industry, the median Cash-to-Debt is 2.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Directa Sim SpA's current Cash-to-Debt is 0.22, which is 27% below median its own 10-year median of 0.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Directa Sim SpA stock overvalued right now?
Directa Sim SpA (FRA:ZP7) has a current Cash-to-Debt of 0.22. The stock's GF Value™ is €4.67, compared to a current price of €6.84 — trading 46.5% above its estimated fair value. The current Cash-to-Debt is 0.22, which is 27% below median its 10-year median of 0.30 and 89.9% below the Capital Markets industry median of 2.17. Directa Sim SpA's overall GF Score™ is 42/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Directa Sim SpA (FRA:ZP7), the current Cash-to-Debt is 0.22 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Directa Sim SpA (FRA:ZP7) Overvalued in 2026?
Based on GuruFocus' analysis, Directa Sim SpA stock appears to be overvalued.
The current stock price of €6.84 is trading 46.5% above its estimated GF Value™ of €4.67.
Key valuation signals for FRA:ZP7:
Cash-to-Debt: 0.22 (27% below median its 10-year median of 0.30)
GF Value™: €4.67 vs. price of €6.84 (46.5% above fair value)
Industry Position: 89.9% below the Capital Markets median (#686 of 798)
No single metric tells the full story. See the FRA:ZP7 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Directa Sim SpA is an online brokerage firm that allows private investors to operate directly on financial markets. The financial products of the company include Stocks, Bonds, Futures, Funds, Options, and Certificates & CW, among others.
42GF Score
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