Directa Sim SpA (FRA:ZP7) 5-Year RORE % : 22.16% (As of Dec. 2025)


FRA:ZP7 Directa Sim SpA FRA:ZP7
64 GF Score
Price €7.50
GF Value €6.01
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Directa Sim SpA 5-Year RORE %?

Directa Sim SpA FRA:ZP7 64 5-Year RORE % is 22.16 as of Dec. 2025. GuruFocus rates FRA:ZP7 with a GF Score™ of 64/100 and a GF Value™ of €6.01 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 711 Capital Markets companies, Directa Sim SpA ranks better than 68.64% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Directa Sim SpA's 5-Year RORE % for the quarter that ended in Dec. 2025 was 22.16%.

The industry rank for Directa Sim SpA's 5-Year RORE % or its related term are showing as below:

FRA:ZP7's 5-Year RORE % is ranked better than
68.64% of 711 companies
in the Capital Markets industry
Industry Median: 7.46 vs FRA:ZP7: 22.16

Directa Sim SpA  (FRA:ZP7) 5-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 5-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Directa Sim SpA 5-Year RORE % Related Terms


Directa Sim SpA 5-Year RORE % Historical Data

* Premium members only.

The historical data trend for Directa Sim SpA's 5-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Directa Sim SpA 5-Year RORE % Chart

Directa Sim SpA Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
5-Year RORE %
Get a 7-Day Free Trial 0.00 0.00 0.00 32.24 22.16

Directa Sim SpA Semi-Annual Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
5-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 42.09 32.24 26.37 22.16

FRA:ZP7 vs MS, GS, SCHW: 5-Year RORE % Comparison

For the Capital Markets subindustry, Directa Sim SpA's 5-Year RORE %, along with its competitors' market caps and 5-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Directa Sim SpA 5-Year RORE % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Directa Sim SpA's 5-Year RORE % distribution charts can be found below:

* The bar in red indicates where Directa Sim SpA's 5-Year RORE % falls into.


FRA:ZP7
64GF Score
Directa Sim SpA FRA:ZP7
5-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Directa Sim SpA 5-Year RORE % Calculation

Directa Sim SpA's 5-Year RORE % for the quarter that ended in Dec. 2025 is calculated as:

5-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 5-year -Cumulative Dividends per Share for 5-year )
=( 0.67-0.317 )/( 2.373-0.78 )
=0.353/1.593
=22.16 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 5-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 5-year before.

Frequently Asked Questions Learn more about 5-Year RORE % →
What does a 5-Year RORE % of 22.16 mean?
Directa Sim SpA (FRA:ZP7) has a 5-Year RORE % of 22.16 as of Dec. 2025. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Directa Sim SpA and its competitors. According to the industry distribution chart, Directa Sim SpA ranks #223 out of 711 companies in the Capital Markets industry, placing it in the top 31.4%.
Is Directa Sim SpA's 5-Year RORE % too high?
Directa Sim SpA's current 5-Year RORE % is 22.16. The Capital Markets industry median 5-Year RORE % is 7.46. Directa Sim SpA's value of 22.16 is 197.1% above this industry median. Based on the distribution chart, Directa Sim SpA ranks #223 out of 711 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Directa Sim SpA has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Directa Sim SpA's 5-Year RORE % compare to MS and GS?
According to the Capital Markets industry distribution chart, Directa Sim SpA ranks #223 out of 711 companies for 5-Year RORE %. This puts Directa Sim SpA in the upper half of its industry. The industry median 5-Year RORE % is 7.46. Directa Sim SpA's value of 22.16 is 197.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year RORE % for a Capital Markets company?
The median 5-Year RORE % among Capital Markets companies is 7.46, based on 711 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Directa Sim SpA's current 5-Year RORE % of 22.16 is 197.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year RORE % mean?
A high 5-Year RORE % can signal that a stock is expensive relative to its fundamentals. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Directa Sim SpA and its competitors. For the Capital Markets industry, the median 5-Year RORE % is 7.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Directa Sim SpA's current 5-Year RORE % is 22.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Directa Sim SpA stock overvalued right now?
Based on GuruFocus' analysis, Directa Sim SpA (FRA:ZP7) is currently considered Modestly Overvalued. The stock's GF Value™ is €6.01, compared to a current price of €7.50 — trading 24.8% above its estimated fair value. The current 5-Year RORE % is 22.16 and 197.1% above the Capital Markets industry median of 7.46. Directa Sim SpA's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year RORE % calculated?
5-Year RORE % is calculated from a company's financial statements. For Directa Sim SpA (FRA:ZP7), the current 5-Year RORE % is 22.16 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Directa Sim SpA (FRA:ZP7) Overvalued in 2026?

Based on GuruFocus' analysis, Directa Sim SpA stock appears to be overvalued. The current stock price of €7.50 is trading 24.8% above its estimated GF Value™ of €6.01. GuruFocus considers Directa Sim SpA to be Modestly Overvalued.

Key valuation signals for FRA:ZP7:

  • 5-Year RORE %: 22.16
  • GF Value™: €6.01 vs. price of €7.50 (24.8% above fair value)
  • GF Score™: 64/100 with 3 warning signs
  • Industry Position: 197.1% above the Capital Markets median (#223 of 711)

No single metric tells the full story. See the FRA:ZP7 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Directa Sim SpA Business Description

Other Exchanges D:Italy
Address Via Bruno Buozzi, 5, Torino, ITA, 10121
Directa Sim SpA is an online brokerage firm that allows private investors to operate directly on financial markets. The financial products of the company include Stocks, Bonds, Futures, Funds, Options, and Certificates & CW, among others.
64GF Score

Get the complete analysis for FRA:ZP7

5-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.50
Price
€6.01
GF Value