Directa Sim SpA (FRA:ZP7) Retained Earnings: €12.61 Mil (As of Dec. 2025)


FRA:ZP7 Directa Sim SpA FRA:ZP7
64 GF Score
Price €7.50
GF Value €6.01
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Directa Sim SpA Retained Earnings?

Directa Sim SpA FRA:ZP7 64 Retained Earnings is €12.61 Mil as of Dec. 2025. GuruFocus rates FRA:ZP7 with a GF Score™ of 64/100 and a GF Value™ of €6.01 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Directa Sim SpA's retained earnings for the quarter that ended in Dec. 2025 was €12.61 Mil.

Directa Sim SpA's quarterly retained earnings declined from Dec. 2024 (€11.26 Mil) to Jun. 2025 (€7.23 Mil) but then increased from Jun. 2025 (€7.23 Mil) to Dec. 2025 (€12.61 Mil).

Directa Sim SpA's annual retained earnings increased from Dec. 2023 (€8.20 Mil) to Dec. 2024 (€11.26 Mil) and increased from Dec. 2024 (€11.26 Mil) to Dec. 2025 (€12.61 Mil).


Directa Sim SpA  (FRA:ZP7) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Directa Sim SpA Retained Earnings Historical Data

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The historical data trend for Directa Sim SpA's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Directa Sim SpA Retained Earnings Chart

Directa Sim SpA Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial 5.23 5.60 8.20 11.26 12.61

Directa Sim SpA Semi-Annual Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.20 6.69 11.26 7.23 12.61
FRA:ZP7
64GF Score
Directa Sim SpA FRA:ZP7
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Directa Sim SpA Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €12.61 Mil mean?
Directa Sim SpA (FRA:ZP7) has a Retained Earnings of €12.61 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Directa Sim SpA and its competitors.
Is Directa Sim SpA's Retained Earnings too high?
Directa Sim SpA's current Retained Earnings is €12.61 Mil. Overall, Directa Sim SpA has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Directa Sim SpA's Retained Earnings compare to MS and GS?
Directa Sim SpA's Retained Earnings of €12.61 Mil can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Capital Markets company?
A good Retained Earnings depends on the Capital Markets industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Directa Sim SpA and its competitors. Directa Sim SpA's current Retained Earnings is €12.61 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Directa Sim SpA stock overvalued right now?
Based on GuruFocus' analysis, Directa Sim SpA (FRA:ZP7) is currently considered Modestly Overvalued. The stock's GF Value™ is €6.01, compared to a current price of €7.50 — trading 24.8% above its estimated fair value. The current Retained Earnings is €12.61 Mil. Directa Sim SpA's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Directa Sim SpA (FRA:ZP7), the current Retained Earnings is €12.61 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Directa Sim SpA (FRA:ZP7) Overvalued in 2026?

Based on GuruFocus' analysis, Directa Sim SpA stock appears to be overvalued. The current stock price of €7.50 is trading 24.8% above its estimated GF Value™ of €6.01. GuruFocus considers Directa Sim SpA to be Modestly Overvalued.

Key valuation signals for FRA:ZP7:

  • Retained Earnings: €12.61 Mil
  • GF Value™: €6.01 vs. price of €7.50 (24.8% above fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the FRA:ZP7 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Directa Sim SpA Business Description

Other Exchanges D:Italy
Address Via Bruno Buozzi, 5, Torino, ITA, 10121
Directa Sim SpA is an online brokerage firm that allows private investors to operate directly on financial markets. The financial products of the company include Stocks, Bonds, Futures, Funds, Options, and Certificates & CW, among others.
64GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.50
Price
€6.01
GF Value