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Grid Dynamics HoldingsGDYN 73 Cash-to-Debt is 17.86 as of Jun. 2026, which is 38% below its 10-year median of 28.62. GuruFocus rates GDYN with a GF Score™ of 73/100 and a GF Value™ of $13.20 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 2,852 Software companies, Grid Dynamics Holdings ranks better than 73.25% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Grid Dynamics Holdings's cash to debt ratio for the quarter that ended in Jun. 2026 was 17.86.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Grid Dynamics Holdingscould pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Grid Dynamics Holdings's Cash-to-Debt or its related term are showing as below:
GDYN'
s Cash-to-Debt Range Over the Past 10 Years
Min: 15.75 Med: 28.62 Max: No Debt
Current: 17.86
During the past 9 years, Grid Dynamics Holdings's highest Cash to Debt Ratio was No Debt. The lowest was 15.75. And the median was 28.62.
GDYN's Cash-to-Debt is ranked better than 73.25% of 2852
companies
in the Software industry
Industry Median: 2.505
vs GDYN: 17.86
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Grid Dynamics Holdings Cash-to-Debt Related Terms
Grid Dynamics Holdings Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Information Technology Services subindustry, Grid Dynamics Holdings's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grid Dynamics Holdings Cash-to-Debt vs Software Industry
For the Software industry and Technology sector, Grid Dynamics Holdings's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Grid Dynamics Holdings's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grid Dynamics Holdings (GDYN) has a Cash-to-Debt of 17.86 as of Jun. 2026. This is 38% below median its historical median of 28.62. Over the past decade, Grid Dynamics Holdings' Cash-to-Debt has ranged from 15.75 to 10,000.00. According to the industry distribution chart, Grid Dynamics Holdings ranks #763 out of 2852 companies in the Software industry, placing it in the top 26.8%.
Is Grid Dynamics Holdings' Cash-to-Debt too high?
Grid Dynamics Holdings' current Cash-to-Debt of 17.86 is 38% below median its 10-year median of 28.62. Over the past 10 years, this metric has ranged from a low of 15.75 to a high of 10,000.00. The Software industry median Cash-to-Debt is 2.51. Grid Dynamics Holdings' value of 17.86 is 613% above this industry median. Based on the distribution chart, Grid Dynamics Holdings ranks #763 out of 2852 companies in the Software industry, which is above the industry midpoint. Overall, Grid Dynamics Holdings has a GF Score™ of 73/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Grid Dynamics Holdings' Cash-to-Debt compare to FCCN and IBEX?
According to the Software industry distribution chart, Grid Dynamics Holdings ranks #763 out of 2852 companies for Cash-to-Debt. This puts Grid Dynamics Holdings in the upper half of its industry. The industry median Cash-to-Debt is 2.51. Grid Dynamics Holdings' value of 17.86 is 613% above this benchmark. Historically, Grid Dynamics Holdings' own Cash-to-Debt has ranged from 15.75 to 10,000.00 over the past decade. While the company's 10-year median is 28.62 vs. the industry median of 2.51, Grid Dynamics Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Software company?
The median Cash-to-Debt among Software companies is 2.51, based on 2,852 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grid Dynamics Holdings's current Cash-to-Debt of 17.86 is 613% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Cash-to-Debt is 2.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grid Dynamics Holdings's current Cash-to-Debt is 17.86, which is 38% below median its own 10-year median of 28.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grid Dynamics Holdings stock overvalued right now?
Based on GuruFocus' analysis, Grid Dynamics Holdings (GDYN) is currently considered Significantly Undervalued. The stock's GF Value™ is $13.20, compared to a current price of $7.58 — trading 42.6% below its estimated fair value. The current Cash-to-Debt is 17.86, which is 38% below median its 10-year median of 28.62 and 613% above the Software industry median of 2.51. Grid Dynamics Holdings' overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Grid Dynamics Holdings (GDYN), the current Cash-to-Debt is 17.86 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grid Dynamics Holdings (GDYN) Overvalued in 2026?
Based on GuruFocus' analysis, Grid Dynamics Holdings stock appears to be undervalued.
The current stock price of $7.58 is trading 42.6% below its estimated GF Value™ of $13.20.
GuruFocus considers Grid Dynamics Holdings to be Significantly Undervalued.
Key valuation signals for GDYN:
Cash-to-Debt: 17.86 (38% below median its 10-year median of 28.62)
GF Value™: $13.20 vs. price of $7.58 (42.6% below fair value)
Industry Position: 613% above the Software median (#763 of 2852)
No single metric tells the full story. See the GDYN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grid Dynamics Holdings Inc is a provider of technology consulting, platform and product engineering, and advanced analytics services. The company delivers tailored solutions in several industry verticals like Tech, Media and Telecom, Retail, Finance and Consumer Packaged goods (CPG)/manufacturing. The company derives maximum revenue from Retails. Geographically company earns revenue from North America, Europe and other regions.
73GF Score
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