Grid Dynamics HoldingsGDYN -0.34%71 Debt-to-EBITDA is 1.54 as of Mar. 2026, which is 120% above its 10-year median of 0.70. GuruFocus rates GDYN with a GF Score™ of 71/100 and a GF Value™ of $13.02 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,701 Software companies, Grid Dynamics Holdings ranks better than 57.2% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Grid Dynamics Holdings's Debt-to-EBITDA or its related term are showing as below:
GDYN'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -0.72 Med: 0.7 Max: 1.46
Current: 0.79
During the past 9 years, the highest Debt-to-EBITDA Ratio of Grid Dynamics Holdings was 1.46. The lowest was -0.72. And the median was 0.70.
GDYN's Debt-to-EBITDA is ranked better than 57.2% of 1701
companies
in the Software industry
Industry Median: 1.08
vs GDYN: 0.79
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Grid Dynamics Holdings Debt-to-EBITDA Related Terms
Grid Dynamics Holdings Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Grid Dynamics Holdings's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GDYN vs TASK, IBEX, FCCN: Debt-to-EBITDA Comparison
For the Information Technology Services subindustry, Grid Dynamics Holdings's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grid Dynamics Holdings Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Grid Dynamics Holdings's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Grid Dynamics Holdings's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Grid Dynamics Holdings (GDYN) has a Debt-to-EBITDA of 1.54 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Grid Dynamics Holdings. This is 120% above median its historical median of 0.70. According to the industry distribution chart, Grid Dynamics Holdings ranks #728 out of 1701 companies in the Software industry, placing it in the top 42.8%.
Is Grid Dynamics Holdings' Debt-to-EBITDA too high?
Grid Dynamics Holdings' current Debt-to-EBITDA of 1.54 is 120% above median its 10-year median of 0.70. The Software industry median Debt-to-EBITDA is 1.08. Grid Dynamics Holdings' value of 1.54 is 42.6% above this industry median. Based on the distribution chart, Grid Dynamics Holdings ranks #728 out of 1701 companies in the Software industry, which is above the industry midpoint. Overall, Grid Dynamics Holdings has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Grid Dynamics Holdings' Debt-to-EBITDA compare to TASK and IBEX?
According to the Software industry distribution chart, Grid Dynamics Holdings ranks #728 out of 1701 companies for Debt-to-EBITDA. This puts Grid Dynamics Holdings in the upper half of its industry. The industry median Debt-to-EBITDA is 1.08. Grid Dynamics Holdings' value of 1.54 is 42.6% above this benchmark. While the company's 10-year median is 0.70 vs. the industry median of 1.08, Grid Dynamics Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.08, based on 1,701 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grid Dynamics Holdings's current Debt-to-EBITDA of 1.54 is 42.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Grid Dynamics Holdings. For the Software industry, the median Debt-to-EBITDA is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grid Dynamics Holdings's current Debt-to-EBITDA is 1.54, which is 120% above median its own 10-year median of 0.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grid Dynamics Holdings stock overvalued right now?
Based on GuruFocus' analysis, Grid Dynamics Holdings (GDYN) is currently considered Significantly Undervalued. The stock's GF Value™ is $13.02, compared to a current price of $5.90 — trading 54.7% below its estimated fair value. The current Debt-to-EBITDA is 1.54, which is 120% above median its 10-year median of 0.70 and 42.6% above the Software industry median of 1.08. Grid Dynamics Holdings' overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Grid Dynamics Holdings (GDYN), the current Debt-to-EBITDA is 1.54 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grid Dynamics Holdings (GDYN) Overvalued in 2026?
Based on GuruFocus' analysis, Grid Dynamics Holdings stock appears to be undervalued.
The current stock price of $5.90 is trading 54.7% below its estimated GF Value™ of $13.02.
GuruFocus considers Grid Dynamics Holdings to be Significantly Undervalued.
Key valuation signals for GDYN:
Debt-to-EBITDA: 1.54 (120% above median its 10-year median of 0.70)
GF Value™: $13.02 vs. price of $5.90 (54.7% below fair value)
Industry Position: 42.6% above the Software median (#728 of 1701)
No single metric tells the full story. See the GDYN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grid Dynamics Holdings Inc is a provider of technology consulting, platform and product engineering, and advanced analytics services. The company delivers tailored solutions in several industry verticals like Tech, Media and Telecom, Retail, Finance and Consumer Packaged goods (CPG)/manufacturing. The company derives maximum revenue from Retails. Geographically company earns revenue from North America, Europe and other regions.
71GF Score
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