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Hertz Global HoldingsHTZ +29.49%58 Cash-to-Debt is 0.03 as of Mar. 2026, which is 40% below its 10-year median of 0.05. GuruFocus rates HTZ with a GF Score™ of 58/100 and a GF Value™ of $5.68 (Possible Value Trap). The stock has 9 warning signs investors should review. Among 1,077 Business Services companies, Hertz Global Holdings ranks worse than 93.87% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Hertz Global Holdings's cash to debt ratio for the quarter that ended in Mar. 2026 was 0.03.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Hertz Global Holdingscouldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for Hertz Global Holdings's Cash-to-Debt or its related term are showing as below:
HTZ'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.02 Med: 0.05 Max: 0.27
Current: 0.03
During the past 13 years, Hertz Global Holdings's highest Cash to Debt Ratio was 0.27. The lowest was 0.02. And the median was 0.05.
HTZ's Cash-to-Debt is ranked worse than 93.87% of 1077
companies
in the Business Services industry
Industry Median: 1.2
vs HTZ: 0.03
Hertz Global Holdings (NAS:HTZ) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Hertz Global Holdings Cash-to-Debt Related Terms
Hertz Global Holdings Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Hertz Global Holdings's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Rental & Leasing Services subindustry, Hertz Global Holdings's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hertz Global Holdings Cash-to-Debt vs Business Services Industry
For the Business Services industry and Industrials sector, Hertz Global Holdings's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Hertz Global Holdings's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hertz Global Holdings (HTZ) has a Cash-to-Debt of 0.03 as of Mar. 2026. This is 40% below median its historical median of 0.05. Over the past decade, Hertz Global Holdings' Cash-to-Debt has ranged from 0.02 to 0.27. According to the industry distribution chart, Hertz Global Holdings ranks #1011 out of 1077 companies in the Business Services industry, placing it in the top 93.9%.
Is Hertz Global Holdings' Cash-to-Debt too high?
Hertz Global Holdings' current Cash-to-Debt of 0.03 is 40% below median its 10-year median of 0.05. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.27. The Business Services industry median Cash-to-Debt is 1.20. Hertz Global Holdings' value of 0.03 is 97.5% below this industry median. Based on the distribution chart, Hertz Global Holdings ranks #1011 out of 1077 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Hertz Global Holdings has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Hertz Global Holdings' Cash-to-Debt compare to ALTG and AIHS?
According to the Business Services industry distribution chart, Hertz Global Holdings ranks #1011 out of 1077 companies for Cash-to-Debt. This places Hertz Global Holdings in the lower half of its industry. The industry median Cash-to-Debt is 1.20. Hertz Global Holdings' value of 0.03 is 97.5% below this benchmark. Historically, Hertz Global Holdings' own Cash-to-Debt has ranged from 0.02 to 0.27 over the past decade. While the company's 10-year median is 0.05 vs. the industry median of 1.20, Hertz Global Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Business Services company?
The median Cash-to-Debt among Business Services companies is 1.20, based on 1,077 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hertz Global Holdings's current Cash-to-Debt of 0.03 is 97.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Business Services industry, the median Cash-to-Debt is 1.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hertz Global Holdings's current Cash-to-Debt is 0.03, which is 40% below median its own 10-year median of 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hertz Global Holdings stock overvalued right now?
Based on GuruFocus' analysis, Hertz Global Holdings (HTZ) is currently considered Possible Value Trap. The stock's GF Value™ is $5.68, compared to a current price of $2.02 — trading 64.5% below its estimated fair value. The current Cash-to-Debt is 0.03, which is 40% below median its 10-year median of 0.05 and 97.5% below the Business Services industry median of 1.20. Hertz Global Holdings' overall GF Score™ is 58/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Hertz Global Holdings (HTZ), the current Cash-to-Debt is 0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hertz Global Holdings (HTZ) Overvalued in 2026?
Based on GuruFocus' analysis, Hertz Global Holdings stock appears to be undervalued.
The current stock price of $2.02 is trading 64.5% below its estimated GF Value™ of $5.68.
GuruFocus considers Hertz Global Holdings to be Possible Value Trap.
Key valuation signals for HTZ:
Cash-to-Debt: 0.03 (40% below median its 10-year median of 0.05)
GF Value™: $5.68 vs. price of $2.02 (64.5% below fair value)
Industry Position: 97.5% below the Business Services median (#1011 of 1077)
No single metric tells the full story. See the HTZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hertz Global Holdings Inc is engaged principally in the business of renting vehicles through its Hertz, Dollar and Thrifty brands. The company has two reportable segments: i) Americas RAC: Rental of vehicles, as well as sales of vehicles and value-added services, in the U.S., Canada, Latin America and the Caribbean, ii) International RAC: Rental of vehicles, as well as sales of vehicles and value-added services, in locations other than the U.S., Canada, Latin America and the Caribbean. The company maintains a substantial network of company-operated rental locations, a majority of which are in Europe, and has franchisees and partners that operate rental locations under brands. Geographical markets include North America, Europe, Pacific Asia, Middle East and Africa, and Latin America.
58GF Score
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