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Ispire TechnologyISPR -1.91%43 Cash-to-Debt is 3.68 as of Mar. 2026, which is 58% below its 10-year median of 8.72. GuruFocus rates ISPR with a GF Score™ of 43/100 and a GF Value™ of $3.53 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 46 Tobacco Products companies, Ispire Technology ranks better than 67.39% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Ispire Technology's cash to debt ratio for the quarter that ended in Mar. 2026 was 3.68.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Ispire Technologycould pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for Ispire Technology's Cash-to-Debt or its related term are showing as below:
ISPR'
s Cash-to-Debt Range Over the Past 10 Years
Min: 3.09 Med: 8.72 Max: 214.03
Current: 3.68
During the past 5 years, Ispire Technology's highest Cash to Debt Ratio was 214.03. The lowest was 3.09. And the median was 8.72.
ISPR's Cash-to-Debt is ranked better than 67.39% of 46
companies
in the Tobacco Products industry
Industry Median: 1
vs ISPR: 3.68
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Ispire Technology Cash-to-Debt Related Terms
Ispire Technology Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Ispire Technology's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Tobacco subindustry, Ispire Technology's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ispire Technology Cash-to-Debt vs Tobacco Products Industry
For the Tobacco Products industry and Consumer Defensive sector, Ispire Technology's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Ispire Technology's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ispire Technology (ISPR) has a Cash-to-Debt of 3.68 as of Mar. 2026. This is 58% below median its historical median of 8.72. Over the past decade, Ispire Technology's Cash-to-Debt has ranged from 3.09 to 214.03. According to the industry distribution chart, Ispire Technology ranks #15 out of 46 companies in the Tobacco Products industry, placing it in the top 32.6%.
Is Ispire Technology's Cash-to-Debt too high?
Ispire Technology's current Cash-to-Debt of 3.68 is 58% below median its 10-year median of 8.72. Over the past 10 years, this metric has ranged from a low of 3.09 to a high of 214.03. The Tobacco Products industry median Cash-to-Debt is 1.00. Ispire Technology's value of 3.68 is 268% above this industry median. Based on the distribution chart, Ispire Technology ranks #15 out of 46 companies in the Tobacco Products industry, which is above the industry midpoint. Overall, Ispire Technology has a GF Score™ of 43/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Ispire Technology's Cash-to-Debt compare to PYYX and CHUC?
According to the Tobacco Products industry distribution chart, Ispire Technology ranks #15 out of 46 companies for Cash-to-Debt. This puts Ispire Technology in the upper half of its industry. The industry median Cash-to-Debt is 1.00. Ispire Technology's value of 3.68 is 268% above this benchmark. Historically, Ispire Technology's own Cash-to-Debt has ranged from 3.09 to 214.03 over the past decade. While the company's 10-year median is 8.72 vs. the industry median of 1.00, Ispire Technology has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Tobacco Products company?
The median Cash-to-Debt among Tobacco Products companies is 1.00, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ispire Technology's current Cash-to-Debt of 3.68 is 268% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Tobacco Products industry, the median Cash-to-Debt is 1.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ispire Technology's current Cash-to-Debt is 3.68, which is 58% below median its own 10-year median of 8.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ispire Technology stock overvalued right now?
Based on GuruFocus' analysis, Ispire Technology (ISPR) is currently considered Possible Value Trap. The stock's GF Value™ is $3.53, compared to a current price of $1.54 — trading 56.4% below its estimated fair value. The current Cash-to-Debt is 3.68, which is 58% below median its 10-year median of 8.72 and 268% above the Tobacco Products industry median of 1.00. Ispire Technology's overall GF Score™ is 43/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Ispire Technology (ISPR), the current Cash-to-Debt is 3.68 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ispire Technology (ISPR) Overvalued in 2026?
Based on GuruFocus' analysis, Ispire Technology stock appears to be undervalued.
The current stock price of $1.54 is trading 56.4% below its estimated GF Value™ of $3.53.
GuruFocus considers Ispire Technology to be Possible Value Trap.
Key valuation signals for ISPR:
Cash-to-Debt: 3.68 (58% below median its 10-year median of 8.72)
GF Value™: $3.53 vs. price of $1.54 (56.4% below fair value)
Industry Position: 268% above the Tobacco Products median (#15 of 46)
No single metric tells the full story. See the ISPR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ispire Technology Inc is engaged in the research and development, design, commercialization, sales, marketing, and distribution of branded e-cigarettes and cannabis vaping products. The company sells its cannabis vaping products in the United States, Europe, Canada, and South Africa. Geographically, the company generates the majority of its revenue from Europe.
43GF Score
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