ISPR (Ispire Technology) Effective Interest Rate on Debt %: 6.58% (As of Mar. 2026)


ISPR Ispire Technology Inc ISPR
43 GF Score
Price $1.23
GF Value $3.73
Valuation Possible Value Trap
! 3 Warning Signs
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What is Ispire Technology Effective Interest Rate on Debt %?

Ispire Technology ISPR +5.58% 43 Effective Interest Rate on Debt % is 6.58% as of Mar. 2026. GuruFocus rates ISPR with a GF Score™ of 43/100 and a GF Value™ of $3.73 (Possible Value Trap). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Ispire Technology's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $0.35 Mil. Ispire Technology's average total debt for the quarter that ended in Mar. 2026 was $5.29 Mil. Therefore, Ispire Technology's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 6.58%.


Ispire Technology  (NAS:ISPR) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Ispire Technology Effective Interest Rate on Debt % Related Terms


Ispire Technology Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Ispire Technology's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ispire Technology Effective Interest Rate on Debt % Chart

Ispire Technology Annual Data
Trend Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
0.00 0.00 0.00 0.00 0.00

Ispire Technology Quarterly Data
Jun21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.78 0.00 6.71 6.68 6.58

ISPR vs PYYX, RYM, CHUC: Effective Interest Rate on Debt % Comparison

For the Tobacco subindustry, Ispire Technology's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ispire Technology Effective Interest Rate on Debt % vs Tobacco Products Industry

For the Tobacco Products industry and Consumer Defensive sector, Ispire Technology's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Ispire Technology's Effective Interest Rate on Debt % falls into.


ISPR
43GF Score
Ispire Technology Inc ISPR
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Ispire Technology Effective Interest Rate on Debt % Calculation

Ispire Technology's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  0/( (3.402+7.059)/ 2 )
=-1  *  0/5.2305
=0.00 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.194 + 1.208
=3.402

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4.073 + 2.986
=7.059

Ispire Technology's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.348/( (5.68+4.904)/ 2 )
=-1  *  -0.348/5.292
=6.58 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.874 + 2.806
=5.68

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.265 + 2.639
=4.904

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.58% mean?
Ispire Technology (ISPR) has a Effective Interest Rate on Debt % of 6.58% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ispire Technology and its competitors.
Is Ispire Technology's Effective Interest Rate on Debt % too high?
Ispire Technology's current Effective Interest Rate on Debt % is 6.58%. Overall, Ispire Technology has a GF Score™ of 43/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Ispire Technology's Effective Interest Rate on Debt % compare to PYYX and RYM?
Ispire Technology's Effective Interest Rate on Debt % of 6.58% can be compared against companies in the Tobacco Products industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Tobacco Products company?
A good Effective Interest Rate on Debt % depends on the Tobacco Products industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ispire Technology and its competitors. Ispire Technology's current Effective Interest Rate on Debt % is 6.58%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ispire Technology stock overvalued right now?
Based on GuruFocus' analysis, Ispire Technology (ISPR) is currently considered Possible Value Trap. The stock's GF Value™ is $3.73, compared to a current price of $1.23 — trading 67.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 6.58%. Ispire Technology's overall GF Score™ is 43/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Ispire Technology (ISPR), the current Effective Interest Rate on Debt % is 6.58% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ispire Technology (ISPR) Overvalued in 2026?

Based on GuruFocus' analysis, Ispire Technology stock appears to be undervalued. The current stock price of $1.23 is trading 67.2% below its estimated GF Value™ of $3.73. GuruFocus considers Ispire Technology to be Possible Value Trap.

Key valuation signals for ISPR:

  • Effective Interest Rate on Debt %: 6.58%
  • GF Value™: $3.73 vs. price of $1.23 (67.2% below fair value)
  • GF Score™: 43/100 with 3 warning signs

No single metric tells the full story. See the ISPR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ispire Technology Business Description

Address 19700 Magellan Drive, Los Angeles, CA, USA, 90502
Ispire Technology Inc is engaged in the research and development, design, commercialization, sales, marketing, and distribution of branded e-cigarettes and cannabis vaping products. The company sells its cannabis vaping products in the United States, Europe, Canada, and South Africa. Geographically, the company generates the majority of its revenue from Europe.
43GF Score

Get the complete analysis for ISPR

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.23
Price
$3.73
GF Value