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Ladder CapitalLTS:0JSZ 52 Cash-to-Debt is 0.01 as of Jun. 2026, which is 88% below its 10-year median of 0.08. GuruFocus rates LTS:0JSZ with a GF Score™ of 52/100 and a GF Value™ of $10.59 (Fairly Valued). The stock has 6 warning signs investors should review. Among 850 REITs companies, Ladder Capital ranks worse than 88.59% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Ladder Capital's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.01.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Ladder Capitalcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Ladder Capital's Cash-to-Debt or its related term are showing as below:
LTS:0JSZ'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.01 Med: 0.08 Max: 0.48
Current: 0.01
During the past 13 years, Ladder Capital's highest Cash to Debt Ratio was 0.48. The lowest was 0.01. And the median was 0.08.
LTS:0JSZ's Cash-to-Debt is ranked worse than 88.59% of 850
companies
in the REITs industry
Industry Median: 0.09
vs LTS:0JSZ: 0.01
Ladder Capital (LTS:0JSZ) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Ladder Capital Cash-to-Debt Related Terms
Ladder Capital Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Ladder Capital's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
LTS:0JSZ vs TWO, ORC, CIM: Cash-to-Debt Comparison
For the REIT - Mortgage subindustry, Ladder Capital's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ladder Capital Cash-to-Debt vs REITs Industry
For the REITs industry and Real Estate sector, Ladder Capital's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Ladder Capital's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ladder Capital (LTS:0JSZ) has a Cash-to-Debt of 0.01 as of Jun. 2026. This is 88% below median its historical median of 0.08. Over the past decade, Ladder Capital's Cash-to-Debt has ranged from 0.01 to 0.48. According to the industry distribution chart, Ladder Capital ranks #753 out of 850 companies in the REITs industry, placing it in the top 88.6%.
Is Ladder Capital's Cash-to-Debt too high?
Ladder Capital's current Cash-to-Debt of 0.01 is 88% below median its 10-year median of 0.08. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.48. The REITs industry median Cash-to-Debt is 0.09. Ladder Capital's value of 0.01 is 88.9% below this industry median. Based on the distribution chart, Ladder Capital ranks #753 out of 850 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, Ladder Capital has a GF Score™ of 52/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ladder Capital's Cash-to-Debt compare to TWO and ORC?
According to the REITs industry distribution chart, Ladder Capital ranks #753 out of 850 companies for Cash-to-Debt. This places Ladder Capital in the lower half of its industry. The industry median Cash-to-Debt is 0.09. Ladder Capital's value of 0.01 is 88.9% below this benchmark. Historically, Ladder Capital's own Cash-to-Debt has ranged from 0.01 to 0.48 over the past decade. While the company's 10-year median is 0.08 vs. the industry median of 0.09, Ladder Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a REITs company?
The median Cash-to-Debt among REITs companies is 0.09, based on 850 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ladder Capital's current Cash-to-Debt of 0.01 is 88.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the REITs industry, the median Cash-to-Debt is 0.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ladder Capital's current Cash-to-Debt is 0.01, which is 88% below median its own 10-year median of 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ladder Capital stock overvalued right now?
Based on GuruFocus' analysis, Ladder Capital (LTS:0JSZ) is currently considered Fairly Valued. The stock's GF Value™ is $10.59, compared to a current price of $9.81 — trading 7.4% below its estimated fair value. The current Cash-to-Debt is 0.01, which is 88% below median its 10-year median of 0.08 and 88.9% below the REITs industry median of 0.09. Ladder Capital's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Ladder Capital (LTS:0JSZ), the current Cash-to-Debt is 0.01 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ladder Capital (LTS:0JSZ) Overvalued in 2026?
Based on GuruFocus' analysis, Ladder Capital stock appears to be undervalued.
The current stock price of $9.81 is trading 7.4% below its estimated GF Value™ of $10.59.
GuruFocus considers Ladder Capital to be Fairly Valued.
Key valuation signals for LTS:0JSZ:
Cash-to-Debt: 0.01 (88% below median its 10-year median of 0.08)
GF Value™: $10.59 vs. price of $9.81 (7.4% below fair value)
Industry Position: 88.9% below the REITs median (#753 of 850)
No single metric tells the full story. See the LTS:0JSZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ladder Capital Corp is an internally-managed real estate investment trust that is in commercial real estate finance. The company originates and invests in a diverse portfolio of commercial real estate and real estate-related assets, focusing on senior secured assets. The company's investment activities include: (i) Primary business of originating senior first mortgage fixed and floating rate loans collateralized by commercial real estate with flexible loan structures; (ii) owning and operating commercial real estate, including net leased commercial properties; and (iii) investing in investment-grade securities secured by first mortgage loans on commercial real estate. The company has three reportable segments: Loans, which derive maximum revenue; Securities; and Real Estate.
52GF Score
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