Ladder Capital (LTS:0JSZ) Debt-to-Asset : 0.55 (As of Jun. 2026)

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LTS:0JSZ Ladder Capital Corp LTS:0JSZ
57 GF Score
Price $9.88
GF Value $8.81
Valuation Modestly Overvalued
! 7 Warning Signs
View Full Analysis

What is Ladder Capital Debt-to-Asset?

Ladder Capital LTS:0JSZ +3.78% 57 Debt-to-Asset is 0.55 as of Jun. 2026. GuruFocus rates LTS:0JSZ with a GF Score™ of 57/100 and a GF Value™ of $8.81 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Ladder Capital's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $202.0 Mil. Ladder Capital's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $2,869.7 Mil. Ladder Capital's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was $5,606.3 Mil. Ladder Capital's debt to asset for the quarter that ended in Jun. 2026 was 0.55.


Ladder Capital  (LTS:0JSZ) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


Ladder Capital Debt-to-Asset Related Terms


Ladder Capital Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Ladder Capital's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ladder Capital Debt-to-Asset Chart

Ladder Capital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.65 0.57 0.58 0.63 0.56

Ladder Capital Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.54 0.56 0.56 0.55 0.55

LTS:0JSZ vs TWO, ORC, CIM: Debt-to-Asset Comparison

For the REIT - Mortgage subindustry, Ladder Capital's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ladder Capital Debt-to-Asset vs REITs Industry

For the REITs industry and Real Estate sector, Ladder Capital's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Ladder Capital's Debt-to-Asset falls into.


LTS:0JSZ
57GF Score
Ladder Capital Corp LTS:0JSZ
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ladder Capital Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Ladder Capital's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(280 + 2603.39) / 5152.55
=0.56

Ladder Capital's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(202 + 2869.74) / 5606.282
=0.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.55 mean?
Ladder Capital (LTS:0JSZ) has a Debt-to-Asset of 0.55 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Ladder Capital and its competitors.
Is Ladder Capital's Debt-to-Asset too high?
Ladder Capital's current Debt-to-Asset is 0.55. Overall, Ladder Capital has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ladder Capital's Debt-to-Asset compare to TWO and ORC?
Ladder Capital's Debt-to-Asset of 0.55 can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a REITs company?
A good Debt-to-Asset depends on the REITs industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Ladder Capital and its competitors. Ladder Capital's current Debt-to-Asset is 0.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ladder Capital stock overvalued right now?
Based on GuruFocus' analysis, Ladder Capital (LTS:0JSZ) is currently considered Modestly Overvalued. The stock's GF Value™ is $8.81, compared to a current price of $9.88 — trading 12.1% above its estimated fair value. The current Debt-to-Asset is 0.55. Ladder Capital's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Ladder Capital (LTS:0JSZ), the current Debt-to-Asset is 0.55 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ladder Capital (LTS:0JSZ) Overvalued in 2026?

Based on GuruFocus' analysis, Ladder Capital stock appears to be overvalued. The current stock price of $9.88 is trading 12.1% above its estimated GF Value™ of $8.81. GuruFocus considers Ladder Capital to be Modestly Overvalued.

Key valuation signals for LTS:0JSZ:

  • Debt-to-Asset: 0.55
  • GF Value™: $8.81 vs. price of $9.88 (12.1% above fair value)
  • GF Score™: 57/100 with 7 warning signs

No single metric tells the full story. See the LTS:0JSZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ladder Capital Business Description

Industry Real EstateREITs
Other Exchanges LADR:USALD1A:Germany
Address 320 Park Avenue, 15th Floor, New York, NY, USA, 10022
Ladder Capital Corp is an internally-managed real estate investment trust that is in commercial real estate finance. The company originates and invests in a diverse portfolio of commercial real estate and real estate-related assets, focusing on senior secured assets. The company's investment activities include: (i) Primary business of originating senior first mortgage fixed and floating rate loans collateralized by commercial real estate with flexible loan structures; (ii) owning and operating commercial real estate, including net leased commercial properties; and (iii) investing in investment-grade securities secured by first mortgage loans on commercial real estate. The company has three reportable segments: Loans, which derive maximum revenue; Securities; and Real Estate.
57GF Score

Get the complete analysis for LTS:0JSZ

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.88
Price
$8.81
GF Value