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Ladder CapitalLTS:0JSZ -0.69%60 Debt-to-Equity is 2.14 as of Mar. 2026, which is 6% below its 10-year median of 2.28. GuruFocus rates LTS:0JSZ with a GF Score™ of 60/100 and a GF Value™ of $10.62 (Fairly Valued). The stock has 6 warning signs investors should review. Among 689 REITs companies, Ladder Capital ranks worse than 90.13% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Ladder Capital's Debt-to-Equity or its related term are showing as below:
LTS:0JSZ'
s Debt-to-Equity Range Over the Past 10 Years
Min: 1.62 Med: 2.28 Max: 3.83
Current: 2.14
During the past 13 years, the highest Debt-to-Equity Ratio of Ladder Capital was 3.83. The lowest was 1.62. And the median was 2.28.
LTS:0JSZ's Debt-to-Equity is ranked worse than 90.13% of 689
companies
in the REITs industry
Industry Median: 0.78
vs LTS:0JSZ: 2.14
Ladder Capital (LTS:0JSZ) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Ladder Capital Debt-to-Equity Related Terms
Ladder Capital Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Ladder Capital's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LTS:0JSZ vs TWO, ORC, ARI: Debt-to-Equity Comparison
For the REIT - Mortgage subindustry, Ladder Capital's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ladder Capital Debt-to-Equity vs REITs Industry
For the REITs industry and Real Estate sector, Ladder Capital's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Ladder Capital's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ladder Capital (LTS:0JSZ) has a Debt-to-Equity of 2.14 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Ladder Capital and its competitors. This is near median its historical median of 2.28. Over the past decade, Ladder Capital's Debt-to-Equity has ranged from 1.62 to 3.83. According to the industry distribution chart, Ladder Capital ranks #621 out of 689 companies in the REITs industry, placing it in the top 90.1%.
Is Ladder Capital's Debt-to-Equity too high?
Ladder Capital's current Debt-to-Equity of 2.14 is near median its 10-year median of 2.28. Over the past 10 years, this metric has ranged from a low of 1.62 to a high of 3.83. The REITs industry median Debt-to-Equity is 0.78. Ladder Capital's value of 2.14 is 174.4% above this industry median. Based on the distribution chart, Ladder Capital ranks #621 out of 689 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, Ladder Capital has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ladder Capital's Debt-to-Equity compare to TWO and ORC?
According to the REITs industry distribution chart, Ladder Capital ranks #621 out of 689 companies for Debt-to-Equity. This places Ladder Capital in the lower half of its industry. The industry median Debt-to-Equity is 0.78. Ladder Capital's value of 2.14 is 174.4% above this benchmark. Historically, Ladder Capital's own Debt-to-Equity has ranged from 1.62 to 3.83 over the past decade. While the company's 10-year median is 2.28 vs. the industry median of 0.78, Ladder Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a REITs company?
The median Debt-to-Equity among REITs companies is 0.78, based on 689 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ladder Capital's current Debt-to-Equity of 2.14 is 174.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Ladder Capital and its competitors. For the REITs industry, the median Debt-to-Equity is 0.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ladder Capital's current Debt-to-Equity is 2.14, which is near median its own 10-year median of 2.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ladder Capital stock overvalued right now?
Based on GuruFocus' analysis, Ladder Capital (LTS:0JSZ) is currently considered Fairly Valued. The stock's GF Value™ is $10.62, compared to a current price of $10.01 — trading 5.7% below its estimated fair value. The current Debt-to-Equity is 2.14, which is near median its 10-year median of 2.28 and 174.4% above the REITs industry median of 0.78. Ladder Capital's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Ladder Capital (LTS:0JSZ), the current Debt-to-Equity is 2.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ladder Capital (LTS:0JSZ) Overvalued in 2026?
Based on GuruFocus' analysis, Ladder Capital stock appears to be undervalued.
The current stock price of $10.01 is trading 5.7% below its estimated GF Value™ of $10.62.
GuruFocus considers Ladder Capital to be Fairly Valued.
Key valuation signals for LTS:0JSZ:
Debt-to-Equity: 2.14 (near median its 10-year median of 2.28)
GF Value™: $10.62 vs. price of $10.01 (5.7% below fair value)
Industry Position: 174.4% above the REITs median (#621 of 689)
No single metric tells the full story. See the LTS:0JSZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ladder Capital Corp is an internally-managed real estate investment trust that is in commercial real estate finance. The company originates and invests in a diverse portfolio of commercial real estate and real estate-related assets, focusing on senior secured assets. The company's investment activities include: (i) Primary business of originating senior first mortgage fixed and floating rate loans collateralized by commercial real estate with flexible loan structures; (ii) owning and operating commercial real estate, including net leased commercial properties; and (iii) investing in investment-grade securities secured by first mortgage loans on commercial real estate. The company has three reportable segments: Loans, which derive maximum revenue; Securities; and Real Estate.
60GF Score
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