Generali (LTS:0K78) Cash-to-Debt : 0.40 (As of Jun. 2024)

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What is Generali Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Generali's cash to debt ratio for the quarter that ended in Jun. 2024 was 0.40.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Generali couldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2024.

The historical rank and industry rank for Generali's Cash-to-Debt or its related term are showing as below:

LTS:0K78' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.35 Med: 0.5 Max: No Debt
Current: 0.4

During the past 13 years, Generali's highest Cash to Debt Ratio was No Debt. The lowest was 0.35. And the median was 0.50.

LTS:0K78's Cash-to-Debt is ranked worse than
82.61% of 483 companies
in the Insurance industry
Industry Median: 1.74 vs LTS:0K78: 0.40

Generali Cash-to-Debt Historical Data

The historical data trend for Generali's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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Generali Cash-to-Debt Chart

Generali Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Cash-to-Debt

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0.49

0.59

0.51

0.43

0.41

Generali Quarterly Data
	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Sep22	Dec22	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24
Cash-to-Debt	Get a 7-Day Free Trial															N/A	0.41	N/A	0.40	N/A

Competitive Comparison of Generali's Cash-to-Debt

For the Insurance - Diversified subindustry, Generali's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Generali's Cash-to-Debt Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Generali's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Generali's Cash-to-Debt falls into.

Generali Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Generali's Cash to Debt Ratio for the fiscal year that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	7070	/	(0	+	17372)
	=	0.41

Generali's Cash to Debt Ratio for the quarter that ended in Jun. 2024 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	6952	/	(0	+	17518)
	=	0.40

Generali (LTS:0K78) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Generali Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of Generali's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

Generali Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » Generali (LTS:0K78) » Definitions » Cash-to-Debt

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Traded in Other Exchanges

ARZGY:USA ARZGF:USA G:Italy Gm:UK ASG0:Germany ASG:Germany ASG:Germany ASG:Germany ASG:Germany ASG:Bulgaria

Address

Piazza Duca degli Abruzzi, 2, Trieste, ITA, 34132

Website

https://www.generali.com

The roots of Generali date back to the 1830s and the Bora wind and rough seas that hit the Trieste region. Over that decade Generali sought to expand throughout Italy, but this growth was held back by the fragmented nature of Italy. The Italian Revolution in the 1840s paved the way for easier expansion in the country. After the First World War Trieste was eventually handed back to Italy. The dissolution of the Austro-Hungarian Empire created a fragmented Europe and a fragmented Generali. While to this day Generali remains quite a diversified company, its core operations remain in historical Austro-Hungarian countries of Austria, Central and Eastern Europe, Germany, and Italy. This is the case in Generali's nonlife business and France is also an important contributor to life and savings.

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