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Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Migdal Insurance & Financial Holdings's cash to debt ratio for the quarter that ended in Mar. 2026 was 189.65.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Migdal Insurance & Financial Holdingscould pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
MIGDF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 1.71 Med: 156.98 Max: No Debt
Current: 189.65
During the past 13 years, Migdal Insurance & Financial Holdings's highest Cash to Debt Ratio was No Debt. The lowest was 1.71. And the median was 156.98.
MIGDF's Cash-to-Debt is ranked better than 84.38% of 493
companies
in the Insurance industry
Industry Median: 2.05
vs MIGDF: 189.65
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Migdal Insurance & Financial Holdings Cash-to-Debt Related Terms
Migdal Insurance & Financial Holdings Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Insurance - Life subindustry, Migdal Insurance & Financial Holdings's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Migdal Insurance & Financial Holdings Cash-to-Debt vs Insurance Industry
For the Insurance industry and Financial Services sector, Migdal Insurance & Financial Holdings's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Migdal Insurance & Financial Holdings's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Migdal Insurance & Financial Holdings (MIGDF) has a Cash-to-Debt of 189.65 as of Mar. 2026. This is 21% above median its historical median of 156.98. Over the past decade, Migdal Insurance & Financial Holdings' Cash-to-Debt has ranged from 1.71 to 10,000.00. According to the industry distribution chart, Migdal Insurance & Financial Holdings ranks #77 out of 493 companies in the Insurance industry, placing it in the top 15.6%.
Is Migdal Insurance & Financial Holdings' Cash-to-Debt too high?
Migdal Insurance & Financial Holdings' current Cash-to-Debt of 189.65 is 21% above median its 10-year median of 156.98. Over the past 10 years, this metric has ranged from a low of 1.71 to a high of 10,000.00. The Insurance industry median Cash-to-Debt is 2.05. Migdal Insurance & Financial Holdings' value of 189.65 is 9151.2% above this industry median. Based on the distribution chart, Migdal Insurance & Financial Holdings ranks #77 out of 493 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Migdal Insurance & Financial Holdings has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Migdal Insurance & Financial Holdings' Cash-to-Debt compare to AFL and MET?
According to the Insurance industry distribution chart, Migdal Insurance & Financial Holdings ranks #77 out of 493 companies for Cash-to-Debt. This places Migdal Insurance & Financial Holdings in the top 16% of its industry — outperforming the majority of peers. The industry median Cash-to-Debt is 2.05. Migdal Insurance & Financial Holdings' value of 189.65 is 9151.2% above this benchmark. Historically, Migdal Insurance & Financial Holdings' own Cash-to-Debt has ranged from 1.71 to 10,000.00 over the past decade. While the company's 10-year median is 156.98 vs. the industry median of 2.05, Migdal Insurance & Financial Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Insurance company?
The median Cash-to-Debt among Insurance companies is 2.05, based on 493 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Migdal Insurance & Financial Holdings's current Cash-to-Debt of 189.65 is 9151.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Cash-to-Debt is 2.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Migdal Insurance & Financial Holdings's current Cash-to-Debt is 189.65, which is 21% above median its own 10-year median of 156.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Migdal Insurance & Financial Holdings stock overvalued right now?
Migdal Insurance & Financial Holdings (MIGDF) has a current Cash-to-Debt of 189.65. The stock's GF Value™ is $0.29, compared to a current price of $0.70 — trading 141.4% above its estimated fair value. The current Cash-to-Debt is 189.65, which is 21% above median its 10-year median of 156.98 and 9151.2% above the Insurance industry median of 2.05. Migdal Insurance & Financial Holdings' overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Migdal Insurance & Financial Holdings (MIGDF), the current Cash-to-Debt is 189.65 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Migdal Insurance & Financial Holdings (MIGDF) Overvalued in 2026?
Based on GuruFocus' analysis, Migdal Insurance & Financial Holdings stock appears to be overvalued.
The current stock price of $0.70 is trading 141.4% above its estimated GF Value™ of $0.29.
Key valuation signals for MIGDF:
Cash-to-Debt: 189.65 (21% above median its 10-year median of 156.98)
GF Value™: $0.29 vs. price of $0.70 (141.4% above fair value)
Industry Position: 9151.2% above the Insurance median (#77 of 493)
No single metric tells the full story. See the MIGDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Migdal Insurance & Financial Holdings Ltd is a diversified insurance and finance company in Israel. The company provides a wide variety of insurance, pension, and financial asset management services. The group's key areas of activity include life insurance, health insurance, general insurance, and financial services. Migdal's asset management department includes divisions in credit, real estate, and private equity.
67GF Score
Get the complete analysis for MIGDF
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