MIGDF (Migdal Insurance & Financial Holdings) Debt-to-Equity: 0.01 (As of Mar. 2026) — 98% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MIGDF Migdal Insurance & Financial Holdings Ltd MIGDF
67 GF Score
Price $0.70
GF Value $0.29
! 2 Warning Signs
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What is Migdal Insurance & Financial Holdings Debt-to-Equity?

Migdal Insurance & Financial Holdings MIGDF 67 Debt-to-Equity is 0.01 as of Mar. 2026, which is 98% below its 10-year median of 0.61. GuruFocus rates MIGDF with a GF Scoreâ„¢ of 67/100 and a GF Valueâ„¢ of $0.29. The stock has 2 warning signs investors should review. Among 402 Insurance companies, Migdal Insurance & Financial Holdings ranks better than 99.75% on this metric.

Migdal Insurance & Financial Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $0 Mil. Migdal Insurance & Financial Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $45 Mil. Migdal Insurance & Financial Holdings's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $3,439 Mil. Migdal Insurance & Financial Holdings's debt to equity for the quarter that ended in Mar. 2026 was 0.01.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Migdal Insurance & Financial Holdings's Debt-to-Equity or its related term are showing as below:

MIGDF' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.01   Med: 0.61   Max: 1.28
Current: 0.01

During the past 13 years, the highest Debt-to-Equity Ratio of Migdal Insurance & Financial Holdings was 1.28. The lowest was 0.01. And the median was 0.61.

MIGDF's Debt-to-Equity is ranked better than
99.75% of 402 companies
in the Insurance industry
Industry Median: 0.21 vs MIGDF: 0.01

Migdal Insurance & Financial Holdings  (OTCPK:MIGDF) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Migdal Insurance & Financial Holdings Debt-to-Equity Related Terms


Migdal Insurance & Financial Holdings Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Migdal Insurance & Financial Holdings's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Migdal Insurance & Financial Holdings Debt-to-Equity Chart

Migdal Insurance & Financial Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.63 0.89 0.00 0.02 0.01

Migdal Insurance & Financial Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.02 0.01 0.01 0.01

MIGDF vs AFL, MET, PRU: Debt-to-Equity Comparison

For the Insurance - Life subindustry, Migdal Insurance & Financial Holdings's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Migdal Insurance & Financial Holdings Debt-to-Equity vs Insurance Industry

For the Insurance industry and Financial Services sector, Migdal Insurance & Financial Holdings's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Migdal Insurance & Financial Holdings's Debt-to-Equity falls into.


MIGDF
67GF Score
Migdal Insurance & Financial Holdings Ltd MIGDF
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Migdal Insurance & Financial Holdings Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Migdal Insurance & Financial Holdings's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Migdal Insurance & Financial Holdings's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.01 mean?
Migdal Insurance & Financial Holdings (MIGDF) has a Debt-to-Equity of 0.01 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Migdal Insurance & Financial Holdings and its competitors. This is 98% below median its historical median of 0.61. Over the past decade, Migdal Insurance & Financial Holdings' Debt-to-Equity has ranged from 0.01 to 1.28. According to the industry distribution chart, Migdal Insurance & Financial Holdings ranks #1 out of 402 companies in the Insurance industry, placing it in the top 0.2%.
Is Migdal Insurance & Financial Holdings' Debt-to-Equity too high?
Migdal Insurance & Financial Holdings' current Debt-to-Equity of 0.01 is 98% below median its 10-year median of 0.61. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 1.28. The Insurance industry median Debt-to-Equity is 0.21. Migdal Insurance & Financial Holdings' value of 0.01 is 95.2% below this industry median. Based on the distribution chart, Migdal Insurance & Financial Holdings ranks #1 out of 402 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Migdal Insurance & Financial Holdings has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Migdal Insurance & Financial Holdings' Debt-to-Equity compare to AFL and MET?
According to the Insurance industry distribution chart, Migdal Insurance & Financial Holdings ranks #1 out of 402 companies for Debt-to-Equity. This places Migdal Insurance & Financial Holdings in the top 0% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.21. Migdal Insurance & Financial Holdings' value of 0.01 is 95.2% below this benchmark. Historically, Migdal Insurance & Financial Holdings' own Debt-to-Equity has ranged from 0.01 to 1.28 over the past decade. While the company's 10-year median is 0.61 vs. the industry median of 0.21, Migdal Insurance & Financial Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.21, based on 402 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Migdal Insurance & Financial Holdings's current Debt-to-Equity of 0.01 is 95.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Migdal Insurance & Financial Holdings and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Migdal Insurance & Financial Holdings's current Debt-to-Equity is 0.01, which is 98% below median its own 10-year median of 0.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Migdal Insurance & Financial Holdings stock overvalued right now?
Migdal Insurance & Financial Holdings (MIGDF) has a current Debt-to-Equity of 0.01. The stock's GF Value™ is $0.29, compared to a current price of $0.70 — trading 141.4% above its estimated fair value. The current Debt-to-Equity is 0.01, which is 98% below median its 10-year median of 0.61 and 95.2% below the Insurance industry median of 0.21. Migdal Insurance & Financial Holdings' overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Migdal Insurance & Financial Holdings (MIGDF), the current Debt-to-Equity is 0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Migdal Insurance & Financial Holdings (MIGDF) Overvalued in 2026?

Based on GuruFocus' analysis, Migdal Insurance & Financial Holdings stock appears to be overvalued. The current stock price of $0.70 is trading 141.4% above its estimated GF Value™ of $0.29.

Key valuation signals for MIGDF:

  • Debt-to-Equity: 0.01 (98% below median its 10-year median of 0.61)
  • GF Value™: $0.29 vs. price of $0.70 (141.4% above fair value)
  • GF Score™: 67/100 with 2 warning signs
  • Industry Position: 95.2% below the Insurance median (#1 of 402)

No single metric tells the full story. See the MIGDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Migdal Insurance & Financial Holdings Business Description

Other Exchanges MGDL:Israel
Address 4 Efal Street, Kiryat-Aryeh, Petach Tikva, ISR, 49511
Migdal Insurance & Financial Holdings Ltd is a diversified insurance and finance company in Israel. The company provides a wide variety of insurance, pension, and financial asset management services. The group's key areas of activity include life insurance, health insurance, general insurance, and financial services. Migdal's asset management department includes divisions in credit, real estate, and private equity.
67GF Score

Get the complete analysis for MIGDF

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.70
Price
$0.29
GF Value