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Migdal Insurance & Financial HoldingsMIGDF 67 Intrinsic Value: Projected FCF is $0.56 as of Aug. 23, 2026, which is 60% above its 10-year median of 0.35. GuruFocus rates MIGDF with a GF Score™ of 67/100 and a GF Value™ of $0.29. The stock has 2 warning signs investors should review. Among 397 Insurance companies, Migdal Insurance & Financial Holdings ranks worse than 75.06% on this metric.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
The historical rank and industry rank for Migdal Insurance & Financial Holdings's Intrinsic Value: Projected FCF or its related term are showing as below:
MIGDF'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.17 Med: 0.35 Max: 1.25
Current: 1.25
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Migdal Insurance & Financial Holdings was 1.25. The lowest was 0.17. And the median was 0.35.
MIGDF's Price-to-Projected-FCF is ranked worse than 75.06% of 397
companies
in the Insurance industry
Industry Median: 0.74
vs MIGDF: 1.25
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Migdal Insurance & Financial Holdings's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
0.70
/
5.0435515535146
=
0.14
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MIGDF vs AFL, MET, PRU: Intrinsic Value: Projected FCF Comparison
For the Insurance - Life subindustry, Migdal Insurance & Financial Holdings's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Migdal Insurance & Financial Holdings Price-to-Projected-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Migdal Insurance & Financial Holdings's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Migdal Insurance & Financial Holdings's Price-to-Projected-FCF falls into.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of $0.56 mean?
Migdal Insurance & Financial Holdings (MIGDF) has a Intrinsic Value: Projected FCF of $0.56 as of Aug. 23, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Migdal Insurance & Financial Holdings and its competitors. This is 60% above median its historical median of 0.35. Over the past decade, Migdal Insurance & Financial Holdings' Intrinsic Value: Projected FCF has ranged from 0.17 to 1.25. According to the industry distribution chart, Migdal Insurance & Financial Holdings ranks #298 out of 397 companies in the Insurance industry, placing it in the top 75.1%.
Is Migdal Insurance & Financial Holdings' Intrinsic Value: Projected FCF too high?
Migdal Insurance & Financial Holdings' current Intrinsic Value: Projected FCF of $0.56 is 60% above median its 10-year median of 0.35. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 1.25. The Insurance industry median Intrinsic Value: Projected FCF is 0.74. Migdal Insurance & Financial Holdings' value of $0.56 is 24.3% below this industry median. Based on the distribution chart, Migdal Insurance & Financial Holdings ranks #298 out of 397 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Migdal Insurance & Financial Holdings has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Migdal Insurance & Financial Holdings' Intrinsic Value: Projected FCF compare to AFL and MET?
According to the Insurance industry distribution chart, Migdal Insurance & Financial Holdings ranks #298 out of 397 companies for Intrinsic Value: Projected FCF. This places Migdal Insurance & Financial Holdings in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 0.74. Migdal Insurance & Financial Holdings' value of $0.56 is 24.3% below this benchmark. Historically, Migdal Insurance & Financial Holdings' own Intrinsic Value: Projected FCF has ranged from 0.17 to 1.25 over the past decade. While the company's 10-year median is 0.35 vs. the industry median of 0.74, Migdal Insurance & Financial Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for an Insurance company?
The median Intrinsic Value: Projected FCF among Insurance companies is 0.74, based on 397 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Migdal Insurance & Financial Holdings's current Intrinsic Value: Projected FCF of $0.56 is 24.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Migdal Insurance & Financial Holdings and its competitors. For the Insurance industry, the median Intrinsic Value: Projected FCF is 0.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Migdal Insurance & Financial Holdings's current Intrinsic Value: Projected FCF is $0.56, which is 60% above median its own 10-year median of 0.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Migdal Insurance & Financial Holdings stock overvalued right now?
Migdal Insurance & Financial Holdings (MIGDF) has a current Intrinsic Value: Projected FCF of $0.56. The stock's GF Value™ is $0.29, compared to a current price of $0.70 — trading 141.4% above its estimated fair value. The current Intrinsic Value: Projected FCF is $0.56, which is 60% above median its 10-year median of 0.35 and 24.3% below the Insurance industry median of 0.74. Migdal Insurance & Financial Holdings' overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Migdal Insurance & Financial Holdings (MIGDF), the current Intrinsic Value: Projected FCF is $0.56 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Migdal Insurance & Financial Holdings (MIGDF) Overvalued in 2026?
Based on GuruFocus' analysis, Migdal Insurance & Financial Holdings stock appears to be overvalued.
The current stock price of $0.70 is trading 141.4% above its estimated GF Value™ of $0.29.
Key valuation signals for MIGDF:
Intrinsic Value: Projected FCF: $0.56 (60% above median its 10-year median of 0.35)
GF Value™: $0.29 vs. price of $0.70 (141.4% above fair value)
Industry Position: 24.3% below the Insurance median (#298 of 397)
No single metric tells the full story. See the MIGDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Migdal Insurance & Financial Holdings Ltd is a diversified insurance and finance company in Israel. The company provides a wide variety of insurance, pension, and financial asset management services. The group's key areas of activity include life insurance, health insurance, general insurance, and financial services. Migdal's asset management department includes divisions in credit, real estate, and private equity.
67GF Score
Get the complete analysis for MIGDF
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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