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Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Creactives Group SpA's cash to debt ratio for the quarter that ended in Dec. 2025 was 0.47.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Creactives Group SpAcouldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.
The historical rank and industry rank for Creactives Group SpA's Cash-to-Debt or its related term are showing as below:
MIL:CREG'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.21 Med: 0.47 Max: 0.77
Current: 0.47
During the past 4 years, Creactives Group SpA's highest Cash to Debt Ratio was 0.77. The lowest was 0.21. And the median was 0.47.
MIL:CREG's Cash-to-Debt is not ranked
in the Software industry.
Industry Median: 2.455
vs MIL:CREG: 0.47
Creactives Group SpA (MIL:CREG) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Creactives Group SpA Cash-to-Debt Related Terms
Creactives Group SpA Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Creactives Group SpA's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
MIL:CREG vs UBER, CRM, SHOP: Cash-to-Debt Comparison
For the Software - Application subindustry, Creactives Group SpA's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Creactives Group SpA Cash-to-Debt vs Software Industry
For the Software industry and Technology sector, Creactives Group SpA's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Creactives Group SpA's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Creactives Group SpA (MIL:CREG) has a Cash-to-Debt of 0.47 as of Dec. 2025. This is near median its historical median of 0.47. Over the past decade, Creactives Group SpA's Cash-to-Debt has ranged from 0.21 to 0.77.
Is Creactives Group SpA's Cash-to-Debt too high?
Creactives Group SpA's current Cash-to-Debt of 0.47 is near median its 10-year median of 0.47. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 0.77. The Software industry median Cash-to-Debt is 2.46. Creactives Group SpA's value of 0.47 is 80.9% below this industry median. Overall, Creactives Group SpA has a GF Score™ of 29/100, reflecting its overall financial health beyond just this single metric.
How does Creactives Group SpA's Cash-to-Debt compare to UBER and CRM?
Creactives Group SpA's Cash-to-Debt of 0.47 can be compared against companies in the Software industry. The industry median Cash-to-Debt is 2.46. Creactives Group SpA's value of 0.47 is 80.9% below this benchmark. Historically, Creactives Group SpA's own Cash-to-Debt has ranged from 0.21 to 0.77 over the past decade. While the company's 10-year median is 0.47 vs. the industry median of 2.46, Creactives Group SpA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Software company?
The median Cash-to-Debt among Software companies is 2.46, based on 2,846 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Creactives Group SpA's current Cash-to-Debt of 0.47 is 80.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Cash-to-Debt is 2.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Creactives Group SpA's current Cash-to-Debt is 0.47, which is near median its own 10-year median of 0.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Creactives Group SpA stock overvalued right now?
Creactives Group SpA (MIL:CREG) has a current Cash-to-Debt of 0.47. The stock's GF Value™ is €3.11, compared to a current price of €2.96 — trading 4.8% below its estimated fair value. The current Cash-to-Debt is 0.47, which is near median its 10-year median of 0.47 and 80.9% below the Software industry median of 2.46. Creactives Group SpA's overall GF Score™ is 29/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Creactives Group SpA (MIL:CREG), the current Cash-to-Debt is 0.47 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Creactives Group SpA (MIL:CREG) Overvalued in 2026?
Based on GuruFocus' analysis, Creactives Group SpA stock appears to be undervalued.
The current stock price of €2.96 is trading 4.8% below its estimated GF Value™ of €3.11.
Key valuation signals for MIL:CREG:
Cash-to-Debt: 0.47 (near median its 10-year median of 0.47)
GF Value™: €3.11 vs. price of €2.96 (4.8% below fair value)
Industry Position: 80.9% below the Software median
No single metric tells the full story. See the MIL:CREG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Creactives Group SpA through its subsidiaries, develops AI-powered semantic technologies for data management in the Supply Chain and Procurement industry. The company through collaboration with its partners, creates technological projects providing its customers with support in supply chain data management activities based on; the collaborative AI-semantic technology platform, Vanessa, to create the digital twin of (cleaned and categorized) customer supply chain data, and then developing a system of applications using the data collected, and offering it to the customers.
29GF Score
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