Creactives Group SpA (MIL:CREG) Debt-to-Equity: 0.72 (As of Dec. 2025) — 51% Below Median

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MIL:CREG Creactives Group SpA MIL:CREG
29 GF Score
Price €2.96
GF Value €3.11
! 7 Warning Signs
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What is Creactives Group SpA Debt-to-Equity?

Creactives Group SpA MIL:CREG 29 Debt-to-Equity is 0.72 as of Dec. 2025, which is 51% below its 10-year median of 1.47. GuruFocus rates MIL:CREG with a GF Score™ of 29/100 and a GF Value™ of €3.11. The stock has 7 warning signs investors should review.

Creactives Group SpA's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €0.70 Mil. Creactives Group SpA's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €1.31 Mil. Creactives Group SpA's Total Stockholders Equity for the quarter that ended in Dec. 2025 was €2.79 Mil. Creactives Group SpA's debt to equity for the quarter that ended in Dec. 2025 was 0.72.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Creactives Group SpA's Debt-to-Equity or its related term are showing as below:

MIL:CREG' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.66   Med: 1.47   Max: 2.08
Current: 0.72

During the past 4 years, the highest Debt-to-Equity Ratio of Creactives Group SpA was 2.08. The lowest was 0.66. And the median was 1.47.

MIL:CREG's Debt-to-Equity is not ranked
in the Software industry.
Industry Median: 0.19 vs MIL:CREG: 0.72

Creactives Group SpA  (MIL:CREG) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Creactives Group SpA Debt-to-Equity Related Terms


Creactives Group SpA Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Creactives Group SpA's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Creactives Group SpA Debt-to-Equity Chart

Creactives Group SpA Annual Data
Trend Jun22 Jun23 Jun24 Jun25
Debt-to-Equity
0.92 0.66 1.83 2.08

Creactives Group SpA Semi-Annual Data
Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-Equity Get a 7-Day Free Trial 1.47 1.83 1.50 2.08 0.72

MIL:CREG vs UBER, CRM, SHOP: Debt-to-Equity Comparison

For the Software - Application subindustry, Creactives Group SpA's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Creactives Group SpA Debt-to-Equity vs Software Industry

For the Software industry and Technology sector, Creactives Group SpA's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Creactives Group SpA's Debt-to-Equity falls into.


MIL:CREG
29GF Score
Creactives Group SpA MIL:CREG
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Creactives Group SpA Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Creactives Group SpA's Debt to Equity Ratio for the fiscal year that ended in Jun. 2025 is calculated as

Creactives Group SpA's Debt to Equity Ratio for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.72 mean?
Creactives Group SpA (MIL:CREG) has a Debt-to-Equity of 0.72 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Creactives Group SpA and its competitors. This is 51% below median its historical median of 1.47. Over the past decade, Creactives Group SpA's Debt-to-Equity has ranged from 0.66 to 2.08.
Is Creactives Group SpA's Debt-to-Equity too high?
Creactives Group SpA's current Debt-to-Equity of 0.72 is 51% below median its 10-year median of 1.47. Over the past 10 years, this metric has ranged from a low of 0.66 to a high of 2.08. The Software industry median Debt-to-Equity is 0.19. Creactives Group SpA's value of 0.72 is 278.9% above this industry median. Overall, Creactives Group SpA has a GF Score™ of 29/100, reflecting its overall financial health beyond just this single metric.
How does Creactives Group SpA's Debt-to-Equity compare to UBER and CRM?
Creactives Group SpA's Debt-to-Equity of 0.72 can be compared against companies in the Software industry. The industry median Debt-to-Equity is 0.19. Creactives Group SpA's value of 0.72 is 278.9% above this benchmark. Historically, Creactives Group SpA's own Debt-to-Equity has ranged from 0.66 to 2.08 over the past decade. While the company's 10-year median is 1.47 vs. the industry median of 0.19, Creactives Group SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.19, based on 2,245 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Creactives Group SpA's current Debt-to-Equity of 0.72 is 278.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Creactives Group SpA and its competitors. For the Software industry, the median Debt-to-Equity is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Creactives Group SpA's current Debt-to-Equity is 0.72, which is 51% below median its own 10-year median of 1.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Creactives Group SpA stock overvalued right now?
Creactives Group SpA (MIL:CREG) has a current Debt-to-Equity of 0.72. The stock's GF Value™ is €3.11, compared to a current price of €2.96 — trading 4.8% below its estimated fair value. The current Debt-to-Equity is 0.72, which is 51% below median its 10-year median of 1.47 and 278.9% above the Software industry median of 0.19. Creactives Group SpA's overall GF Score™ is 29/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Creactives Group SpA (MIL:CREG), the current Debt-to-Equity is 0.72 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Creactives Group SpA (MIL:CREG) Overvalued in 2026?

Based on GuruFocus' analysis, Creactives Group SpA stock appears to be undervalued. The current stock price of €2.96 is trading 4.8% below its estimated GF Value™ of €3.11.

Key valuation signals for MIL:CREG:

  • Debt-to-Equity: 0.72 (51% below median its 10-year median of 1.47)
  • GF Value™: €3.11 vs. price of €2.96 (4.8% below fair value)
  • GF Score™: 29/100 with 7 warning signs
  • Industry Position: 278.9% above the Software median

No single metric tells the full story. See the MIL:CREG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Creactives Group SpA Business Description

Address Piazzale Luigi Cadorna 6, Verona, ITA, 37126
Creactives Group SpA through its subsidiaries, develops AI-powered semantic technologies for data management in the Supply Chain and Procurement industry. The company through collaboration with its partners, creates technological projects providing its customers with support in supply chain data management activities based on; the collaborative AI-semantic technology platform, Vanessa, to create the digital twin of (cleaned and categorized) customer supply chain data, and then developing a system of applications using the data collected, and offering it to the customers.
29GF Score

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Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.96
Price
€3.11
GF Value